Rajya Samekit Sahkari Vikas Yojana - Ganga Gaay Mahila Dairy Yojana

Rajya Samekit Sahkari Vikas Yojana - Ganga Gaay Mahila Dairy Yojana helps women and members of cooperative societies in Uttarakhand buy high-yield milch cows and buffaloes with the help of subsidies and bank loans. This scheme is run by the Dairy Development Department of the Government of Uttarakhand and is open for applications in 2026.

Under this scheme, eligible women, Scheduled Caste, Scheduled Tribe and general category members of milk-producing cooperative societies can get financial support to start or grow a dairy business. The money help comes as a grant plus a bank loan, so the family does not have to pay the full animal cost from its own pocket.

Rajya Samekit Sahkari Vikas Yojana - Ganga Gaay Mahila Dairy Yojana - Introduction

Rajya Samekit Sahkari Vikas Yojana - Ganga Gaay Mahila Dairy Yojana is a state-level scheme of the Department of Dairy Development, Government of Uttarakhand. It encourages dairy entrepreneurship for women, Scheduled Castes, Scheduled Tribes and general category members of cooperative societies. Through easy loans and good subsidies, the scheme helps eligible people buy quality milch cows and buffaloes to raise household income through milk production.

The scheme has been running in the state for many years and continues to support dairy farmers in 2026. Eligible women can buy 2 to 5 milch animals and get up to 75 percent subsidy. The remaining amount is covered through a bank loan, which keeps the out-of-pocket cost very low for the beneficiary.

Key Information

Benefits

This scheme gives significant financial support to members of milk-producing cooperative societies when they buy cows or buffaloes. The money is split between a grant and a loan so that the burden on the family stays low. The grant share depends on the category of the applicant.

For women and SC/ST applicants, the government covers 75 percent of the animal cost and the bank provides the remaining 25 percent as a loan. This means such applicants do not need to put in their own money. General category members get a 50 percent grant, a 40 percent loan and need to pay only 10 percent from their own pocket.

Financial Assistance Details:

For all units, a minimum of two animals must be purchased, and taking a bank loan is a required step to open the subsidy. The animals are sourced from listed farms outside the state to get better milk-yielding stock.

Eligibility

To get the benefit of this scheme, the applicant has to meet a set of conditions. These conditions are simple and mostly focus on residence, cooperative membership and the purpose of buying animals.

• The applicant should be a permanent resident of Uttarakhand.
• The applicant must be an active member of a milk-producing cooperative society. Anyone who is not yet a member can join the local society to become eligible.
• The scheme is open to General, Scheduled Caste, Scheduled Tribe and female applicants.
• The applicant should plan to buy cows that yield at least 12 liters of milk per day or buffaloes that yield at least 10 liters of milk per day.
• The animals must be sourced from outside the state of Uttarakhand.
• A minimum of two animals must be purchased.
• A bank loan must be taken to finalise the purchase process.

Application Process

The application process is offline and is done through the local cooperative society and the district cooperative bank. The steps are simple and can be completed by visiting the nearest office.

STEP 1 - Membership: If the applicant is aged 18 or older, they should visit the local Gram Panchayat cooperative society. A one time membership fee of ₹25 is paid to the secretary to get the membership receipt.

STEP 2 - Form Submission: Collect the application form from the milk cooperative society or the nearest district cooperative bank. Fill the form and attach the Aadhaar card, bank details, caste certificate and land ownership records. If formal land documents are not available, provide two guarantors who are current society members.

STEP 3 - Verification: Submit the completed application to the local society. The secretary certifies the details, followed by scrutiny and recommendations from the Manager of the Milk Producers Cooperative Union and the Assistant Director of Dairy.

STEP 4 - Loan Processing: Once recommended, the bank verifies the documents and approves the loan. The approved amount is transferred directly to the bank account of the beneficiary.

STEP 5 - Animal Purchase: The Dairy Purchase Society coordinates with the beneficiary to select quality animals from department-listed farms outside the state. No extra fees are charged by departmental staff during this process. The animals are inspected for health and delivered safely to the home of the beneficiary.

Documents

Keep the following documents ready before applying. Having them in order speeds up the checking process at the society and the bank.

• Valid Aadhaar card
• Bank account passbook or statement
• Caste certificate, if applicable
• Proof of cooperative society membership
• Land or property ownership documents
• Two character guarantors, if required
• Details of any existing loans

References

Ganga Gaay Mahila Dairy Yojana - Official Dairy Development Department Page

Dairy Development Department, Uttarakhand - Official Website

FAQ's

Who are the eligible beneficiaries?

Women, Scheduled Caste (SC), Scheduled Tribe (ST) and general category members of milk-producing cooperative societies can apply for this support.

Is membership in a cooperative society mandatory?

Yes, membership is required. If the applicant is not yet a member, they can join by paying a one time membership fee of ₹25 at the local society.

What is the minimum age for membership?

The applicant must be at least 18 years old to join the cooperative society and apply.

What types of animals can be purchased?

Applicants can buy cows with a minimum milk yield of 12 liters per day or buffaloes with a minimum yield of 10 liters per day.

What is the minimum number of animals required for purchase?

A minimum of two animals must be purchased under this scheme.

Is it mandatory to take a loan to get the subsidy?

Yes, taking a loan through the District Cooperative Bank is a required step to qualify for the subsidy.

Where do I get the application form?

The forms can be collected from the local milk cooperative society or the nearest District Cooperative Bank.

How much subsidy do women and SC/ST applicants get?

Women and SC/ST applicants get a 75 percent grant, while general category members get a 50 percent grant.

Where are the animals purchased from?

The animals are sourced from department-listed farms outside the state of Uttarakhand to get better milk-yielding stock.