PMJAY beneficiary list 2026 is now live and you can check your name online at the official portal beneficiary.nha.gov.in right from home. Over 43.52 crore Ayushman cards have already been created, and if you are eligible, you can get cashless health treatment worth up to ₹5 lakh at any empanelled hospital across India.
Ayushman Bharat PMJAY is now active across all 36 states and union territories, with West Bengal being the latest to join the scheme in May 2026. With more than 36,000 hospitals now part of the network, finding a hospital near you and getting free treatment has become much easier this year.
How to Check Your Name in PMJAY Beneficiary List 2026
Checking your name in the PMJAY list is very simple and takes just a few minutes. You do not need to visit any government office - the whole process is online at beneficiary.nha.gov.in. Here are the steps:
STEP 1 - Open your browser and go to the official PMJAY beneficiary portal at beneficiary.nha.gov.in. This is the only official website - avoid any third-party sites claiming to offer this service.
STEP 2 - On the homepage, enter your registered mobile number and click the "Verify" button. An OTP will be sent to your number right away.
STEP 3 - Enter the OTP along with the captcha code shown on the screen and select your preferred authentication method. Then click "Login" to go to your dashboard.
STEP 4 - Fill in your details on the search page - select your scheme name (PMJAY), state, and enter your PMJAY ID, Family ID, or Aadhaar number.
STEP 5 - Click "Search" and your family details will appear on the screen. Click on your family name to open your personal beneficiary dashboard where you can see your Ayushman card status and eligibility.
Also Read: Delhi Ayushman Card Online Apply
PMJAY Scheme Highlights 2026
| Detail | Information |
|---|---|
| Scheme Name | Pradhan Mantri Jan Arogya Yojana (PMJAY) |
| Launched By | Government of India |
| Launch Year | September 2018 |
| Run By | National Health Authority (NHA) |
| Beneficiaries | Poor and lower-income families (bottom 40-50% of population) |
| Coverage Amount | Up to ₹5 lakh per family per year |
| Senior Citizen Benefit | Extra ₹5 lakh top-up for citizens aged 70 and above |
| Total Ayushman Cards Issued | 43.52 crore (as of early 2026) |
| Empanelled Hospitals | 36,229 hospitals (19,483 public + 16,746 private) |
| States/UTs Covered | All 36 (West Bengal joined in May 2026) |
| Official Website | pmjay.gov.in / beneficiary.nha.gov.in |
| Helpline Number | 14555 / 1800-111-565 |
What is PMJAY Ayushman Bharat Scheme?
Ayushman Bharat PMJAY is one of the biggest government-funded health insurance schemes in the world. It was launched in September 2018 to help poor and lower-income families pay for hospital treatment without spending their own money. The scheme covers secondary and tertiary hospitalizations at both public and private empanelled hospitals in a completely cashless and paperless manner.
As of 2026, the scheme covers 1,961 medical procedures across 27 different specialties, including super speciality care like neurosurgery, oncology, and cardiac surgery. There is no cap on family size or number of members, and newborn children are automatically covered if the parents are PMJAY beneficiaries.
A big update in 2026 is that PMJAY is now available in all 36 states and union territories. West Bengal, which had its own state scheme earlier, officially joined Ayushman Bharat in May 2026. This means families across every corner of India can now access this scheme.
Also Read: Ayushman Bharat Yojana 2026 Complete Details
Senior Citizens Benefit - Ayushman Vay Vandana Card
All Indian citizens aged 70 years and above are eligible for a special benefit under PMJAY called the AB-PMJAY Vay Vandana, launched in October 2024. Senior citizens in this age group get an additional top-up health cover of ₹5 lakh per year, on top of any existing PMJAY family coverage. This benefit applies regardless of the family's income level - even if the senior citizen is not from a poor family, they can still get this cover if they are 70 or above.
To get the senior citizen card, go to beneficiary.nha.gov.in, click on the "AB PMJAY Vay Vandana" tab, and complete the e-KYC using your Aadhaar OTP, fingerprint, or face capture. The card is usually ready within 15 minutes. You can also visit any Common Service Centre (CSC) for assisted registration for a nominal fee of ₹30.
Also Read: Ayushman Bharat Health Insurance Card Apply Online for Senior Citizens
How to Download Ayushman Bharat Card Online
STEP 1 - Log in to beneficiary.nha.gov.in using your mobile number and OTP, following the steps mentioned above.
STEP 2 - After logging in, your beneficiary dashboard will show your name and family members listed under the scheme. If you are eligible, a download icon will appear next to your name.
STEP 3 - Click the download icon to get a PDF copy of your Ayushman Bharat card. You can also install the Ayushman Bharat app on your Android or iPhone and download the card from there by going to "My Card" section.
Documents Required
Before checking your name on the PMJAY beneficiary list or applying for the card, keep these documents handy. Aadhaar is the most important one:
- Aadhaar Card - This is required for identity verification and e-KYC. Make sure your Aadhaar is linked to your mobile number for OTP-based authentication.
- Mobile Number - Should ideally be the one linked to your Aadhaar to receive OTP for login.
- Ration Card - Helpful for SECC eligibility lookup, especially for rural families.
- Other address proofs - Electricity bill or PAN card can also help if needed during assisted registration at a CSC.
How to Find Empanelled Hospitals Near You
With over 36,000 hospitals now empanelled under PMJAY, you can find a hospital near you using the official hospital locator. Here is how:
STEP 1 - Open the Ayushman Bharat app on your phone or go to pmjay.gov.in and click on "Find Hospital".
STEP 2 - Select your state, district, specialty, and hospital type (government or private) from the dropdown menus.
STEP 3 - Click "Search" to see the list of hospitals. The results show both public and private hospitals along with their contact details.
When you visit an empanelled hospital, go directly to the Ayushman Mitra desk - every empanelled hospital has one. Show your Ayushman card (physical or digital) and your Aadhaar. The hospital will do biometric verification and open a cashless claim for your treatment. If any hospital tries to charge you for a covered treatment, call 14555 immediately or raise a complaint via the Mera-PMJAY option in the app.
What Treatments Are Covered Under PMJAY?
PMJAY covers a very wide range of medical treatments. Here are the main categories of expenses covered under the scheme:
- Hospitalization costs - Room charges, doctor consultation fees, nursing charges, and ICU costs during the hospital stay.
- Medicines and consumables - All medicines, surgical items, and consumables used during treatment are covered.
- Diagnostic tests - Lab tests, X-rays, CT scans, MRI, and other diagnostic procedures needed before, during, or after the surgery.
- Pre and post hospitalization - Treatment costs for 3 days before admission and 15 days after discharge are also covered.
- Day-care procedures - Some treatments that don't need overnight hospital stay are also covered as day-care packages.
Pre-existing conditions are covered from Day 1 itself - there is no waiting period at all under PMJAY. This is one of the biggest advantages over private health insurance policies.
Contact and Helpline Details
For any queries, complaints, or help with your Ayushman Bharat card, you can reach the PMJAY team through these official channels:
Helpline Number: 14555 or 1800-111-565 (toll-free)
Official Email: pmjay@nha.gov.in
Grievance Email: grievance@nha.gov.in
Official Website: pmjay.gov.in
FAQ's
How many Ayushman cards have been issued so far?
As of early 2026, over 43.52 crore Ayushman cards have been issued to eligible beneficiaries across India.
Is West Bengal covered under PMJAY in 2026?
Yes. West Bengal officially joined the Ayushman Bharat PMJAY scheme in May 2026, making it available in all 36 states and union territories of India.
Can senior citizens above 70 years apply even if they are not poor?
Yes. All Indian citizens aged 70 and above can get the Ayushman Vay Vandana card with ₹5 lakh additional coverage, regardless of their income or financial status.
Is the PMJAY beneficiary check process free?
Yes, checking your name on the PMJAY list online at beneficiary.nha.gov.in is completely free. If you take help from a CSC operator for the card registration, they may charge a small fee of around ₹30.
Are pre-existing diseases covered under PMJAY?
Yes. PMJAY covers all pre-existing medical conditions from the very first day of enrollment. There is no waiting period, which makes it very different from most private insurance plans.
What is the helpline number for PMJAY?
You can call 14555 or 1800-111-565 (toll-free) for any PMJAY-related help. Both numbers are free and available all days.