AI SummaryPM Vishwakarma is a central government scheme for traditional artisans and craftspeople who work with their hands and tools. Registration for 2026 is open, and the scheme gives skill training, a toolkit grant, and loans without collateral at low interest. The scheme runs till 2027-28, and more than 30 lakh artisans have already registered across India.
In 2026 the scheme started its rollout in West Bengal, and the government has been adding new support like onboarding artisans on GeM and ONDC for marketing. Anyone working in one of the 18 traditional trades can register through a Common Service Centre (CSC) near them.
PM Vishwakarma - Introduction
PM Vishwakarma was launched on 17 September 2023 on Vishwakarma Jayanti by the Ministry of Micro, Small and Medium Enterprises (MoMSME). The scheme has a budget of ₹13,000 crore for five years, from FY 2023-24 to FY 2027-28, and it is fully funded by the central government.
The scheme helps artisans in 18 family-based traditional trades get official recognition as Vishwakarma, upgrade their skills, buy modern tools, take business loans at 5% interest, and sell their products in bigger markets. Registration is done free of charge through Common Service Centres using biometric Aadhaar verification. No CSC or agent can charge money for registration.
PM Vishwakarma 2026 Update - West Bengal Rollout
West Bengal started the official rollout of PM Vishwakarma in May 2026. After the new state government gave its approval, the MSME Ministry began the implementation process from 22 May 2026. Around 7.79 lakh artisans from West Bengal were already enrolled in the scheme, and the state has now set up its State Monitoring Committee and District Implementation Committees for a smooth rollout.
All India progress of the scheme till May 2026 is very strong. The target of registering 30 lakh applicants was already crossed in September 2025. By May 2026, more than 24 lakh artisans had completed basic training, over 16 lakh had received the ₹15,000 modern toolkit, and around 5.94 lakh had got loan sanctions, with total loans crossing ₹5,000 crore. For state-specific details, see the PM Vishwakarma Scheme West Bengal 2026 post.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | PM Vishwakarma |
| Launched By | Ministry of Micro, Small and Medium Enterprises |
| Launch Date | 17 September 2023 |
| Beneficiaries | Traditional artisans and craftspeople in 18 trades |
| Benefit Amount | ₹15,000 toolkit grant + loans up to ₹3 lakh |
| Training Stipend | ₹500 per day |
| Loan Interest | 5% with interest subsidy |
| Application Mode | Through Common Service Centre (CSC) |
| Scheme Period | FY 2023-24 to FY 2027-28 |
| Helpline | 18002677777 |
| Official Website | pmvishwakarma.gov.in |
Benefits
Recognition: You receive official recognition as a Vishwakarma with a certificate and ID card.
Skilling: You undergo a skills verification process followed by a 5-7 day (40 hours) basic training. You may also enroll for 15 days (120 hours) of advanced training. You will receive a daily stipend of ₹500 during the training period.
Toolkit Incentive: You receive a grant of ₹15,000 for your toolkit as an e-voucher, which you can use at registered vendors listed on the official portal.
Credit Support: You can access loans without collateral as shown below:
| Loan Tranche | Amount | Repayment Period |
|---|---|---|
| First Tranche | ₹1,00,000 | 18 Months |
| Second Tranche | ₹2,00,000 | 30 Months |
The interest rate is a low 5%, with the government paying an interest subsidy of up to 8%. Credit guarantee fees are covered by the government.
Digital Transaction Incentive: You earn ₹1 per transaction for up to 100 transactions per month.
Marketing Support: The government is onboarding PM Vishwakarma artisans on GeM, ONDC, and reputed e-commerce platforms, and more than 30,000 artisans have already been onboarded. National Committee for Marketing also provides help with quality certification, branding, and trade fair publicity.
Note: You will receive notifications regarding incentive payments via SMS.
Eligibility
The scheme is made for self-employed artisans and craftspeople who work with their hands and tools in the unorganized sector. To apply, you must meet these conditions:
- You must be an artisan or craftsperson working with your hands and tools.
- You should work in the unorganized sector on a self-employment basis.
- You must be engaged in one of the 18 family-based traditional trades recognized by the scheme.
- You must be at least 18 years old on the date of your registration.
- You must be actively working in your trade when you apply.
- You should not have taken loans under central or state credit schemes like PMEGP, PM SVANidhi, or Mudra in the last 5 years. For example, if Ramesh took a PMEGP loan in 2021, he is not eligible for PM Vishwakarma until 2026.
- Only one member per family is eligible to register.
Exclusions
If you are in government service, you and your family members are not eligible to apply.
Application Process
Registration for PM Vishwakarma is done only through Common Service Centres (CSC). There is no direct self-registration option on the portal. The portal is used for status checking and login by CSC operators and registered artisans.
STEP 1 - Find your nearest Common Service Centre (CSC). You can use the CSC Locator on the official portal at pmvishwakarma.gov.in or visit your Gram Panchayat office for help.
STEP 2 - Visit the CSC with your Aadhaar card and the mobile number linked to it. The CSC operator will complete your biometric verification and verify your mobile number with an OTP.
STEP 3 - The operator fills in the artisan registration form on the official portal with your personal details, trade details, family details, and bank account information. Note down your Application Number for future tracking.
STEP 4 - Your application goes through skill verification and three stages of checking, starting from your local Gram Panchayat or Urban Local Body, followed by the District Implementation Committee, and finally the Screening Committee.
STEP 5 - Once verified, you receive a digital ID, PM Vishwakarma Certificate, and ID card to access all benefits. Training nomination and toolkit payment follow automatically.
How to Check Status: Go to pmvishwakarma.gov.in and click on the Applicant or Beneficiary Login option. Enter your registered mobile number, fill in the captcha, and verify with the OTP. Your dashboard will show your application status, training status, toolkit payment status, and loan details.
Documents
Keep these documents ready when you go to the CSC:
- Aadhaar Card
- Mobile Number linked to Aadhaar
- Personal Bank Details or passbook
- Ration Card
Note 1: If you do not have a ration card, you must provide Aadhaar cards for all family members.
Note 2: If you do not have a bank account, the CSC will help you open one.
For tailors, the PM Vishwakarma Free Silai Machine Yojana works as part of the same scheme, where the ₹15,000 toolkit grant can be used to buy a sewing machine. The full application details are also covered in the PM Vishwakarma Yojana 2026 online application guide.
References
How to Register - Official Portal
PM Vishwakarma Scheme - PIB Document
West Bengal Rollout - PIB Press Release
FAQ's
What is PM Vishwakarma?
PM Vishwakarma is a government scheme designed to give traditional artisans and craftspeople complete support, including credit, training, and tools.
Which trades are covered?
The scheme covers 18 trades, including carpenters, blacksmiths, goldsmiths, potters, cobblers, tailors, barbers, masons, and more.
What are the key benefits?
Key benefits include official recognition, skill training with a daily stipend, a ₹15,000 toolkit grant, collateral-free loans, and digital transaction incentives.
What are the eligibility criteria?
You must be 18+, self-employed in one of the 18 traditional trades, and must not have received government-backed credit under PMEGP, PM SVANidhi, or Mudra in the last 5 years. Only one person per family can apply.
How do I apply?
You cannot register yourself directly on the portal. Visit your nearest Common Service Centre (CSC) with your Aadhaar card and linked mobile number. The CSC operator will complete your biometric registration free of cost.
What documents do I need?
You need your Aadhaar, bank details, ration card, and a mobile number linked to Aadhaar.
Which banks provide the loans?
Scheduled Commercial Banks, RRBs, Small Finance Banks, and NBFCs are authorized to provide these loans.
How much is the initial loan?
The first loan installment is up to ₹1,00,000 for a tenure of 18 months.
Am I eligible for a second loan?
Yes, if you maintain a good record, adopt digital transactions, and complete advanced training, you can get a second loan of up to ₹2,00,000.
Is collateral required?
No, you do not need to provide any collateral for these loans.
What is the loan interest rate?
Your interest rate is a low 5%, with the government picking up the remaining 8% through interest subsidy.
What is the helpline number?
You can call the toll-free helpline at 18002677777 for any queries related to the scheme, including training, stipend, and application status.