AI SummaryLarge Sized Multi-Purpose Coop. Society: Medium Term Loan to Tribal Members is a welfare scheme for tribal members living in Tamil Nadu. It offers interest-free medium-term loans of up to ₹60,000 so that eligible tribal families can manage their personal and economic needs without taking on high-interest debt. The official Tamil Nadu government portal still lists the scheme under the Co-operation, Food and Consumer Protection Department.
The loan is given through Large Sized Multi-Purpose Cooperative Societies present across the state. Tribal members who are already part of these societies can apply through the Special Officer in charge. The application process is offline, and no separate online portal is required to start it. All the details about the loan amount, eligibility, documents and process are explained below.
Large Sized Multi-Purpose Coop. Society: Medium Term Loan to Tribal Members - Introduction
The scheme comes under the Co-operation, Food and Consumer Protection Department of the Tamil Nadu government. It gives tribal members easy access to formal credit through the Large Sized Multi-Purpose Cooperative Society network. A member can take a medium-term loan of up to ₹60,000 without paying any interest, which keeps the borrowing cost at zero.
Applications are accepted through the Special Officer of the nearest Large Sized Multi-Purpose Cooperative Society. There is no separate online registration link for this loan. Applicants need to visit the society office, fill the form with the required documents, and submit it with a proper acknowledgment.
| Detail | Information |
|---|---|
| Scheme Name | Large Sized Multi-Purpose Coop. Society: Medium Term Loan to Tribal Members |
| Level | State |
| Beneficiary State | Tamil Nadu |
| Nodal Department | Co-operation, Food and Consumer Protection Department |
| Maximum Loan Amount | ₹60,000 |
| Interest Rate | 0% (No Interest) |
| Target Beneficiaries | Tribal members of Large Sized Multi-Purpose Cooperative Societies |
| Application Mode | Offline |
Benefits
The main benefit of this scheme is the interest-free loan. Eligible tribal members can receive up to ₹60,000 as a medium-term loan, which can be used for farming, small business, household needs or any other productive purpose.
| Benefit | Amount or Rate |
|---|---|
| Maximum Loan Amount | ₹60,000 |
| Interest Rate | 0% (No Interest) |
Eligibility
Tribal members who meet the following conditions can apply for this loan:
- Resident of Tamil Nadu: The applicant must be a resident of the state and should be able to produce valid residence proof.
- Tribal category: The applicant should belong to a tribal community recognised in Tamil Nadu and should have a valid caste certificate.
- Member of Large Sized Multi-Purpose Cooperative Society: The applicant must be an active member of the society, because the loan is given only through this society network.
- Genuine requirement: The applicant should show a real need for a medium-term loan for personal or economic purposes.
Application Process
The application process for this scheme is fully offline. Follow the steps given below to apply through the nearest Large Sized Multi-Purpose Cooperative Society office.
STEP 1 - Go to the nearest Large Sized Multi-Purpose Cooperative Society office and meet the Special Officer in charge.
STEP 2 - Collect the loan application form from the office and fill in all the required details carefully.
STEP 3 - Attach a recent passport-sized photograph and self-attested copies of all the required documents with the form.
STEP 4 - Submit the completed application and documents to the official at the society office.
STEP 5 - Ask for a formal receipt or acknowledgment and make sure it shows the date and time of submission for your own record.
The list of Large Sized Multi-Purpose Cooperative Societies and their contact details can be checked on the official RCS Tamil Nadu cooperative portal.
Documents
Keep the following documents ready before visiting the society office so that the application goes smoothly:
- Identity proof: Aadhaar card or PAN card.
- Address proof: Ration card, electricity bill or any valid residence document.
- Caste certificate: A valid certificate showing tribal community membership.
- Income or employment proof: Recent income certificate or proof of employment, if asked.
- Society membership details: Any record showing active membership in the Large Sized Multi-Purpose Cooperative Society.
References
For official details of the scheme, visit the Tamil Nadu government portal:
Official Scheme Page - Large sized multi purpose Coop.Society Medium Term loan to Tribal members
RCS Tamil Nadu Official Portal
FAQ's
What is the main aim of this scheme?
The scheme gives interest-free medium-term loans of up to ₹60,000 to tribal members through Large Sized Multi-Purpose Cooperative Societies, so that they can meet their personal and economic needs without paying interest.
Who funds this scheme?
The Tamil Nadu state government funds the scheme through the Co-operation, Food and Consumer Protection Department.
Who can apply for this loan?
Any tribal resident of Tamil Nadu who is an active member of a Large Sized Multi-Purpose Cooperative Society can apply.
How much loan can a member get?
A member can get a maximum medium-term loan of ₹60,000 under this scheme.
Is there any interest on this loan?
No. The loan is interest-free, so the full amount has to be repaid without any extra charge.
Which documents are needed?
Identity proof such as Aadhaar or PAN card, address proof, valid caste certificate, income or employment proof, and society membership details.
Where should the application be submitted?
The application has to be submitted at the office of the Large Sized Multi-Purpose Cooperative Society where the applicant is a member.
Is there any income limit for applying?
No, the scheme does not mention any minimum or maximum income limit.
Is there an age limit for this loan?
No, the scheme does not set any upper age limit for applicants.
Whom to contact for more help?
Contact the Special Officer in charge of the Large Sized Multi-Purpose Cooperative Society for any further guidance.