Bandhkam Kamgar Yojana 2026 - New Benefit List, Pension, Scholarship and Registration

Maharashtra government has revised Bandhkam Kamgar Yojana benefits for registered construction workers through four government resolutions (GRs) issued on 13 July 2026. A worker's family now gets ₹3.5 lakh on natural death and ₹6.5 lakh on accidental death at a construction site, up from ₹2 lakh and ₹5 lakh earlier.

Maharashtra Building and Other Construction Workers Welfare Board (MahaBOCW) runs the scheme using cess money collected from construction projects. Registration and renewal have been free since August 2025, and the board has extended appointment dates for registration, renewal and claims till 31 December 2026. In October 2026, Labour Minister Akash Fundkar directed the board to clear pending registration, renewal and welfare claim cases at the earliest.

Why the change?

Center's four labour codes came into force on 21 November 2025 and replaced the BOCW Act, 1996. Welfare of construction workers now comes under the Social Security Code, 2020, so the state rewrote its death, education, maternity and pension schemes under it. Some old schemes were closed on the way.

Bandhkam Kamgar Yojana new benefit list

Death and disability support

All three payments below are one-time. The worker or legal heir must apply within one year of the death or disability, or the claim is rejected.

• Heirs of a worker who dies a natural death get ₹3,50,000, if the worker had at least three years of registration. These three years need not be continuous.
• Heirs get ₹6,50,000 if the worker dies in an accident at a place where building or construction work is going on. The police FIR and panchnama are required along with the death certificate and heir certificate.
• A worker with 75% or more disability gets ₹2,00,000 on a district civil surgeon certificate. Registering with the board even once is enough for this.

With this GR, four older schemes have been closed: ₹10,000 funeral help, ₹24,000 a year for five years to a widow or widower, hearse cost and artificial limb cost.

Education support for first two children

All older education schemes of the board, like ₹2,500 a year for class 1 to 7 and ₹10,000 for scoring 50% in class 10 or 12, have been closed. New support is only for the first two children of a worker with active registration, and the money goes to the worker's bank account.

• A child who passes class 9 gets ₹20,000. The form must be filed within one year of the date on the marksheet.
• A child who passes class 11 gets ₹25,000, with the same one-year limit.
• Medical degree students get ₹1,00,000 a year and engineering degree students get ₹60,000 a year. Diploma and PG courses are not covered, and the worker's wife or husband can no longer claim it.
• Children in sainik schools run under the Defence Ministry get their full tuition fee back every year. Those in government-recognized aided or unaided sainik schools get ₹10,000 once.
• Up to 25 children a year can get full tuition fee for a master's degree or PhD abroad, paid straight to the university, plus allowances as per Center's rules.
• Children in class 1 to 8 get a basic item kit once, given in kind.

Maternity support and pension

Women construction workers with active registration get ₹25,000 one-time on a normal or caesarean delivery, for the first two children. Apply within one year of delivery with the child's birth certificate or a district civil surgeon certificate. Earlier ₹15,000 and ₹20,000 delivery support had been stopped in August 2025, so this brings it back at a higher amount.

Under the retirement pension scheme, a worker above 60 years gets ₹6,000 a year after 10 years of registration, ₹9,000 after 15 years and ₹12,000 after 20 years.

Bandhkam Kamgar Yojana scheme list and forms

Below is the scheme list as it appears on the MahaBOCW website, with the PDF form for each category. That page was last changed in March 2026, so it still shows older amounts. Rows for death, funeral, widow or widower support, hearse cost and school-level education support are replaced by the July 2026 GRs explained above. Rural workers can also apply for a house under Atal Bandhkam Kamgar Awas Yojana, and registered workers get cashless hospital treatment under Mahatma Jyotirao Phule Jan Arogya Yojana.

Who can register and how to apply

Any construction worker aged 18 to 60 who has worked at least 90 days on construction sites in the last 12 months can register. Keep age proof, residence proof, an ID proof, three passport size photos and a 90-day work certificate in the new format from the board's website ready.

STEP 1 - Go to mahabocw.in and click "Construction Worker: Registration" on the homepage. It opens the form on iwbms.mahabocw.in.

STEP 2 - Enter your Aadhaar number and the mobile number linked to it, then click "Proceed to Form".

STEP 3 - Fill in personal, bank and work details, upload the documents and pick an appointment date for document checking at the nearest board office.

STEP 4 - After approval, log in to your worker profile on iwbms.mahabocw.in to apply for death, education, maternity or pension claims.

Read step by step process step and the renewal and claim form in MahaBOCW construction workers registration guide.

FAQ's

Can husband and wife both claim education support for the same child?

No. If both are registered as construction workers, only one education benefit is given per child.

My child got the old class 1 to 10 support. Can the child still get ₹20,000 for passing class 9?

No. A child who got the old E-01 support cannot claim the class 9 amount, and a child who got E-01, E-02 or E-03 cannot claim the class 11 amount.

What if a worker dies before the registration is approved?

For accidental death and disability, the family is still eligible if the registration form was already filed. For natural death, it applies when two years are complete and the third-year renewal was pending.

What happens if someone gives false information?

The board will recover the amount paid, cancel the worker's registration and the worker can face criminal action.