FOCUS Scheme (Farmers Collectivization for Upscaling Production and Marketing System) is a supportive scheme by the government of Meghalaya that helps farming communities by strengthening farmer groups, boosting agricultural production and improving market access. Under this scheme, eligible Producer Groups get annual financial support between ₹50,000 and ₹1,00,000 to help farmers raise their income through direct benefit transfers.
FOCUS Scheme works to strengthen local farmer groups, increase production and improve market access to enhance farmers' income. As a key project of the Planning Department, government of Meghalaya, this scheme gives an annual cash benefit ranging from ₹50,000 to ₹1,00,000 to eligible Agriculture and Agri-allied Producer Groups. Each group usually has 10 to 20 members. The funds are credited directly into the producer group's bank account through the direct benefit transfer mechanism.
FOCUS Scheme - Key Information
FOCUS Scheme continues to run across Meghalaya. As per the official MyMeG portal, more than 54,881 producers are enrolled and over 4,409 producer groups have been formed under the scheme. Each member also receives an initial mobilization fund of ₹5,000 to help the group get started.
| Detail | Information |
|---|---|
| Scheme Name | FOCUS Scheme (Farmers Collectivization for Upscaling Production and Marketing System) |
| Level | State |
| Beneficiary State | Meghalaya |
| Category | Agriculture, Rural & Environment |
| Target Beneficiaries | Producer Groups of 10 to 20 members |
| Benefit Type | Cash |
| Benefit Amount | ₹50,000 to ₹1,00,000 per year |
| DBT Scheme | Yes |
| Nodal Department | Planning Department |
Benefits
FOCUS Scheme offers several financial supports designed to ease the agricultural work of producer groups:
- The government of Meghalaya provides 80% of the total project cost upfront to the producer group.
- Each eligible producer group gets an annual cash benefit ranging from ₹50,000 to ₹1,00,000.
- Each member also receives an initial mobilization fund of ₹5,000 to help the group begin its work.
- The remaining 20% of the project cost is managed as a bank loan, where 5% comes from the entrepreneur and the rest is supported by the government.
- Loans are provided through selected partner banks with repayment terms of up to 15 years, and there are no pre-closure penalties.
Eligibility
To take part in FOCUS Scheme, a producer group must meet the following conditions:
- The producer group must have 10 to 20 producers from the same village.
- Members should be involved in the same or similar agricultural activities that have high income potential.
- The group must be formally registered as a Producer Group under this scheme.
- Each member must have a valid Family ID or Citizen ID issued by Meghalaya.
- Every member must belong to a different household.
Application Process
Online
STEP 1 - Visit the official website and click on the Login to Apply button.
STEP 2 - If this is your first time, click on the Registration for New User link to create your account.
STEP 3 - Choose your authentication method, such as PDS (Ration Card) or EPIC (Election Photo ID Card).
STEP 4 - Validate your details using your card number.
STEP 5 - After your details are verified, fill out the application form with all required information.
STEP 6 - Upload your documents, review the form carefully and click Submit to receive your unique application number.
Sign In
STEP 1 - Click on the Sign In link and enter your credentials.
STEP 2 - Navigate to the Apply for Services or Scheme section to start your request.
Documents Required
Keep these documents ready for the application:
- Registration details of the Producer Group including member names and designations.
- Valid Family ID and Citizen ID (Download here).
- Bank account details of the group including the bank name, IFSC, branch and account number.
- A signed Memorandum of Association (Download here).
References
For further help, you may refer to these links:
FAQ's
What is FOCUS Scheme?
FOCUS Scheme is a scheme by the Planning Department, government of Meghalaya, made to strengthen farmer groups and improve overall agricultural income.
Who benefits under this scheme?
Agriculture and Agri-allied Producer Groups consisting of 10 to 20 members from Meghalaya are eligible for the benefits.
What financial support will a group receive?
Each eligible group receives an annual cash benefit between ₹50,000 and ₹1,00,000 to help with their production and marketing goals. Each member also gets an initial mobilization fund of ₹5,000.
How is the money transferred?
The government credits the benefit directly into the group's bank account via direct benefit transfer.
What is the structure of the financial subsidy?
The government of Meghalaya contributes 80% of the total project cost upfront.
How is the remaining cost handled?
The remaining 20% is provided as a bank loan, where the entrepreneur contributes 5% and the government supports the rest.
Are there penalties for early repayment?
No, there are no pre-closure penalties for loans taken under this scheme.
What is the maximum loan repayment period?
The loan can be repaid over a period of up to 15 years.