Karnataka government's Gruha Lakshmi Scheme is active and providing monthly financial support to over 1.28 crore women across the state. Under this scheme, Rs 2,000 is sent directly into the bank account of women who are heads of their households every month. If you are a Karnataka resident and are eligible, you can apply online through the Seva Sindhu portal.
This scheme targets women like housewives, homeless women, and agricultural laborers who need regular financial support. Since its launch in August 2023, it has grown into one of the biggest welfare schemes in Karnataka, and the 2026-27 budget has set aside Rs 51,286 crore for all five guarantee schemes including Gruha Lakshmi. The 30th installment of Rs 2,000 was released on May 7, 2026, and is being processed through DBT to beneficiary bank accounts.
How to Apply Online for Gruha Lakshmi Scheme Karnataka
Follow these easy steps to apply for Gruha Lakshmi Scheme through the official online portal:
STEP 1: Visit the Seva Sindhu Portal. This will take you to the homepage.
STEP 2: Login using your user ID and password, or register if you do not have an account yet.
STEP 3: Enter your Aadhaar number and captcha, then click next and complete OTP-based verification. Fill in all other required details in the next steps.
STEP 4: After successful registration, log in using your email ID or mobile number and choose the "Application for Gruha Lakshmi Yojana" option under "Apply for Services" on the dashboard.
STEP 5: Click on the "Apply" link that appears in the pop-up window.
STEP 6: Fill in the application form carefully with all your details and upload the required documents.
STEP 7: Submit the form and note down the application number for future reference.
Eligibility Criteria
Gruha Lakshmi Scheme has a few important rules to check before applying. Here is who can apply:
- Women from BPL (Below Poverty Line), APL (Above Poverty Line), and Antyodaya families can apply.
- Applicants must have a government-issued ration card in their name as the head of the family. You can update your ration card to become the head if needed.
- Only one woman per household can get benefits under this scheme.
- Female government employees or women who pay income tax cannot apply.
- If the husband pays GST or income tax, the wife is also not eligible for this scheme.
Documents Required to Apply
- Aadhaar Card
- Ration Card with your name
- Husband's Aadhaar Card
- Active mobile number
- Bank account details
Track Status of Gruha Lakshmi Yojana Application
After applying, you can track the status of your application by visiting the Seva Sindhu portal's application tracking page.
You can also visit the citizen application page to check the status. Enter your application ID, submission date, and captcha code, then click "Submit". To track monthly payment status, you can also download the Karnataka DBT App from the Google Play Store, register with your Aadhaar details, and check the Payment Status section to see all installments credited to your account.
What is Gruha Lakshmi Scheme in Karnataka?
Gruha Lakshmi Scheme in Karnataka is a government scheme focused on helping women financially by giving them monthly cash support of Rs 2,000. The goal is to improve the living standard of women who are heads of their households or in need. Since it started in August 2023, over 1.28 crore women have been receiving this money every month, which they use for home expenses and personal needs. The state government has disbursed over Rs 50,005 crore to beneficiaries since the scheme began, including 23 lakh women from SC and 8 lakh from ST communities.
Main Details of Gruha Lakshmi Scheme
| Scheme Name | Gruha Lakshmi Scheme Karnataka |
| Launched By | Karnataka State Government |
| Launch Date | August 30, 2023 |
| Purpose | Monthly Financial Support for Women |
| Benefit Amount | Rs 2,000 per month |
| Total Beneficiaries | 1.28 crore women |
| Budget for 2026-27 | Rs 28,608 crore |
| Latest Installment | 30th installment released May 7, 2026 |
| Application Method | Online via Seva Sindhu / Grama One centres |
| Official Website | Seva Sindhu Karnataka Portal |
Benefits of Gruha Lakshmi Scheme
- Rs 2,000 is transferred monthly directly to women's bank accounts through the Direct Benefit Transfer system.
- Supports housewives, homeless women, and agricultural laborers in Karnataka every month.
- Helps improve women's living standards and financial independence across the state.
CM Shivakumar Orders Gruha Lakshmi Cleanup in 2026
In June 2026, Karnataka Chief Minister D.K. Shivakumar confirmed that the government will weed out illegal and ineligible beneficiaries from Gruha Lakshmi, while making it clear there is no intention to cut benefits for genuine recipients. "We are rechecking the system to make sure that benefits go to genuine beneficiaries and the right accounts. We have no intention of cutting anyone's benefits arbitrarily," he said while speaking to reporters in New Delhi.
The verification drive comes after the government identified a discrepancy of around Rs 120 crore due to payments going to ineligible accounts. One of the biggest problems found is that monthly payments were being credited in the names of 1.48 lakh deceased beneficiaries. Revenue inspectors and Panchayat Development Officers (PDOs) have been asked to track and report deaths to stop such wrongful withdrawals immediately. A statewide re-verification of all 1.28 crore beneficiaries is being planned, with a proposal to call for fresh applications possibly coming up at the next Cabinet meeting.
Earlier in the cleanup process, the Women and Child Development Department had already removed over 2 lakh women who were found ineligible. Of these, 1.08 lakh were income tax payers and 1.04 lakh had husbands paying GST. The government has now identified a further 1,12,092 women across 17 districts who may be ineligible under the scheme's rules. Women who are genuinely eligible need not worry as the scheme continues without any cuts to the benefit amount.
The government has also flagged that some individuals from the same household have been drawing benefits despite the scheme being meant for only one woman per family. A complete overhaul with stricter eligibility checks and fresh operational guidelines is being worked out to make sure only the right beneficiaries receive the Rs 2,000 monthly support going forward.
Aadhaar Biometric Verification from July 2026
Starting July 2026, Karnataka will bring in Aadhaar-based biometric verification for Gruha Lakshmi beneficiaries to stop misuse of the monthly cash transfer. Women receiving the Rs 2,000 support every month will need to complete biometric authentication to keep getting the benefit, and a charge of Rs 5 will apply for biometric registration. A mobile app is being built to make the registration and verification process easier. If a beneficiary does not complete this verification, the monthly amount will not be credited to her account.
Along with this, the Department of Women and Child Development is planning to enrol beneficiaries in a "Gruha Lakshmi society," and women who choose to join must pay a joining fee of Rs 1,250. For the 2026-27 budget, the Karnataka government has set aside Rs 28,608 crore specifically for the Gruha Lakshmi scheme.
In an earlier cleanup round, around 4.3 lakh names were removed from the beneficiary list after they were found to be either deceased or ineligible due to high income. Officials have clarified that only the woman head of the family can get the monthly amount, but if she has passed away, another female member of the same family can continue receiving the Rs 2,000 benefit by submitting her death certificate to the department.
Contact Helpline
If you have any queries or problems related to registration or the status check of Gruha Lakshmi Scheme, you can contact the numbers listed below.
080-2227-9954 / +91-87926-62814 / +91-87926-62816 / 190700192216
You can also visit the nearby Grama One, Karnataka One, Bangalore One, or Bapuji Seva Kendras for in-person support.
FAQ's
What is Gruha Lakshmi Scheme?
Gruha Lakshmi Scheme is a Karnataka government scheme that gives Rs 2,000 per month to eligible women to help them financially. It started on August 30, 2023, and currently benefits over 1.28 crore women across the state.
How much money will I get under this scheme?
You will receive Rs 2,000 each month directly into your bank account through the Direct Benefit Transfer system. The 30th installment was released on May 7, 2026.
Can government employees apply for the scheme?
No, female government employees and women who pay income tax are not eligible for this scheme. Women whose husbands pay income tax or GST are also not eligible.
Can only one woman in a household get the benefit?
Yes, only one woman per family can receive the benefit under this scheme. She must be the head of the household with a ration card in her name.
Will Gruha Lakshmi be stopped or cut in 2026?
No. CM D.K. Shivakumar clearly said in June 2026 that there will be no rollback and no arbitrary reduction of benefits under Gruha Lakshmi. The current re-verification drive is only to remove ineligible or fraudulent entries and does not affect genuine recipients in any way.
Why is the government verifying Gruha Lakshmi beneficiaries in 2026?
The government found that payments worth around Rs 120 crore were going to ineligible accounts, including 1.48 lakh deceased beneficiaries and households where multiple members were drawing the benefit. The re-verification drive is meant to stop this misuse and make sure the money reaches only the right women.
Is biometric verification compulsory for Gruha Lakshmi from July 2026?
Yes, from July 2026, women getting the Rs 2,000 monthly support under Gruha Lakshmi need to complete Aadhaar-based biometric verification. A fee of Rs 5 applies for biometric registration, and if the verification is not completed, the monthly amount will not be credited.
What happens if a Gruha Lakshmi beneficiary has passed away?
If the woman who was receiving the benefit has passed away, another female member of the same family can continue to get the Rs 2,000 monthly amount by submitting her death certificate to the department.