CLSS Awas Portal (CLAP) – Track PMAY Urban Interest Subsidy Application

CLSS Awas Portal (CLAP) under PM Awas Yojana Urban functional at pmayuclap.gov.in, PMAY-U beneficiaries of EWS / LIG / MIG-I / MIG II can track interest subsidy application, use CLAP portal for CLSS tracker, subsidy calculator & eligibility
Updated: By: 13 Comments - Leave a Comment Ministry: Ministry of Housing and Urban AffairsBeneficiaries: Everyone,

Central govt. has launched CLSS Awas Portal (CLAP) under PM Awas Yojana Urban at pmayuclap.gov.in. At this portal, people can keep a track of their CLSS Interest Subsidy Application. At this CLAP portal, PMAY-U beneficiaries can avail facilities like CLSS tracker, subsidy calculator and can even check their eligibility.

PMAY Urban aims to provide affordable housing to the urban poor by 2022. One of the verticals under the PM Awas Yojana mission is Credit Linked Subsidy Scheme. CLSS covers eligible beneficiaries under EWS / LIG / MIG categories to avail benefit of interest subsidy on home loan. The upfront interest subsidy under CLSS component of PM Awas Yojana Urban ranges from 3% to 6.5%

CLAP portal is a transparent and robust real time web-based monitoring system for CLSS beneficiaries.

CLSS Tracker at CLAP Portal – PMAY Urban

CLSS tracker has been designed, developed and implemented for its CLSS borrower /co-borrower to track their application status for CLSS interest subsidy. People can now easily track their interest subsidy at CLAP Portal at pmayuclap.gov.in. There are 5 stages which have been incorporated in CLSS tracker as mentioned below:-

  • Application ID generated
  • Due diligence by PLI
  • Claim uploaded on Central Nodal Agency Portal
  • Subsidy claim approved
  • Subsidy released to PLI
  • CLSS Tracker CLAP Portal PMAY U
    CLSS Tracker CLAP Portal PMAY U

Individual will not have to go to banks to the check the status of their application for CLSS subsidy amount. CLAP software will send status of application of CLSS interest subsidy to borrower and as well as co-borrower on their mobile number as registered in CLAP portal by PLIs.

PMAY Urban Subsidy Calculator at CLSS Awas Portal

People can now calculate interest subsidy at CLSS Awas Portal (CLAP) under PM Awas Yojana Urban as shown below:-

CLSS Interest Subsidy Calculator PMAY Urban CLAP
CLSS Interest Subsidy Calculator PMAY Urban CLAP

CLSS Eligibility for PMAY-U Home Loans

The eligibility to avail home loans under CLSS component of PMAY-U housing scheme is as follows:-

Economically Weaker Sections (EWS)Low Income Group (LIG)Medium Income Group I (MIG-I)Medium Income Group II (MIG-II)
Annual Household IncomeUpto Rs. 3 lakhRs. 3 to 6 lakhRs. 6 to 12 lakhRs. 12 lakh to Rs. 18 Lakh
Minimum Carpet Area (sq.mt)60 sq.mt60 sq.mt160 sq.mt200 sq.mt
Reduction in EMI per monthRs. 2500Rs. 2500Rs. 2250Rs. 2200
Overall Savings (INR)More than 6 lakhMore than 6 lakhMore than 5.4 lakhMore than 5.3 lakh

What is CLSS Component of PMAY U Housing Scheme

Interest Subsidy on home loans up to 2.67 lakh per house is admissible for beneficiaries of Economically Weaker Section (EWS)/Low Income Group (LIG), Middle Income Group (MIG)-I and Middle Income Group (MIG)-II category. People can seek housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses.

The interest subsidies of 6.5%, 4% and 3% on loan amount up to Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh are admissible for a house with carpet area of up to 60, 160 and 200 Sq. meter for EWS/LIG, MIG I and MIG II respectively. The scheme for MIG category was up to 31st March 2019 which has been now extended up to 31st March 2020. The benefit for EWS/LIG beneficiaries under CLSS works out to as high as Rs. 6 lakh over a loan period of 20 years.

Content Source / Reference Link: pmayuclap.gov.in SAVE AS PDF
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13 thoughts on “CLSS Awas Portal (CLAP) – Track PMAY Urban Interest Subsidy Application”

  1. Mera Ghar tuta hua hai usko banvana hai sar please help per meri upar ki puri chaat tuti hui hai Baki niche sahi hai thoda

    Reply
  2. Dear Madam,

    I am Sandeep Vishnu Aher

    I have brought home at Cidco, Nashik, Maharashtra on July-2018 (21 months ago) but yet I have not receive subsidy under PMAY.

    I have got loan from Bank of Baroda, Trimurti Chowk, Nashik, Maharashtra.

    Please do the needful at earliest to credit subsidy amount to my Bank of Baroda A/C.
    I have mentioned my mobile number at below, if any issue please contact me urgently.
    Waiting for positive response!

    Thank you!

    Best Regards,
    Sandeep Vishnu Aher

    Reply
    • Hi Sandeep,

      This is not the official website, we just provide the scheme related information, so don’t leave any of your personal contact information here, you need to contact your bank for the subsidy, or call the PMAY helpline.

      Thanks

      Reply
  3. SIR MERA IIFL SE LOAN CHAL RAHA HE OR 10 MONTH HO GAYE HAI PMAYUM KA MASSAGE AAYA ME APPLICATION ID AAYA HE OR US ME 3 STEP COMPLATE HO GAYE HAI SIR OR KITNA TIME LAGE GA 2 STEP COMPLATE HONE M PLSS REPALY NOW.

    Reply
  4. I have applied for PM SUBSIDY SCHEME 21 months BACK THROUGH LIC HOUSING FINANCE LRS. KINDly SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTAL)

    Reply
  5. SIR JI MERE PASS APPLICATION ID GENERATED AA GYA HAI AB KYA KRNA HOGA BCZ DIKHA RHA HAI .PLEASE RETAIN APPLICATION ID FOR STATUS TRACKING AUR MAI TRACKING KR RHA HU TO SIRF FIRST WALA APLICATION ID DENE PAR GREEN HO JA RHA HAI AUR USKE AAGE KUCH NEI HO RHA HAI PLSS SUGGEST ME BEST .

    Reply
  6. I have applied for PM SUBSIDY SCHEME 18 months BACK THROUGH HOUSING FINANCE COMPANY icici bank. KINDly SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTALl

    Reply
  7. I have applied for PM SUBSIDY SCHEME ONE YEAR BACK THROUGH HOUSING FINANCE COMPANY DHFL. KIND SEND PROCEDURE TO GET APPLICANT ID TO SEARCH SUBSIDY ON CLAP ( CLSS AWAS PORTALl

    Reply
  8. Sir ji mera to kahi ghar hi nahi h oer 12year she kiraye par hi rah hu to mujhe Haridwar chetar me ghar keshe banega to please jankari dejiye

    Reply

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