Central govt. has launched CLSS Awas Portal (CLAP) under PM Awas Yojana Urban at pmayuclap.gov.in. At this portal, people can keep a track of their CLSS Interest Subsidy Application. At this CLAP portal, PMAY-U beneficiaries can avail facilities like CLSS tracker, subsidy calculator and can even check their eligibility. PMAY Urban aims to provide affordable housing to the urban poor by 2022.
One of the verticals under the PM Awas Yojana mission is Credit Linked Subsidy Scheme. CLSS covers eligible beneficiaries under EWS / LIG / MIG categories to avail benefit of interest subsidy on home loan. The upfront interest subsidy under CLSS component of PM Awas Yojana Urban ranges from 3% to 6.5%. CLAP portal is a transparent and robust real time web-based monitoring system for CLSS beneficiaries.
CLSS Tracker at CLAP Portal – PMAY Urban
CLSS tracker has been designed, developed and implemented for its CLSS borrower /co-borrower to track their application status for CLSS interest subsidy. People can now easily track their interest subsidy at CLAP Portal at pmayuclap.gov.in. There are 5 stages which have been incorporated in CLSS tracker as mentioned below:-
- Application ID generated
- Due diligence by PLI
- Claim uploaded on Central Nodal Agency Portal
- Subsidy claim approved
- Subsidy released to PLI
Individual will not have to go to banks to the check the status of their application for CLSS subsidy amount. CLAP software will send status of application of CLSS interest subsidy to borrower and as well as co-borrower on their mobile number as registered in CLAP portal by PLIs.
PMAY Urban Subsidy Calculator at CLSS Awas Portal
People can now calculate interest subsidy at CLSS Awas Portal (CLAP) under PM Awas Yojana Urban as shown below through the link – https://pmayuclap.gov.in/content/html/Subsidy-Calc.html:-
Check CLAP PMAY (U) User Manual through the link – https://pmayuclap.gov.in/content/html/IEC/pdf/CLAP_Manual_web.pdf
CLSS Eligibility for PMAY-U Home Loans
The eligibility to avail home loans under CLSS component of PMAY-U housing scheme is as follows:-
|Economically Weaker Sections (EWS)||Low Income Group (LIG)||Medium Income Group I (MIG-I)||Medium Income Group II (MIG-II)|
|Annual Household Income||Upto Rs. 3 lakh||Rs. 3 to 6 lakh||Rs. 6 to 12 lakh||Rs. 12 lakh to Rs. 18 Lakh|
|Minimum Carpet Area (sq.mt)||60 sq.mt||60 sq.mt||160 sq.mt||200 sq.mt|
|Reduction in EMI per month||Rs. 2500||Rs. 2500||Rs. 2250||Rs. 2200|
|Overall Savings (INR)||More than 6 lakh||More than 6 lakh||More than 5.4 lakh||More than 5.3 lakh|
CLSS Vertical Details – https://pmayuclap.gov.in/content/html/CLSS_Vertical.html
Central Government Govt Schemes 2023Popular Schemes in Central Government:प्रधानमंत्री आवास योजना 2023Pradhan Mantri Awas YojanaPM Awas Yojana Gramin (PMAY-G)
PMAY Urban CLSS Awas Portal (CLAP) Login
In order to make PMAY Urban CLAP Portal Login, click the link – https://pmayuclap.gov.in/Home/LogIn. The page to make CLSS Awas Portal Login will appear as shown below:-
Username and password must be entered and then hit at “Login” button to make PMAY-U CLSS Awas Portal Login.
What is CLSS Component of PMAY U Housing Scheme
Interest Subsidy on home loans up to 2.67 lakh per house is admissible for beneficiaries of Economically Weaker Section (EWS)/Low Income Group (LIG), Middle Income Group (MIG)-I and Middle Income Group (MIG)-II category. People can seek housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses.
The interest subsidies of 6.5%, 4% and 3% on loan amount up to Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh are admissible for a house with carpet area of up to 60, 160 and 200 Sq. meter for EWS/LIG, MIG I and MIG II respectively. The scheme for MIG category was up to 31st March 2021 while for EWS / LIG category is 31 March 2022. The benefit for EWS/LIG beneficiaries under CLSS works out to as high as Rs. 6 lakh over a loan period of 20 years.
For more details on CLSS Awas Portal (CLAP), click here – https://pmayuclap.gov.in/content/html/clap.html
Check PMAY Housing for All (Urban) Details at https://pmayuclap.gov.in/content/html/pmay-u.html
16 thoughts on “CLSS Awas Portal (CLAP) – Track PMAY Urban Interest Subsidy Application”
Modi sir please hlep me ghar m nokari nahi h na papa na bhai ek ma h vo be bimar rahti h m kya karu ghar kese chlu
My application id not received of homeloan subcidy
Mera Ghar tuta hua hai usko banvana hai sar please help per meri upar ki puri chaat tuti hui hai Baki niche sahi hai thoda
Bank mein jakar PMAY loan k baare m pta karein
I am Sandeep Vishnu Aher
I have brought home at Cidco, Nashik, Maharashtra on July-2018 (21 months ago) but yet I have not receive subsidy under PMAY.
I have got loan from Bank of Baroda, Trimurti Chowk, Nashik, Maharashtra.
Please do the needful at earliest to credit subsidy amount to my Bank of Baroda A/C.
I have mentioned my mobile number at below, if any issue please contact me urgently.
Waiting for positive response!
Sandeep Vishnu Aher
This is not the official website, we just provide the scheme related information, so don’t leave any of your personal contact information here, you need to contact your bank for the subsidy, or call the PMAY helpline.
Arjun saney Munda Kheda jila bulandshahar
SIR MERA IIFL SE LOAN CHAL RAHA HE OR 10 MONTH HO GAYE HAI PMAYUM KA MASSAGE AAYA ME APPLICATION ID AAYA HE OR US ME 3 STEP COMPLATE HO GAYE HAI SIR OR KITNA TIME LAGE GA 2 STEP COMPLATE HONE M PLSS REPALY NOW.
I have applied for PM SUBSIDY SCHEME 21 months BACK THROUGH LIC HOUSING FINANCE LRS. KINDly SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTAL)
SIR JI MERE PASS APPLICATION ID GENERATED AA GYA HAI AB KYA KRNA HOGA BCZ DIKHA RHA HAI .PLEASE RETAIN APPLICATION ID FOR STATUS TRACKING AUR MAI TRACKING KR RHA HU TO SIRF FIRST WALA APLICATION ID DENE PAR GREEN HO JA RHA HAI AUR USKE AAGE KUCH NEI HO RHA HAI PLSS SUGGEST ME BEST .
I have applied for PM SUBSIDY SCHEME 18 months BACK THROUGH HOUSING FINANCE COMPANY icici bank. KINDly SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTALl
email to respected bank and ask for application id
I have applied for PM SUBSIDY SCHEME ONE YEAR BACK THROUGH HOUSING FINANCE COMPANY DHFL. KIND SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTALl
Sir ji mera to kahi ghar hi nahi h oer 12year she kiraye par hi rah hu to mujhe Haridwar chetar me ghar keshe banega to please jankari dejiye
Sir I need house because we are so poor
Hiiiiii sir plz give me the my house approvel