Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) 2026 - 2399 Packages, Apply Online & Hospital List

Maharashtra government's Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) offers free cashless treatment to families across all 36 districts of the state. The scheme works through a large network of government and private hospitals, so eligible people do not have to pay anything from their own pocket when they get admitted for covered treatment.

MJPJAY has been integrated with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) since April 2020, and from July 2024 it covers all families living in Maharashtra. The total cover is ₹5 lakh per family per year, and in November 2025 the state expanded the list of covered treatments from 1,356 to 2,399.

How to Apply for Mahatma Jyotirao Phule Jan Arogya Yojana

There is no separate online form for MJPJAY. The application process happens at the hospital, and the hospital sends a pre-authorization request to the insurance company before treatment starts. Applying is simple when these steps are followed.

STEP 1 - Go to a nearby government or private hospital that is part of the MJPJAY network. Patients can also visit the health camps organized by these hospitals in different areas.

STEP 2 - Find and meet the 'Aarogyamitra' at the hospital. This special representative guides the patient through the full process, from checking documents to getting admitted.

STEP 3 - Give the required documents, such as a ration card and a valid photo ID like an Aadhaar card. The Aarogyamitra checks these to confirm the family is eligible. Since February 2026, patient registration is done through an online biometric system at the hospital as part of the new TMS 2.0 platform.

STEP 4 - The hospital checks the health condition, and if treatment is required, it starts the admission process.

STEP 5 - The hospital sends an online request for approval to the insurance company. Approval usually comes within a few hours, and in emergencies it is given immediately. The new digital system has made these approvals faster.

STEP 6 - Once the request is approved, treatment begins without any payment from the patient. The hospital manages all the bills and paperwork.

Documents Needed for MJPJAY Application

Keep these documents ready for a smooth application process:

• Ration Card: Yellow, Orange, White, Antyodaya, or Annapurna ration card.
• Photo ID Proof: Any valid government-issued photo ID such as Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
• Other Documents: Farmers from certain districts need a 7/12 land extract. A bank passbook with a photo or a senior citizen card is also accepted.

What is Mahatma Jyotirao Phule Jan Arogya Yojana?

MJPJAY was first launched on July 2, 2012 as Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) in eight districts on a pilot basis. It was extended to all districts of Maharashtra from November 21, 2013, and in 2017 it was renamed to honor the social reformer Mahatma Jyotiba Phule.

The scheme started for poor families and later added more groups over the years. Since April 2020 it has been integrated with AB-PMJAY, and from July 2024 it covers all families in Maharashtra, making cashless healthcare available to everyone in the state. In November 2025, the state cabinet approved a major expansion of the treatment list, raising the number of covered procedures from 1,356 to 2,399 and specialties from 34 to 38, with 223 procedures reserved for government hospitals only.

Who is Eligible for MJPJAY?

MJPJAY is open for different groups of people in Maharashtra so that every eligible family can get medical support. A family qualifies if it falls into one of these categories:

• Category A: Families with a Yellow Ration Card, Orange Ration Card, Antyodaya Anna Yojana (AAY), or Annapurna Ration Card.
• Category B: Families with a White Ration Card, and people who do not have a ration card but hold a domicile certificate of Maharashtra. Government employees are also included here.
• Category C: Special groups such as children in government orphanages, students in government Ashram Shalas, women in government Mahila Ashrams, and senior citizens in government old age homes. Journalists and construction workers registered with the state board are also covered.
• Category D: People from outside Maharashtra or India who meet with a road accident within the state.
• Category E: Families from 865 villages in the Maharashtra-Karnataka border areas of Belgaon, Karwar, Kalburgi, and Bidar who hold specific ration cards.

Benefits Covered Under MJPJAY

The scheme covers most of the costs involved in serious treatment so families stay protected during medical emergencies.

• Hospital Care Costs: The scheme pays for general ward bed charges, nursing fees, and the fees of surgeons, doctors, and consultants.
• Treatment Costs: It covers oxygen, operation theatre and ICU facilities, medicines, implants, blood transfusions, and other items required during treatment.
• Diagnostics and Tests: All costs of diagnostic tests like X-rays and other lab tests during hospitalization are covered.
• Post-Hospitalization Support: After discharge, patients get free consultations and medicines for up to 10 days to support recovery.
• Transportation Costs: A one-time payment is given for travel from the hospital back to the patient's home by State Transport bus or second-class rail.

MJPJAY Hospitals and Packages List

MJPJAY works with over 4,500 empanelled hospitals across Maharashtra, including government and private facilities. The scheme covers 2,399 treatments across 38 specialties today, including major surgeries for the heart, brain, and cancer. Out of the total 2,399 treatments, 223 are reserved exclusively for government hospitals.

The complete list of network hospitals and the detailed list of medical packages are available on the official MJPJAY website at www.jeevandayee.gov.in.

Hospitals List PDF: MJPJAY hospitals list PDF

Treatment Packages and Cost

The latest package list with treatment costs can be downloaded from the official website. The state has adopted the National Health Authority's base package rates for all listed procedures, replacing the earlier category-based payment system. Hospitals also get performance-based incentives above the standard rate, and the expanded list is being rolled out in phases with regular reviews.

What is Not Covered by MJPJAY?

Although the scheme is very wide, a few things are not covered. Certain simple procedures like hernia or appendectomy are reserved only for government hospitals so that public facilities are used more. The scheme does not pay for cosmetic surgeries, experimental treatments, or ambulance charges. It is always a good idea to check the full exclusions list on the official website.

MJPJAY and Ayushman Bharat Integration

Since April 2020, MJPJAY has been integrated with the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), with the central and state governments sharing the cost in a 60:40 ratio. This integration raised the combined cover to ₹5 lakh per family per year and made healthcare more accessible for everyone in Maharashtra.

In February 2026, the state launched TMS 2.0, a fully digital system that covers biometric registration, faster approvals, and real-time tracking of treatment across empanelled hospitals. The state is also tightening checks on claims, with a special investigation ordered into suspicious treatment claims reported between 2024 and 2026, along with special audits of high-value claims and fraud prevention units in every district.

People looking for other health schemes in the state can check the Maharashtra government schemes list. For any complaint or hospital service help, contact details are also shared on the Maharashtra Mukhyamantri Toll Free Number page.

FAQ's

What is the MJPJAY health card?

MJPJAY health card is issued to eligible families when they enroll. It contains family details and is used at network hospitals to get cashless treatment easily.

How can I check my MJPJAY application status online?

Application and treatment status can be checked on the official MJPJAY website, and the new TMS 2.0 system allows real-time tracking of treatment status. If there is any problem, contact the Aarogyamitra at the hospital or call the toll-free helpline number.

How many treatments are covered under MJPJAY now?

After the November 2025 expansion, MJPJAY covers 2,399 treatments and procedures across 38 specialties. Out of these, 223 procedures are reserved for government hospitals only.

Is there an online application form for MJPJAY?

There is no separate online application form. Patients need to visit a network hospital where the Aarogyamitra checks the documents and starts the pre-authorization process for treatment.

Does the MJPJAY scheme cover treatment for COVID-19?

Yes, MJPJAY was updated earlier to include COVID-19 treatment, which gave important support to families during the pandemic.