Ayushman Bharat Arogya Karnataka (AB-ArK) Scheme 2026: Hospital List, Login at arogya.karnataka.gov.in

Karnataka government's Ayushman Bharat Arogya Karnataka (AB-ArK) scheme is providing cashless hospital treatment to all residents of the state through the official portal at arogya.karnataka.gov.in. This integrated health scheme combines Pradhan Mantri Jan Arogya Yojana (PMJAY) of the central government with the state's Arogya Karnataka Yojana, and it was launched on 2 March 2018.

AB-ArK is Karnataka's universal health coverage scheme, the first of its kind in the country. Karnataka govt. launched this integrated version after the official launch of PMJAY by PM Modi at Ranchi (Jharkhand). It covers BPL families for cashless treatment up to ₹5 lakh per family per year and gives APL families support on a co-payment basis. Suvarna Arogya Suraksha Trust (SAST) implements the scheme, which covers 1,628 treatment procedures and benefits around 1.34 crore families in the state.

Ayushman Bharat Arogya Karnataka (AB-ArK) Scheme

The objective of AB-ArK is to extend universal health coverage to all residents of Karnataka. Under this scheme, primary health care, specified secondary care, emergency care, complex secondary care and tertiary care benefits are provided. All the earlier state health schemes such as Vajpayee Arogyashree, Yeshaswini, Rajiv Arogya Bhagya, RSBY, RBSK, Mukhyamantri Santwana Harish, Indira Suraksha Yojane and Cochlear Implant Scheme are now converged under this single scheme.

For BPL families, the financial assistance under Arogya Karnataka Yojana was earlier ₹2 lakh per family per year. After integration with Ayushman Bharat, this amount was increased to ₹5 lakh per family per year. For APL or general families not covered under NFSA 2013, financial assistance of 30% is given, which works out to ₹1.5 lakh per family per year. In case of emergency tertiary treatment, an additional ₹50,000 is available.

How to Check Arogya Karnataka Scheme Hospital List

Here is the complete process to check Arogya Karnataka Scheme hospital list:-

STEP 1 - Visit the official website at arogya.karnataka.gov.in.

STEP 2 - On the homepage, click on the "Hospitals" tab present in the main menu as shown below:-

STEP 3 - Arogya Karnataka Enrollment Center Details page will open as shown below:-

STEP 4 - Select the district, type of center and click on the "Submit" button to open Arogya Karnataka Scheme hospital list.

Then the complete list of hospitals under Arogya Karnataka Scheme appears as shown above. This list contains the name of the enrollment center along with its code.

How to Make Arogya Karnataka Scheme Hospital Login

Here is the complete process to make Arogya Karnataka Scheme hospital login:-

STEP 1 - Visit the official website at arogya.karnataka.gov.in.

STEP 2 - On the homepage, click on the "Hospital Login" tab present in the main menu as shown below:-

STEP 3 - The page to make Arogya Karnataka Scheme hospital login will appear as shown below:-

STEP 4 - Here hospitals can enter the username and click on the "Next" button to sign in and start the session.

Check Hospital Capabilities in Arogya Karnataka Scheme

STEP 1 - Visit the official website at arogya.karnataka.gov.in.

STEP 2 - On the homepage, click on the "Hospital Capabilities" tab present in the main menu as shown below:-

STEP 3 - The page to check Arogya Karnataka Scheme hospital capabilities will appear as shown below:-

STEP 4 - Select district, taluk, hospital name, speciality and procedure name, then click on the "Search" button to check Arogya Karnataka Scheme hospital capabilities.

Schemes Included in Arogya Karnataka Scheme

The current ongoing health schemes which are now converged under Arogya Karnataka Scheme are as follows:-

• Vajpayee Arogyashree - financial support for tertiary care treatment of poor families.
• Yeshaswini Scheme - health insurance cover for farmers and rural people.
• Rajiv Arogya Bhagya Scheme - cashless treatment support for BPL families.
• Rashtriya Swasthya Bima Yojana - health insurance for poor families.
• RSBY for senior citizens - health cover for senior citizens.
• Rashtriya Bala Swasthaya Karyakram (RBSK) - child health screening and early treatment.
• Mukhyamantri Santwana Harish Scheme - support for treatment of serious illnesses.
• Indira Suraksha Yojane - health cover for families.
• Cochlear Implant Scheme - hearing support for children.

With this health scheme, Karnataka became the first state in the country to declare and implement universal health coverage to protect its people from impoverishment due to treatment costs.

Eligible Beneficiaries under AB-ArK

Eligible Patient: A patient who is a resident of Karnataka and belongs to an "Eligible Household" as defined under the National Food Security Act, 2013. These patients get cashless treatment up to ₹5 lakh per family per year.

General Patient: A patient who is a resident of Karnataka but does not come under the definition of "Eligible Household" under NFSA 2013, or does not produce the eligible household card. The treatment cost for these patients is on a co-payment basis.

Patient Enrollment under AB-ArK

For accessing the scheme benefits, the beneficiary has to be enrolled in Arogya Karnataka system. A patient needs to be enrolled at a PHI only once. When a patient approaches a PHI for treatment, the enrollment staff of the PHI enrolls the patient on the enrollment portal developed for Arogya Karnataka and generates a unique ID called "ArKID". The enrollment is based on the person's Aadhaar card number. The patient's biometric impression is captured on a biometric device and authenticated with the CIDR Aadhaar server. The E-KYC details are auto populated.

In case there is a failure in reading the biometric impression, other options such as OTP, capturing data from the QR code and getting data from the Food Department's database are provided. While patients can get the scheme benefits in PHIs through the alternate methods, producing the Aadhaar card and authentication with the Aadhaar database is mandatory for referral to private hospitals.

A mandatory consent is obtained using a pre-printed self-declaration form from the enrolling beneficiary to use his details only for the purpose of enrollment. The self-declaration form also contains a section where the beneficiary gives a declaration that he or she does not have insurance in any other scheme. The form is available on the official SAST website at Ayushman Bharat Arogya Karnataka Beneficiaries Declaration Form PDF.

Patient Entitlement and ArKID Card

The PDS card decides the entitlement of the patient and is authenticated via a web service with the stored PDS details in the Food and Civil Service Database. This determines whether the beneficiary belongs to the "Eligible Category" or not, as per the norms defined under the National Food Security Act 2013. If a beneficiary is not from the eligible category or does not have a PDS card, he or she is automatically enrolled as a "General Patient".

Once the E-KYC form is filled and the beneficiary categorization is completed, the beneficiary becomes registered under the scheme and is given a unique scheme ID "ArKID" number. The generated unique ID number printed on a card is provided on payment of ₹10 only for the first time to the successfully enrolled beneficiary. For reprinting the card in case the beneficiary has lost it, another card is given at a cost of ₹20.

The unique ArKID is the PDS card number with a separator (-) and a sequential number for each member of the family that approaches a PHI for service and seeks to get enrolled. The UHC card contains photo, name, unique scheme ID and basic details of the beneficiary. An SMS alert is also sent to the enrolled patient on his mobile number wherever the mobile number has been shared with the registration personnel.

Once the Arogya Karnataka card is generated, the patient can access treatment under the scheme. The beneficiary is not required to carry the Aadhaar card or food card the next time he visits the hospital for treatment. He will be serviced based on the Arogya Karnataka card.

Arogya Karnataka Scheme Earlier Updates

Karnataka cabinet approved the integrated Ayushman Bharat Arogya Karnataka Yojana in September 2018. Arogya Karnataka scheme had 1,516 procedures and Ayushman Bharat had 1,349 procedures. After integration, the total number of procedures became 1,628. The integrated scheme is estimated to cost ₹1,000 crore, with the central government bearing ₹286 crore and the state government bearing the remaining ₹714 crore.

Here are the main features of the integrated scheme:-

• Financial assistance for BPL families - BPL beneficiaries get cashless treatment up to ₹5 lakh per family per year under the integrated scheme, increased from the earlier ₹2 lakh under Arogya Karnataka.
• Financial assistance for APL families - APL or general families not covered under NFSA 2013 get financial assistance of 30%, which is ₹1.5 lakh per family per year. In case of emergency tertiary treatment, an additional ₹50,000 is given.
• Budgetary allocation - The integrated scheme costs around ₹1,000 crore, with the central government bearing ₹286 crore and the state government bearing ₹714 crore.
• Type of care covered - The scheme covers specified secondary care, emergency care, complex secondary care and tertiary care.

Ayushman Bharat Yojana covers all the people whose name appears in Socio-Economic Caste Census (SECC) data 2011. This yojana entitles people to get cashless and paperless treatment of ₹5 lakh for secondary and tertiary hospitalization. Any person can check their name in the PMJAY beneficiary list through the link - Check Your Name in PMJAY Final Beneficiaries List.

In Karnataka, there are around 62 lakh families identified from SECC-2011 data under Rashtriya Swasthya Bima Yojana (RSBY). Under Ayushman Bharat Arogya Karnataka, the central government bears 60% of the expenditure for these 62 lakh RSBY families and the state government bears 40%. For the remaining 72 lakh families, the state government bears 100% of the total expenditure. For any further information on PM Jan Arogya Yojana, people can visit the official AB PM-JAY portal nha.gov.in.

Before this, Karnataka government had announced Arogya Bhagya scheme in November 2017 as a universal health coverage scheme. The scheme merged 7 earlier health insurance schemes including Rajiv Arogya Bhagya, Vajpayee Arogyashree, Mukhyamantri Santwana Harish, Yeshasvini, Janani Shishu Suraksha Karyakram, Rashtriya Swasthya Bima Yojana and Jyothi Sanjeevini. The scheme was later integrated with Ayushman Bharat and renamed as AB-ArK.

AB-ArK Scheme in 2026

The official Arogya Karnataka portal at arogya.karnataka.gov.in is updated regularly, with the latest update on 22 January 2026. The scheme continues to provide cashless treatment to eligible families through empaneled government and private hospitals.

In 2026, Karnataka Health and Family Welfare Minister U T Khader has directed hospitals and Arogya Mitras to make sure that patients get free cashless treatment under Ayushman Bharat Arogya Karnataka scheme without any out-of-pocket payment. The state government has also launched Sandhya Kiran, a cashless healthcare scheme for state government pensioners, under the AB-ArK framework with benefit packages up to ₹5 lakh per year. State government employees can check the separate Karnataka Arogya Sanjeevini Scheme (KASS) for cashless health cover.

Contact Information

Department of Health & Family Welfare Services, Arogya Soudha, Madagi Road, Bengaluru, Karnataka, PIN Code: 560023

Toll Free No: 104

Help Line: 1800 425 8330

FAQ's

Is Ayushman Bharat Arogya Karnataka scheme still running in 2026?

Yes, the scheme is still running. The official portal arogya.karnataka.gov.in is updated regularly and the latest update was on 22 January 2026.

How much treatment cover does AB-ArK provide?

BPL families get cashless treatment up to ₹5 lakh per family per year. APL or general families get financial support of 30%, which is ₹1.5 lakh per family per year.

How can I check the hospital list under Arogya Karnataka?

Visit arogya.karnataka.gov.in, click on the Hospitals tab, select the district and type of center, and click Submit to see the list of empaneled hospitals.

What is ArKID in Arogya Karnataka scheme?

ArKID is the unique scheme ID given to each enrolled beneficiary. It is the PDS card number with a separator and a sequential number for each family member.