Find government schemes and updates

Picking an investment needs more than just looking at interest rates. As of August 8, 2026, Public Provident Fund (PPF) pays 7.1% yearly. Senior Citizens Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY) both pay 8.2% yearly.

Details of popular schemes

Public Provident Fund (PPF) is a solid pick for long-term growth. It lasts 15 years and gives EEE tax benefits. You can put in between Rs 500 and Rs 1.5 lakh every year.

If you are a senior citizen, Senior Citizens Savings Scheme (SCSS) gives you a regular income every three months. You can invest up to Rs 30 lakh for 5 years.

For parents planning for a daughter, Sukanya Samriddhi Yojana (SSY) is a 21-year plan for girls under age 10. It takes deposits up to Rs 1.5 lakh each year. Choose the plan that matches your goals, not just the rate.

Rural families in Bihar can get money help to build home toilets. This scheme works through Lohiya Swachh Bihar Abhiyan and Swachh Bharat Mission (Grameen). Eligible families may receive up to ₹12,000 for building costs.

Eligibility and application

This scheme helps specific groups. This includes EWS families, SC and ST communities, women-led households, small farmers, and people with disabilities. This payment is not automatic for every house. Talk to your local Gram Panchayat or block office to check your status.

To apply, keep your ID proofs, bank details, and required documents ready. Always check with official government offices instead of private websites for the latest deadlines and process details.

Affordable housing progress in Punjab is slow because over 53,000 houses sanctioned under Pradhan Mantri Awas Yojana-Urban are still unfinished. Tokhan Sahu, Union Minister of State for Housing and Urban Affairs, gave these numbers in the Lok Sabha on August 7, 2026.

Housing project status

Although the central government approved 1,58,768 houses for Punjab under PMAY-U and PMAY-U 2.0, only 1,05,497 houses are ready. Records show that construction has started for 1,35,494 units. This leaves more than 23,000 houses where building work has not yet started. The government has released ₹2,198 crore of the total ₹2,714 crore approved central support for these projects.

The first scheme started in June 2015 to give solid houses to eligible urban families. PMAY-U 2.0 started in September 2024 to help 1 crore more families across the country. State authorities and local urban bodies handle the building work. Eligible people can track application status or check the PMAY Urban list of beneficiaries to see their project details and eligibility.

Pilibhit started a scheme to help rural women in the district. This plan targets 1.87 lakh families. It aims to support the local community by giving resources to families who need help.

Rural support in Pilibhit

Local authorities work to make sure benefits reach every home in the plan. This focused approach helps rural growth and equality in the region.

Deputy Commissioner Minga Sherpa held a meeting on August 9, 2026, to check the progress of social security and labor welfare schemes in Udhampur. The session focused on making sure eligible people get support through Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana.

Better enrollment process

Officials must submit list of all laborers in their areas by Monday. This will make the enrollment process easier. The administration wants better coordination between departments and banks. This helps benefits reach every eligible person.

LPG consumers must finish their Aadhaar e-KYC by August 16, 2026, to keep getting subsidies on home cylinders without any breaks. If you miss this date, you will not get domestic rates until you finish the check.

This step is very important to verify real users and make sure Pradhan Mantri Ujjwala Yojana beneficiaries keep getting their ₹300 subsidy for every 14.2 kg cylinder. You can do the e-KYC online using the IndianOil ONE, Hello BPCL, or HP Pay apps. You can also visit your local LPG dealer or ask your delivery person for biometric verification.

How to finish verification

Keep your Aadhaar card, LPG consumer ID, and registered mobile number ready. This required step helps the government send benefits to the right people and stops fake connections.

Government has updated its approval process to roll out welfare projects faster. Starting July 31, departments can skip working groups and send proposals straight for money checks. This change aims to remove delays that used to stop schemes from starting after budget announcements.

## New approval system

Under the new system, proposals get sorted by their current budget status. Departments can now give final approval after getting a sign-off from the finance department. To keep things clear, a mandatory scrutiny checklist is now required. Departments must show project goals, timelines, and funding details before any check happens. Projects already in the annual plan follow the old rules.

Women in Delhi show high interest in Delhi Lakshmi Yojana. By Saturday afternoon, 5,14,460 registrations were completed for this money help scheme. People from North-East and North-West districts are submitting the most forms.

Scheme details

This scheme pays 2,500 rupees every month to eligible women. Community participation is high. If you are eligible, finish your registration soon to get benefits under this government scheme.

Assam government launched Orunodoi 3.0. This scheme gives monthly money help to over 37 lakh women. Starting in August, eligible people get ₹1,250 sent straight to their bank accounts. If you live in flood-hit areas like Sivasagar, Charaideo, Jorhat, or Golaghat, you will get ₹2,500 this month.

Scheme goals and support

This scheme helps reduce poverty and helps women. To keep things clear, the state uses Aadhaar-based checking. Orunodoi Sarathis are working in every area to help with signing up and solving problems. Eligible people can also take small interest-free loans up to ₹15,000 based on their yearly benefit.

You can apply if you are a widow, an unmarried woman over 45, a transgender person, a person with a disability, or if your family earns less than ₹2 lakh a year. To apply, fill out your Orunodoi 3.0 online application and turn it in at your local Gram Panchayat Office or PS committee. Bring required documents like your Aadhaar, bank passbook, and proof of income.

Chief Minister Vishnu Deo Sai released the 30th instalment of Mahtari Vandan Yojana. This payment sends money to 67,20,125 eligible women in Chhattisgarh. Through DBT payment, each person gets ₹1,000 every month. This helps with study, health, and home costs.

Support for families

Since this scheme started in March 2024, the government has sent out a total of ₹19,444.33 crore. Many women use these funds to start small businesses. Examples include tailoring, dairy farming, and grocery shops. This work helps their income. Helping mothers is a top priority for the government to make sure families and children have a better future.

Gujarat reached a big step with 33.59 lakh total enrolments under Atal Pension Yojana. Official data from the Ministry of Finance shows women make up 10.86 lakh of these subscribers. The state ranks 10th nationally in this social security scheme.

National participation details

Nationwide, the scheme reached 9.29 crore subscribers by June 30, 2026. Total assets under management passed ₹57,296 crore. Launched in May 2015, the scheme gives a guaranteed monthly pension of ₹1,000 to ₹5,000 for unorganised sector workers aged 18 to 40. Income-tax payers cannot join since October 1, 2022. Uttar Pradesh currently leads in participation, followed by Bihar and West Bengal.