Delhi Lakhpati Bitiya Yojana is now officially launched on 1 April 2026 and registrations are open through the Delhi e-District portal. This scheme replaces the old Ladli Yojana (which ran since 2008) and gives much higher financial support to girl children in Delhi, right from birth until they complete their graduation. The government deposits a total of ₹61,000 in staged installments into the girl's account, and this amount grows with interest to about ₹1.20 to ₹1.25 lakh by the time she graduates. CM Rekha Gupta announced the scheme on 10 February 2026 at a press conference, it was formally launched on 2 March 2026 at the "Sashakt Naari, Samriddh Delhi" programme by President Droupadi Murmu, and it was officially notified on 30 March 2026 through a gazette notification. A budget of ₹128 crore has been allocated for it in the 2026-27 Delhi Assembly session.
Unlike the old Ladli scheme, this Lakhpati Bitiya Yojana is fully digital, with the entire process from application to payment handled online without the need to visit any government office. Financial management is handled by SBI Life Insurance Company under the SBI Life Dhanrashi Sadhan framework. Girl children living in Child Care Institutions (CCIs) are also covered, with the government acting as their guardian. A maximum of two daughters per family are eligible for the benefit. Under the old Ladli scheme, about 1.86 lakh beneficiary accounts remained unclaimed for years. The government has already traced about 30,000 such girls and disbursed ₹90 crore to them, and another ₹100 crore has been set aside for 41,000 more pending Ladli beneficiaries.
How Much Money Will Girls Get and When
The money is not given all at once. It comes in stages that are linked to the girl's educational milestones, which makes the scheme education-linked and encourages families to keep daughters in school at every step. The total government deposit is ₹61,000 (as confirmed in the official gazette notification dated 30 March 2026), and it grows to around ₹1.20 to ₹1.25 lakh with interest when the girl turns 21 or completes her graduation or diploma.
Here is the stage-wise installment breakdown as per the official rules:
₹11,000 at the time of birth of the girl child. ₹5,000 on admission to Class 1. ₹5,000 on admission to Class 6. ₹5,000 on admission to Class 9. ₹5,000 on passing Class 10. ₹5,000 on admission to Class 12. ₹20,000 (in phases) on completion of diploma or graduation. This adds up to ₹56,000 in direct deposits, and the remaining ₹5,000 comes through additional provisions as per the gazette rules, making the total government deposit ₹61,000.
The girl must be unmarried until age 18 for the full benefit. If she gets married before 18, she is disqualified and the accumulated amount is returned to the government. This is intentionally set up to fight child marriage by making continued education financially rewarding for the family. The maturity amount can be claimed after passing Class 12 and reaching the age of 18, or after completing graduation/diploma and reaching 21 years of age. If the girl does not meet the educational milestones within the prescribed age, or if the amount remains unclaimed, the funds will go back to the government.
Eligibility for Delhi Lakhpati Bitiya Yojana
The eligibility conditions are clearly defined in the gazette notification dated 30 March 2026. The girl child must be born in Delhi, and the family must have been a resident of the National Capital Territory for at least three years before applying. Family annual income should not exceed ₹1.20 lakh. Benefits are limited to a maximum of two girls per family. The girl must be studying in a government, MCD, NDMC, or other recognized school in Delhi. She must remain unmarried till age 18, any violation leads to disqualification and return of funds. Girls in Child Care Institutions are also eligible, with the government acting as guardian, and certain eligibility conditions like family income and residence may be relaxed for them.
Girls pursuing higher education (graduation or diploma) outside Delhi are also eligible, as long as the institution is recognized by UGC or the relevant authority. The application must be submitted within 1 year of birth or within 90 days of admission at each educational stage. If a girl could not be registered within one year of birth, she can apply at a later stage within the prescribed time, but will only receive installments from that stage onward.
Key Highlights of Delhi Lakhpati Bitiya Yojana
| Detail | Information |
|---|---|
| Scheme Name | Delhi Lakhpati Bitiya Yojana |
| Replaces | Ladli Yojana (discontinued from 31 March 2026) |
| Launch Date | 1 April 2026 (gazette notified 30 March 2026) |
| Launched By | CM Rekha Gupta (launched by President Droupadi Murmu on 2 March 2026) |
| Total Government Deposit | ₹61,000 (in phased installments from birth to graduation) |
| Maturity Amount | ₹1.20 to ₹1.25 lakh (with interest) on completing graduation |
| Budget Allocated | ₹128 crore (2026-27 Delhi Assembly session) |
| Max Girls Per Family | 2 |
| Family Income Limit | Up to ₹1.20 lakh per year |
| Residency Requirement | Delhi resident for at least 3 years |
| Financial Manager | SBI Life Insurance (SBI Life Dhanrashi Sadhan) |
| Application Mode | Fully online and digital (faceless process) |
| Application Deadline | Within 1 year of birth or 90 days of admission at each stage |
| Implementing Department | Women and Child Development (WCD), Govt of Delhi |
| Condition | Girl must stay unmarried till age 18 |
| SBI Life Helpline | 1800 229 090 (toll free) |
Documents Required for Delhi Lakhpati Bitiya Yojana
The application is fully online. Here are the documents families should keep ready before applying:
- Girl Child's Birth Certificate - Issued by MCD, NDMC, or hospital. This is the most important document as registration is linked to birth.
- Parents' Aadhaar Card and Delhi Voter ID - For identity and Delhi residency verification.
- Income Certificate - From SDM office confirming annual family income does not exceed ₹1.20 lakh.
- Address/Residence Proof - Electricity bill, ration card, or any official Delhi address document to prove 3-year residency.
- Immunization Record - The authorities verify immunization status of the girl child at different stages before approving installments.
- School/College Enrollment Proof - Admission slip or school certificate showing enrollment in a recognized institution.
- Bank Account Details - Aadhaar-linked bank account of the mother or girl child for maturity payout.
How to Apply for Delhi Lakhpati Bitiya Yojana
The application process is fully digital and runs through the Delhi e-District portal and the Women and Child Development (WCD) department website. Here is the step-by-step process:
STEP 1 - Visit the official Delhi e-District portal at edistrict.delhigovt.nic.in or the WCD department portal at wcd.delhi.gov.in.
STEP 2 - Click on "New User" and register using your Aadhaar number and mobile number. Complete the OTP verification and create your login credentials.
STEP 3 - After logging in, go to "Apply for Services" and search for "Delhi Lakhpati Bitiya Yojana". Fill in the girl child's personal details like name, date of birth (as per birth certificate), parents' Aadhaar numbers, family income details, school name and class enrolled, and bank account details (Aadhaar-linked account of mother or girl child).
STEP 4 - Upload all required documents as PDF or JPEG scanned copies. Make sure documents are clear, valid, and match the details entered in the form.
STEP 5 - Submit the application and download the acknowledgement slip. Keep it safe for future reference. A tracking ID will be generated so you can check the status of your application online.
STEP 6 - Once the District Women and Child Development Officer verifies and approves the application, the girl's account will be set up under the SBI Life Dhanrashi Sadhan framework and deposits will begin at each milestone. All payouts are made through Direct Benefit Transfer (DBT) to the Aadhaar-linked bank account.
Remember, the application must be submitted within 1 year of the girl's birth or within 90 days of admission at each educational stage (Class 1, 6, 9, etc.). Missing the deadline means you may lose benefits for that particular stage.
What Happened to Old Ladli Yojana Beneficiaries
This scheme has replaced the old Delhi Ladli Scheme from 1 April 2026. The old Ladli Yojana data is being transferred to the new portal. Under the old scheme, about 1.86 lakh maturity accounts had remained unclaimed for years. CM Rekha Gupta confirmed that in the past year, the government traced nearly 30,000 such girls and distributed ₹90 crore to them. An additional ₹100 crore has been set aside for 41,000 more Ladli beneficiaries whose payments were still pending. If you were registered under Ladli, you do not need to worry as the government is actively clearing all pending amounts.
If you are looking for more options for your daughter's financial future, you can also check out the Sukanya Samriddhi Yojana which offers a high-interest savings account specifically for girl children. You can also explore the full list of women and girl welfare schemes in India, or check out Delhi Government Doorstep Delivery Services for other Delhi schemes you can apply for from home.
Contact Details
For any queries about Delhi Lakhpati Bitiya Yojana, you can reach out to Women and Child Development Department, Govt of Delhi website at wcd.delhi.gov.in.
Email: wcd@nic.in.
SBI Life Insurance Company helpline (toll free): 1800 229 090.
FAQ's
What is Delhi Lakhpati Bitiya Yojana?
It is a new girl child welfare scheme launched from 1 April 2026 that deposits ₹61,000 in staged installments from birth to graduation. With interest, the amount grows to ₹1.20 to ₹1.25 lakh when the girl completes her graduation at age 21.
Has Ladli Yojana ended?
Yes. The old Delhi Ladli Scheme was discontinued on 31 March 2026. All new applications from 1 April 2026 are under Lakhpati Bitiya Yojana. Pending funds under Ladli are being actively disbursed to existing beneficiaries, and the old data is being transferred to the new portal.
How much money is deposited at each stage?
₹11,000 at birth, ₹5,000 each at Class 1, Class 6, Class 9, passing Class 10, and Class 12 admission, and ₹20,000 on completing diploma or graduation. The total deposit is ₹61,000 as per the gazette notification.
What happens if the girl gets married before 18?
She will be disqualified from the scheme and all accumulated funds will be returned to the government. This rule is deliberately set to discourage child marriage.
How much money does the girl get on graduation?
The government deposits ₹61,000 in stages. With interest added over the years through the SBI Life Dhanrashi Sadhan framework, the total payout at graduation is about ₹1.20 to ₹1.25 lakh.
Are girls in orphanages or child care institutions eligible?
Yes. Girls living in Child Care Institutions (CCIs) are fully eligible, with the government acting as their guardian. Some eligibility conditions like family income and residency may be relaxed for them.
What is the income limit for this scheme?
The family's annual income should not exceed ₹1.20 lakh per year to be eligible. This is higher than the old Ladli Yojana limit, so more families can now qualify.
What is the deadline to apply?
Parents must apply within 1 year of the girl's birth, or within 90 days of admission at each educational stage (Class 1, 6, 9, etc.). Late applications may still be accepted at later stages, but the girl will only receive benefits from that stage onward.
Can girls studying outside Delhi get the benefit?
Yes. Girls pursuing graduation or diploma courses in UGC - Recognized or government recognized institutions anywhere in India are eligible for the higher education installment, as long as they meet all other eligibility conditions.