Arogya Arunachal Yojana (CMAAY) 2026: Apply Online, Eligibility & Status at cmaay.arunachal.gov.in

Arunachal Pradesh government is enrolling families under Chief Minister Arogya Arunachal Yojana (CMAAY) on the official portal cmaay.arunachal.gov.in. CMAAY gives cashless hospital treatment of up to ₹5 lakh per family per year, split as ₹1 lakh for secondary care and ₹4 lakh for tertiary care. From July 2026, organ transplant patients also get an extra ₹2.5 lakh on top of this limit.

CMAAY runs alongside Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). As of October 2026, more than 2.26 lakh families in the state are covered under the two schemes, and the CMAAY portal shows 6,90,938 eligible beneficiaries and 91 empanelled hospitals across 48 cities.

CMAAY enrollment - apply online for Arogya Arunachal Yojana

Enrollment is free and done online. Once enrolled, the family can get cashless treatment at any empanelled hospital inside or outside the state.

STEP 1 - Visit the official website https://cmaay.arunachal.gov.in.

STEP 2 - On the homepage, click the "Apply Online" link under the Enrollment section, or open https://cmaay.arunachal.gov.in/NewEnrollment.aspx directly.

STEP 3 - Select the enrollment type on the next page. Retired state government employees should pick "State Pensioner".

STEP 4 - Enter your Aadhaar number, PPO number (for pensioners) or government ID details. Choose "Public" if you do not fall in any other category. This opens the CMAAY registration form.

STEP 5 - Fill in the details of every family member, upload the documents and click "Save" to finish registration.

People who cannot apply online can visit the CMAAY helpdesk at their district hospital. Aadhaar, APST certificate or ration card is used for authentication before the card is generated.

Check CMAAY application status

Open https://cmaay.arunachal.gov.in/CheckStatus.aspx, select your district, enter your URN or Aadhaar number and click "Search". Queries raised on your application can be answered from the "Reply To Query" link on the homepage.

Documents required for Arogya Arunachal Yojana

Keep scanned copies ready before you start. Which ID you need depends on your category.

• Aadhaar card of every family member, front and back.
• APST certificate for Arunachal Pradesh Scheduled Tribe families.
• Resident Certificate (RC) for non-APST residents of Lohit, Changlang and Namsai.
• Government ID card for state government employees, or PPO number and pension ID for pensioners.
• Family declaration form (both pages) and PM-JAY card, if the family has one.
• Birth certificate or marriage certificate when adding a new child or spouse.

Eligibility for CM Arogya Arunachal Yojana

CMAAY covers three groups of people along with their dependents.

• Arunachal Pradesh Scheduled Tribe (APST) families living in the state.
• Non-APST residents of Changlang, Lohit and Namsai who hold a Resident Certificate and permanent land holding documents.
• State government employees and state pensioners.

Natives of Arunachal Pradesh working in Central Government jobs or Public Sector Undertakings (PSUs) are not covered.

Detail	Information
Scheme Name	Chief Minister Arogya Arunachal Yojana (CMAAY)
Launched By	Government of Arunachal Pradesh
Run By	Chief Minister Arogya Arunachal Society
Beneficiaries	APST families, non-APST RC holders of Lohit, Changlang and Namsai, state government employees and pensioners
Benefit Amount	Up to ₹5 lakh per family per year (₹1 lakh secondary, ₹4 lakh tertiary)
Extra Transplant Cover	₹2.5 lakh for renal, liver and bone marrow transplants (from July 2026)
Enrollment Fee	Free
Official Website	cmaay.arunachal.gov.in
Helpline	1800 233 5558 / 08956048405 / 9402914555

What is Chief Minister Arogya Arunachal Yojana 2026

CMAAY was launched on 25 July 2018 after it was announced earlier that year. It replaced Arunachal Pradesh Chief Minister's Universal Health Insurance Scheme (APCMUHIS), which started in September 2014 with ₹2 lakh cover and collapsed by December 2016. Unlike the old scheme, CMAAY is not run through an insurance company. Chief Minister Arogya Arunachal Society under the Health Department pays hospitals directly in "Assurance Mode".

CMAAY works together with Pradhan Mantri Jan Arogya Yojana (PMJAY), and both share one hospital network. A family gets either a PM-JAY card or a CMAAY card, not both. Families can check their name in the Ayushman Bharat Yojana list or download the PMJAY beneficiary list.

Latest CMAAY updates in 2026

Arunachal Cabinet approved CM CARES on 17 July 2026 as an umbrella programme for health and social security schemes. Under it, renal, liver and bone marrow transplants get ₹2.5 lakh each over and above the CMAAY limit. Cochlear implants and corneal transplants are also covered now.

In August 2026, readers wrote to The Arunachal Times that some CMAAY cards were shifted to PM-JAY without the families being told, and patients at Tata Memorial Hospital, Mumbai found fewer benefits after the switch. Before travelling for treatment outside the state, check which card your family holds on the status page and confirm with the toll-free number.

Cancer patients can also get free chemotherapy medicines under the separate Chief Minister Free Cancer Chemotherapy Scheme.

CMAAY cover for state pensioners

Families of retired Arunachal Pradesh government employees get the same ₹5 lakh cashless cover. Directorate of Audit and Pension shared details of more than 11,400 pensioners who retired after June 2018 with the State Health Agency. Pensioners can check eligibility with their PPO number and enroll under the "State Pensioner" category using the pension ID card, Aadhaar card and Aadhaar details of dependents. The inclusion notification is on arunachalipr.gov.in.

Senior citizens above 70 years can also get ₹5 lakh cover under the expanded Ayushman Bharat Yojana, but they must pick either CMAAY or Ayushman Bharat. Dual cover is not allowed.

CMAAY hospitalization benefits

Treatment is cashless from the time the patient reports at the hospital. Package rates include registration, general ward bed, nursing and boarding, surgeon, anaesthetist and consultant fees, anaesthesia, blood, oxygen, OT charges, surgical appliances, implants and diagnostic tests. Medicines and tests for the same illness are covered for 3 days before admission and 10 days after discharge.

Pre-existing diseases are covered from the first day of enrollment, and complications are treated as part of the procedure. Medical and surgical packages cannot be claimed together for the same patient in the same hospital stay. Only general ward is covered, so patients who choose a private room pay the difference.

Exclusions under CMAAY

These cases are not paid for under the scheme.

• Conditions that do not need hospital admission, and admission only for tests or check-ups.
• Cosmetic dental work like fillings and root canals, unless caused by illness or injury that needs admission.
• Congenital external diseases and fertility-related procedures.
• Illness caused by drugs or alcohol, vaccination, suicide and persistent vegetative state.

CMAAY package rate list

Specialty-wise package rates can be checked on cmaay.arunachal.gov.in. Select the category and click "Get Package List".

CM Arogya Arunachal Yojana application form PDF download

STEP 1 - Visit https://cmaay.arunachal.gov.in.

STEP 2 - Under the Enrollment section, click "How To Enroll" or open https://cmaay.arunachal.gov.in/enrollmentprocessflow.aspx directly.

STEP 3 - Download the CMAAY application form PDF from this page. It looks like this.

CMAAY hospital empanelment application form

Government, semi-government, private, charitable and trust hospitals can apply online to join CMAAY. Read the criteria and process flow under the Empanelment section first.

STEP 1 - Visit https://cmaay.arunachal.gov.in and check the empanelment criteria and process flow.

STEP 2 - Click "Apply Online" under Empanelment, or open https://cmaay.arunachal.gov.in/common/RGJAYEmpanelElegibility.aspx.

STEP 3 - Click "Click Here for Application", accept the terms and select your hospital type.

STEP 4 - Fill in hospital, registration, accreditation, bank and tax details and submit the form.

Hospitals can search patient enrollment details at https://cmaay.arunachal.gov.in/Hospital/SearchEnrollmentDtls.aspx.

CMAAY approved list of procedures

Approved procedures cover more than 30 specialties.

Burns Management	Cardio-thoracic & Vascular surgery
Cardiology	CTVS
Emergency Room Packages	ENT
General Medicine	General Medicine, Pediatric Medical Management
General Surgery	Infectious Diseases
Interventional Neuroradiology	Medical Oncology
Mental Disorders	Neo - natal Care
Neurosurgery	Obstetrics & Gynaecology
Obstetrics & Gynecology	Ophthalmology
Oral & Maxillofacial Surgery	Oral and Maxillofacial Surgery
Organ and Tissue Transplant	Orthopaedics
Orthopedics	Otorhinolaryngology
Pediatric Surgery	Pediatric Medical Management
Polytrauma	Plastic & reconstructive Surgery
Surgical Oncology	Radiation Oncology
Urology	Unspecified Surgical Package

CMAAY empanelled hospitals outside Arunachal Pradesh

Major hospitals outside the state include CMC Vellore, Tata Memorial Centre Mumbai, NEIGRIHMS Shillong and ILBS New Delhi. Treatment at CMC Vellore and Tata Memorial needs a referral letter from the District CMAAY Referral Board and the CMAA Society's programme management unit. Patients who go without it have their claims rejected.

Full scheme details are at https://cmaay.arunachal.gov.in/CMAAYscheme.aspx.

Helpline and toll free numbers

Call the toll free numbers 1800 233 5558 or 08956048405, message on WhatsApp at 9402914555, or email support.cmaay@arn.gov.in. Complaints can be filed through the online grievance form at https://cmaay.arunachal.gov.in/CustomerCare/Complaint.aspx, and the escalation matrix is at https://cmaay.arunachal.gov.in/EscalationMatrix.aspx.