AI SummaryMadhya Pradesh Transport Department is running Motor Vehicle Driver-Conductor Welfare Scheme - Pradhanmantri Suraksha Bima Yojana for registered drivers and conductors of transport vehicles, and registration stays open through the year. Under this scheme, an accident cover of ₹2 lakh is given on accidental death or full permanent disability, and ₹1 lakh on partial permanent disability.
Cover works under the rules of Pradhan Mantri Suraksha Bima Yojana, the central accident insurance scheme with a premium of ₹20 per year. Drivers and conductors registered with the state transport welfare board get this cover as part of the welfare fund benefits, so the family does not lose everything after one bad accident.
Motor Vehicle Driver-Conductor Welfare Scheme - Pradhanmantri Suraksha Bima Yojana Details
This is a state-level scheme of Madhya Pradesh, run by the Transport Department for people working in the unorganised transport sector. Drivers and conductors who hold a valid commercial licence and are registered on Samagra Portal can join it. Cover runs for one year, from 1 June to 31 May, and it renews every year as long as the premium is paid on time.
PMSBY rules were not changed in 2026. Premium stays ₹20 a year, cover stays ₹2 lakh, and the age band stays 18 to 70 years. Bank auto-debit remains the way the premium is taken, so the savings account has to hold enough balance around the last week of May each year, otherwise cover lapses for that year.
Highlights of the scheme
| Detail | Information |
|---|---|
| Scheme Name | Motor Vehicle Driver-Conductor Welfare Scheme - Pradhanmantri Suraksha Bima Yojana |
| Launched By | Transport Department, Government of Madhya Pradesh |
| Level | State scheme, linked with central PMSBY |
| Eligible People | Registered transport vehicle drivers and conductors of Madhya Pradesh |
| Benefit Amount | ₹2 lakh on accidental death or full disability, ₹1 lakh on partial disability |
| Premium | ₹20 per year under PMSBY, auto-debit from bank account |
| Cover Period | 1 June to 31 May every year |
| Age Limit | 18 to 70 years |
| Application Mode | Offline at RTO or DTO, after Samagra registration |
| Main Department | Transport Department, Madhya Pradesh |
| Official Website | transport.mp.gov.in |
Apply process for the scheme
Applying takes two parts. First a Samagra registration, then the scheme form at the transport office. Both are simple, and no fee is charged for the form itself.
STEP 1 - Open the Samagra portal at samagra.gov.in and register your family or personal details. Put in the Aadhaar number and verify it with the OTP that comes on the mobile number linked with Aadhaar.
STEP 2 - Fill the details asked, upload the documents, and submit. If doing it online feels hard, the same registration can be done at the nearest Lok Seva Kendra, MP Online kiosk or Common Service Centre.
STEP 3 - Download the scheme application form from the official scheme rules PDF, where the form is given on page 9.
STEP 4 - Fill the form with your name, licence number, Samagra ID and bank account details. Attach self-attested copies of every required document.
STEP 5 - Submit the signed form at your District Transport Office or Regional Transport Office. Keep the receipt safe, it helps later at claim time.
STEP 6 - For the PMSBY part, give the consent and auto-debit form at your bank branch, or enable it through net banking. Many banks also allow enrolment through their mobile app under the Jan Suraksha section.
Who can apply
Rules on who can join are strict, since the scheme is meant only for working transport staff of the state. Check these points before filling the form.
- Applicant should be a permanent resident of Madhya Pradesh, since this is a state welfare fund scheme.
- Age should be between 18 and 70 years on the date the cover starts.
- Applicant should be working as a transport vehicle driver or conductor and registered with the state transport welfare board.
- A valid commercial driving licence or conductor licence issued in Madhya Pradesh is required.
- Samagra registration and a savings bank account with Aadhaar linking are required, as the payment goes by bank transfer.
Benefit amount
Payment depends on how serious the injury is. Money goes to the nominee in case of death, and to the person himself in disability cases.
| Condition | Amount |
|---|---|
| Accidental death | ₹2,00,000 |
| Full and permanent loss of both eyes, both hands, both feet, or one eye and one limb | ₹2,00,000 |
| Full and permanent loss of one eye or one limb | ₹1,00,000 |
Documents required
Keep these papers ready in a single file before going to the transport office. Missing papers are the usual reason forms come back.
- Passport size photograph, recent one
- Samagra ID and member ID number
- Valid commercial driving licence or conductor licence
- Aadhaar card and proof of age
- Bank passbook copy with account number and IFSC
- Accident report or FIR copy, needed at claim time
- Disability certificate from a government doctor for disability claims
- Death certificate for a death claim, along with nominee details
Claim process and help
Claim has to be filed with the bank branch where the premium was debited, within 30 days of the accident. Bank forwards the papers to the insurance company. A copy of the same claim should also go to the District Transport Office so the welfare board record stays updated. For any doubt on PMSBY rules, the toll free Jan Suraksha helpline 1800-180-1111 or 1800-110-001 can be used, and the scheme rules are given on jansuraksha.gov.in.
References
These official pages have the rules and forms for this scheme.
- Official scheme rules and application form PDF
- Madhya Pradesh Transport Department website
- Jan Suraksha portal for PMSBY rules
- Samagra portal for registration
FAQ's
What does this scheme give?
It gives accident insurance to registered drivers and conductors of Madhya Pradesh. Cover is ₹2 lakh on accidental death or full disability and ₹1 lakh on partial disability.
Which insurance rules apply here?
Cover follows Pradhan Mantri Suraksha Bima Yojana rules of the central government, with a yearly premium of ₹20 and cover running from 1 June to 31 May.
Is the scheme still running in 2026?
Yes. PMSBY premium and cover amounts are unchanged in 2026, and the Madhya Pradesh transport welfare fund keeps giving this cover to registered drivers and conductors.
What is the age limit?
Age should be between 18 and 70 years. Cover stops once the person crosses 70 years of age.
Is Samagra registration required?
Yes, it is required. Without a Samagra ID the transport office will not process the form or the claim.
Can people from other states apply?
No. Only permanent residents of Madhya Pradesh holding a state issued commercial licence can apply.
Where is the form submitted?
Filled form goes to the District Transport Office or Regional Transport Office of your district, with self-attested copies of documents.
How is the premium paid?
Premium of ₹20 is auto-debited from the savings bank account every year in the last week of May. Keep balance in the account or the cover will lapse.
How long does a claim take?
Once the bank sends complete papers to the insurance company, payment usually reaches the nominee account within 30 to 60 days.
Who to contact for a complaint?
Call the Jan Suraksha helpline on 1800-180-1111 or 1800-110-001, or meet the District Transport Officer of your district for scheme related issues.