AI SummaryNew Swarnim Yojana (for women only) GNTDNT is a state-led scheme by the Government of Gujarat that supports women from nomadic and denotified tribes living below the poverty line. Through this scheme, eligible women can access low-interest business loans of up to ₹2,00,000 at 5% annual interest to start their own trade or self-employment venture.
Gujarat Nomadic and Denotified Tribes Development Corporation runs this scheme under the Social Justice and Empowerment Department. As of August 2026, online applications are open on the official portal, and the scheme still provides 100% loan coverage for the chosen business or occupation.
New Swarnim Yojana (for women only) GNTDNT - Introduction
New Swarnim Yojana (for women only) GNTDNT helps women from nomadic and denotified communities reach economic stability. By providing accessible finance, this scheme encourages you to launch a business or occupation of your choice. Managed by Gujarat Nomadic and Denotified Tribes Development Corporation, this program helps you build a sustainable livelihood.
The scheme is made for women who want to become self-employed with dignity. Loans cover the full cost of the business, and the repayment is spread over 60 equal monthly instalments, which makes it easier for a new business to manage.
| Detail | Information |
|---|---|
| Scheme Name | New Swarnim Yojana (for women only) GNTDNT |
| Level | State |
| Beneficiary State | Gujarat |
| Category | Business and Entrepreneurship, Women and Child |
| Max Loan Amount | ₹2,00,000 |
| Interest Rate | 5% per annum |
| Repayment | 60 equal monthly instalments |
| Nodal Department | Social Justice and Empowerment Department |
| Implementing Agency | Gujarat Nomadic and Denotified Tribes Development Corporation |
| Official Website | gndcdconline.gujarat.gov.in |
Benefits
This scheme offers strong financial backing to turn your business plans into reality:
- Maximum loan amount: up to ₹2,00,000.
- Interest rate: 5% per annum.
- Loan coverage: 100% of your business or occupation costs.
- Contribution structure: 95% from National Corporation, 5% from State Government, and 0% from you.
Repayment Terms: repay the loan amount and interest in 60 equal monthly instalments.
Eligibility
To qualify for this support, you should meet the following criteria:
- You must be a woman belonging to a nomadic or denotified caste.
- Your family's annual income should be up to ₹3,00,000 (applicable since 1/4/2018).
- Your age should be between 21 and 50 years at the time of your application.
- You must possess practical experience in a technical or skilled trade relevant to your proposed business.
Priority Note: at least 50% of the total loan funds are reserved for families with an annual income of ₹1,50,000 or less. For instance, if Meena and Sunita both apply, a household like Meena's earning ₹1,20,000 will receive prioritization over a household earning ₹2,50,000.
Application Process
You can complete the online application process by following these simple steps:
STEP 1 - Visit the Official Portal of Gujarat Nomadic and Denotified Tribes Development Corporation. Scroll down on the homepage, find New Swarnim Yojana and click on Apply Now to open the digital application form.
STEP 2 - Enter your personal information, including your name, contact details, Aadhaar number, and family income. Make sure you accurately fill in your educational background, technical experience, and bank account information. Double-check all entries before uploading your documents.
STEP 3 - Review your information carefully, complete the CAPTCHA, and hit submit. Keep your Application ID safe to track your status later on the same portal under the Know App Status tab.
Documents
Please keep the following documents ready for your application:
- Aadhaar Card
- Ration Card
- Domicile Certificate
- Caste Certificate
- Passport-size photograph
- Proof of technical or skilled trade experience
- Collateral documents
- Bank account details
References
Official Guidelines | Online Application Portal
FAQ's
What is the main purpose of this scheme?
This scheme aims for the economic upliftment of women from nomadic and denotified castes by providing low-interest loans for self-employment.
What kind of business can I undertake?
You are free to choose any business or occupation you are skilled in and wish to pursue.
Who is eligible to apply?
Any woman belonging to a nomadic or denotified caste who meets the age and income requirements is eligible.
What are the age limits?
You must be between 21 and 50 years old when you submit your application.
Do I need experience?
Yes, you should have relevant experience in the technical or skilled trade you intend to start.
Is collateral required?
Yes, you must provide suitable collateral to secure the loan.
What is the interest rate?
The annual interest rate is 5%.
What is the loan repayment duration?
You have a period of 60 months to repay the loan in equal monthly instalments.