CMAAY Scheme 2026 - Apply Online, Check Eligibility & Enrollment Status at cmaay.arunachal.gov.in

Arunachal Pradesh government is accepting online enrollment for Chief Minister Arogya Arunachal Yojana (CMAAY) at the new official portal cmaay.arunachal.gov.in. CMAAY works along with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) and gives cashless health cover of up to ₹5 lakh per family per year for secondary and tertiary care.

CMAAY replaced the old CM's Universal Health Insurance Scheme (CMUHIS) and provides cashless treatment in "Assurance Mode" to poor and at-risk families. The scheme is run by Chief Minister Arogya Arunachal Society under the Health Department, and the State Health Agency manages enrollment, claims and hospital empanelment.

CMAAY Enrollment - Apply Online for CM Arogya Arunachal Yojana

CM's Arogya Arunachal Yojana (CMAAY) gives cashless hospitalization to poor and at-risk groups up to ₹5 lakh per family per year. Under this scheme, government provides ₹1 lakh for Secondary Care and ₹4 lakh for Tertiary Care. All eligible people can get benefits of this Health Assurance Scheme in any empanelled hospital through the official web portal. Below is the complete procedure to apply online:

STEP 1: Visit the official website https://cmaay.arunachal.gov.in

STEP 2: At the homepage, click at the "Apply Online Enroll" link present in the Enrollment section or directly click https://cmaay.arunachal.gov.in/NewEnrollment.aspx:

Then select the Enrollment Type on the next page. Retired government employees who just got covered under this scheme can choose "State Pensioner" from the type.

STEP 3: On the next step, either you have to enter your Aadhaar Number or PPO number (In case of state pensioner) or government ID details.

STEP 4: Select the option as "Public" if you do not belong to any of the other options. This will open the Chief Minister Arogya Arunachal Yojana online registration form which will appear as below.

STEP 5: Here, enter all the asked details accurately and click at "Save" button to complete the online registration process.

Check CMAAY Application Status

After registration / application, you can check status through the link https://cmaay.arunachal.gov.in/CheckStatus.aspx.

Just select your district, enter URN/Aadhaar number and then click the "Search" button.

List of Documents Required for CM Arogya Arunachal Yojana

Keep these documents ready before starting the online enrollment process:

• Aadhaar Card (All Family Members) (Both Sides: Front and Back)
• APST Certificate
• Resident Certificate (Only for eligible non-APST resident of Lohit, Changlang and Namsai)
• Family Declaration Form (Both Pages)
• PMJAY Card
• Government ID Card in case of Government Employee or PPO Number in case of pensioner

Eligibility Criteria for CM Arogya Arunachal Yojana

Eligible people covered are:

• Arunachal Pradesh Scheduled Tribe (APST) members
• Non-APST residents of Changlang, Lohit, Namsai possessing Resident Certificate (RC) who are people with permanent land holding documents
• State Government Employees, Pensioners and their dependents

Exclusion Criteria: Natives of Arunachal Pradesh working for Public Sector Undertakings (PSUs) and Central Government.

Documents which are required to establish the identity and proof of valid beneficiary are:

Aadhaar Card along with following documents:

For APST: APST certificate. For Non-APST but bonafide members of Lohit, Namsai and Changlang districts: Resident Certificate (RC) issued by Competent Authority. For State Government employees: Government ID card issued by competent Authority. Dependents of State Government employees/RC holders should produce any legal document (along with Aadhaar card) to prove their relation to the State Government employees/RC holder (birth certificate and marriage certificate for newly added members in the family).

Detail	Information
Scheme Name	Chief Minister Arogya Arunachal Yojana (CMAAY)
Launched By	Government of Arunachal Pradesh
Beneficiaries	APST members, non-APST residents of Lohit, Changlang and Namsai, state government employees and pensioners
Benefit Amount	Up to ₹5 lakh per family per year (₹1 lakh secondary care, ₹4 lakh tertiary care)
Application Mode	Online
Official Website	cmaay.arunachal.gov.in
Helpline	1800 233 5558 / 08956048405 / 9402914555

What is Chief Minister Arogya Arunachal Yojana 2026

Pradhan Mantri Jan Arogya Yojana (PMJAY) (AB-PMJAY) and Chief Minister Arogya Arunachal Yojana (CMAAY) are the schemes of Central and State Government respectively, which is being implemented by the Chief Minister Arogya Arunachal Society with a vision to accord quality and cashless health care services to the people of the State envisaging Universal Health care to all by 2030.

Chief Minister Arogya Arunachal Society under Health Department will implement this scheme. The state government had announced this scheme earlier on 15 August 2018. The state government has approved the enrollment and pre-authorization of beneficiaries through online mode availing AB-NHPM and CMAAY. Government will provide benefits on the basis of annual coverage and package charges on specific treatment procedures.

Eligible people can also check their name in the Ayushman Bharat Yojana list and download the PMJAY beneficiary list from the official portal.

New Update on CMAAY for Retired Government Employees (Pensioners)

Families of retired Arunachal Pradesh government employees will now get cashless health insurance cover of up to ₹5 lakh per year under the CMAAY Scheme. The Directorate of Audit and Pension has already shared details of over 11,400 pensioners (retired after June 2018) with the State Health Agency and CMAAY Society.

Eligible people can check eligibility using their PPO number and complete enrollment online at cmaay.arunachal.gov.in by choosing the "State Pensioner" category. For enrollment, documents like state pension ID card, Aadhaar card, and Aadhaar details of dependents are needed. The official notification for inclusion of state pensioners under CMAAY can be downloaded from arunachalipr.gov.in.

Senior citizens above 70 years will also be covered for up to ₹5 lakh annually under the expanded Ayushman Bharat Yojana, but they must choose either CMAAY or Ayushman Bharat, as dual coverage is not allowed.

CMAAY Hospitalization Benefits

Cashless Services

Cashless transaction to the beneficiary right from his/her reporting and up to 10 days after discharge. The package rate shall mean all including registration charges, bed charges (general ward), nursing and boarding charges, surgeons charges, anesthetists charges, medical practitioner fees, consultants fees, anesthesia, blood, oxygen and O.T. charges, cost of surgical appliances, diagnostic tests (including radiological) from the reporting to discharge, pre-hospitalization up to 3 days and post hospitalization up to 10 days will be covered for all medicines and diagnostic test for the same ailment/surgery, cost of prosthetic devices and implants.

Important Points

Pre-existing diseases are covered from the first day of enrollment. Complications are a part of the procedure. Medical and surgical packages cannot be taken together for same patient in same episode of hospitalization.

Exclusions under the policy are listed below:

• Conditions that do not require hospitalization
• Hospitalization primarily for evaluation / diagnostic purpose
• Any dental treatment or surgery which is corrective, cosmetic or of aesthetic procedure, filling of cavity, root canal including wear and tear etc. unless arising from disease, illness or injury and which requires hospitalization for treatment.
• Congenital external diseases
• Fertility related procedures
• Drugs and Alcohol Induced illness
• Vaccination
• Suicide
• Persistent Vegetative State

CMAAY Package Benefits - Specialty Wise Package Rate List

Specialty wise package rate list under Chief Minister Arogya Arunachal Yojana can be checked from the official portal cmaay.arunachal.gov.in. The page to track CMAAY Package Rate List will appear as shown below. Select the category and click "Get Package List".

CM Arogya Arunachal Yojana Application Form PDF Download

STEP 1: Visit the official website https://cmaay.arunachal.gov.in

STEP 2: At the homepage, scroll over the "Enrollment" section and click at "How To Enroll" to open the enrollment process flow, or directly open https://cmaay.arunachal.gov.in/enrollmentprocessflow.aspx as shown below:

STEP 3: The CMAAY Application Form PDF can be downloaded from the official portal. The form appears as shown below:

CMAAY Hospital Empanelment Application Form

Hospital Empanelment lines are open for CMAAY Scheme. All the Government / Semi government / Private / Charitable / Trust hospitals can fill the hospital empanelment online application form to enroll for this scheme. Every hospital must understand the Process Flow first and then fill CMAAY Hospital Empanelment Form:

STEP 1: Visit the official website https://cmaay.arunachal.gov.in and check the empanelment criteria and process flow from the "Empanelment" section.

STEP 2: Click at the "Apply Online" link under the Empanelment section or directly click https://cmaay.arunachal.gov.in/common/RGJAYEmpanelElegibility.aspx

STEP 3: Then click at "Click Here for Application", read instructions and agree to Terms and Conditions, and then click the type of hospital. It could be any government / private / charitable / trust hospital. Clicking on that particular type will open the application form for that hospital.

STEP 4: For instance, if we click at the "Govt. / Semi Govt." tab, then Hospital Empanelment form will appear as follows:

STEP 5: Here give all the Hospital details, Registration details, Accreditation and Certification details, bank Details, Taxation details and Submit the form to complete the CMAAY application process.

Patient Enrollment Data Search (Search Enrollment Details at Hospitals) - https://cmaay.arunachal.gov.in/Hospital/SearchEnrollmentDtls.aspx

CMAAY Approved List of Procedures

There will be approved list of procedures in more than 30 specialties as given in the table below:

Burns Management	Cardio-thoracic & Vascular surgery
Cardiology	CTVS
Emergency Room Packages	ENT
General Medicine	General Medicine, Pediatric Medical Management
General Surgery	Infectious Diseases
Interventional Neuroradiology	Medical Oncology
Mental Disorders	Neo - natal Care
Neurosurgery	Obstetrics & Gynaecology
Obstetrics & Gynecology	Ophthalmology
Oral & Maxillofacial Surgery	Oral and Maxillofacial Surgery
Organ and Tissue Transplant	Orthopaedics
Orthopedics	Otorhinolaryngology
Pediatric Surgery	Pediatric Medical Management
Polytrauma	Plastic & reconstructive Surgery
Surgical Oncology	Radiation Oncology
Urology	Unspecified Surgical Package

CMAAY Empaneled Hospitals (Outside the State of Arunachal Pradesh)

Here is the list of CMAAY empaneled hospitals outside the state of Arunachal Pradesh:

For more benefits and details on the CMAAY Health Scheme, please click the link - https://cmaay.arunachal.gov.in/CMAAYscheme.aspx

Helpline and Toll Free Numbers

Toll Free No. 1800 233 5558 / 08956048405

WhatsApp Helpline: 9402914555

For complaints and grievances, eligible people can use the online grievance form at https://cmaay.arunachal.gov.in/CustomerCare/Complaint.aspx or check the escalation matrix at https://cmaay.arunachal.gov.in/EscalationMatrix.aspx.