Puthumai Penn Scheme is accepting applications from girl students in Tamil Nadu. This scheme of Tamil Nadu government, officially called Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme, gives eligible girls Rs. 1,000 every month in their bank account till they complete their first undergraduate, diploma or ITI course.
Girls who studied from Class 6 to Class 12 in government schools can apply. The scheme is also called Pudhumai Penn Thittam or Pen Kalvi Scheme. Registration and student login happen online through the Pen Kalvi portal at penkalvi.tn.gov.in. This article covers the login steps, eligibility, benefits and the latest updates on the scheme.
Puthumai Penn Scheme 2026 Student Login at Pen Kalvi Portal
penkalvi.tn.gov.in Portal
Tamil Nadu government launched this higher education assurance scheme to improve the enrolment ratio of girls from government schools in higher education institutions. The cash support of Rs. 1,000 per month is paid directly into the student's bank account through DBT. The official scheme page of Tamil Nadu Social Welfare Department is available at Pudhumai Penn Scheme page.
Pen Kalvi portal is maintained by Tamil Nadu e-Governance Agency. Girl students can apply for the scheme directly through this portal. The portal address is penkalvi.tn.gov.in. For a detailed guide on eligibility and documents, check the Pudhumai Penn Scheme guide on this website.
Pen Kalvi Scheme Student Login
Below is the complete process to make Pen Kalvi Scheme student login:
STEP 1 - Visit the official Pen Kalvi portal at penkalvi.tn.gov.in on your mobile or computer.

STEP 2 - On the homepage, click the "Login" button. The direct login page is at penkalvi.tn.gov.in/pre-login.php.

STEP 3 - Click the "Student Login" link to make Puthumai Penn Scheme login.

STEP 4 - Enter your mobile number and click the "Login with OTP" button. Enter the OTP received on your mobile to complete the login at Pen Kalvi portal.
About Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme
Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme was announced in the Tamil Nadu budget speech on 18 March 2022 and launched on 5 September 2022. It replaced the old Moovalur Ramamirtham Ammaiyar Marriage Assistance Scheme. The aim is to promote higher education among girls from poor families and reduce early marriages.

The Rs. 1,000 monthly incentive is credited to the student's bank account through Direct Benefit Transfer (DBT). The higher education department certifies the continuance of education of students twice a year on June 30 and December 31. Director of Social Welfare Department is the nodal officer for implementing the scheme.
Eligibility for Puthumai Penn Scheme
Girl students who meet the following conditions can apply for the scheme:
- Must be a girl student of Tamil Nadu who studied from Class 6 to Class 12 in a government or government-aided school.
- Must be enrolled in a recognized undergraduate, diploma, ITI or professional course in Tamil Nadu. Only the first higher education course is counted.
- There is no family income limit and no minimum marks requirement for this scheme.
- Students studying through distance education, correspondence or open university are not eligible. Cross-border students are also not eligible.
Benefits of Puthumai Penn Scheme
Eligible girl students get the following benefits under the scheme:
- Rs. 1,000 per month (Rs. 12,000 per year) is paid directly into the student's Aadhaar-seeded bank account through DBT.
- The support continues till the completion of the first undergraduate, diploma or ITI course without any break.
- Any number of girl children from the same family can get the benefit. There is no cap on the number of daughters per family.
- Students can get this benefit along with other scholarships. The scheme does not stop other scholarship benefits.
Around 6 lakh girl students can benefit every year from this scheme. For 2026-27, Tamil Nadu government has set aside Rs. 512 crore for Pudhumai Penn Thittam in the state budget. The budget details are available on the Tamil Nadu Finance Department budget page.
Highlights of Puthumai Penn Scheme
| Detail | Information |
|---|---|
| Scheme Name | Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme (Puthumai Penn Scheme) |
| Launched By | Tamil Nadu government |
| Beneficiaries | Girl students who studied Class 6 to 12 in government schools |
| Benefit Amount | Rs. 1,000 per month (Rs. 12,000 per year) |
| Payment Mode | Direct Benefit Transfer (DBT) to bank account |
| Application Mode | Online through Pen Kalvi portal |
| Official Website | penkalvi.tn.gov.in |
Latest Update on Puthumai Penn Scheme
Puthumai Penn Scheme continues in 2026-27 and applications are open for the current academic year. On 25 September 2025, former Chief Minister M.K. Stalin confirmed the expansion of the scheme under the "Tamil Nadu Excels in Education" program. The scheme now covers more students and remains one of the main education support schemes of the state.
For 2026-27, the state budget has allocated Rs. 512 crore for Pudhumai Penn Thittam. Around 5.29 lakh girl students received the benefit in 2025-26. Students who missed earlier registration camps can still apply by approaching their school or college principal.
Government Order on Puthumai Penn Thittam Scheme
As per the government order, state-level bankers committee and lead banks in districts should make sure that students availing the benefit get zero balance, zero frills bank accounts and debit cards. The whole process, from enrolment of students to releasing the cash benefit, is carried out online.
Girl students pursuing arts and science, professional courses, paramedical, diploma, ITI and combined post-graduation courses are eligible for the cash incentive. For combined PG courses, the incentive is given only for the first three years. Four core banks, Indian Bank, Canara Bank, Indian Overseas Bank and SBI, have been identified to open bank accounts for students wherever needed.
Revamped Moovalur Ramamirtham Ammaiyar Marriage Assistance Scheme
Moovalur Ramamirtham Ammaiyar Marriage Assistance Scheme was started in 1989 by former chief minister M. Karunanidhi to support the marriage of girls from poor families. Under that scheme, Rs. 25,000 and an eight gram gold coin were given to girls who completed Class 10. The new higher education assurance scheme is the revamped version of this marriage assistance scheme. The change was made because the enrolment rate of girl students from government schools in higher education was very low. More details are available on the marriage assistance schemes page of Tamil Nadu Social Welfare Department.
FAQ's
Who can apply for Puthumai Penn Scheme?
Girl students of Tamil Nadu who studied from Class 6 to Class 12 in government or government-aided schools and are now enrolled in a recognized undergraduate, diploma, ITI or professional course can apply.
Is there any income limit for the scheme?
No, there is no family income limit and no minimum marks requirement. Any eligible girl student can apply.
Can a student get this benefit along with other scholarships?
Yes, the scheme allows students to receive other scholarships along with the Rs. 1,000 monthly support.
How is the money given to students?
The amount of Rs. 1,000 is transferred directly to the student's Aadhaar-seeded bank account every month through DBT.
What is the helpline number for Puthumai Penn Scheme?
The helpline number is 044-24351885 and the email id is mraheas@gmail.com.

What to do if OTP is not received to log in on student login?
Penkalvi