Kisan Credit Limit Scheme Punjab 2026 for Pashu Palak to Promote Animal Husbandry (Pashupalan)

Punjab government has launched Kisan Credit Limit Scheme 2026 for animal breeders (pashu palaks). Under this scheme, cattle bearers can make their Kisan Credit Limits just like agricultural farmers. Every cattle breeder family is granted Rs. 3 lakh at 4% rate of interest. The scheme helps small and landless cattle breeder farmers the most, and loans up to Rs. 1.6 lakh no longer need land as security.

Minister of Punjab Animal Husbandry, Fisheries and Dairy Development said that cattle breeders of the state are now entitled to get the Kisan Credit Limits. The main aim of this scheme is to promote animal husbandry (pashupalan). On the pattern of the farming community, a new mechanism of bank credit limits on easy rates has been started for the ease of cattle breeders in the state.

This Punjab Kisan Credit Limit Scheme will help pashu palaks cover daily expenses on animal feed, medicines, water and electricity bills. Every cattle breeder can decide their own credit limit as per their comfort. The only condition to become an eligible beneficiary is to have cattle or animals.

Pashu Kisan Credit Limit Scheme 2026

Punjab state government has started Kisan Credit Limit Scheme 2026 for cattle breeders. From now on, pashu palak farmers can decide their own bank credit limits as per their comfort, just like farmers in the agriculture sector can. This pashupalan promotion scheme for animal husbandry works on the lines of the bank credit limit scheme for the farming community. A new mechanism of bank credit limits on easy rates has been started so that pashu palaks can cover the expenses on animal feed, medicines, water and electricity. Bank credit limit has already been decided for each animal, which is as follows:

• Buffalo and high breed cow (bhains aur vilayati gaay) - Rs. 61,467
• Local breed cow (desi gaay): Rs. 43,018
• Sheep and goat (bhed-bakri): Rs. 2,032
• Female pig (mada suar): Rs. 8,169
• Broiler (brailer): Rs. 161
• Egg producing chicken (ande dene wali murgi): Rs. 630

Loans Without Guarantee to Pashu Palak (Animal Breeder) Farmers

Under this Kisan Credit Limit Scheme for pashu palaks, every cattle breeder gets Rs. 3 lakh per family at 4% rate of interest. Small and landless cattle breeders benefit the most. Farmers in pashu palan can now get loans up to Rs. 1.6 lakh without any security in the form of land. The only condition to get loans at concessional rates is to have animals or cattle.

Implementation of Animal Husbandry (Pashupalan) Promotion Scheme

Punjab state government will focus on extensive publicity of this scheme. This makes sure that maximum number of farmers associated with allied occupations can get the best benefit from the new pashupalan samvardhan scheme. All banks and district level officers of the Animal Husbandry, Fisheries and Dairy Development department have been fully informed about the scheme.

The required amount (as per the bank credit limit mentioned above) can be withdrawn by the cattle breeder. The withdrawal can be done at regular intervals through the card issued to pashu palak farmers. Also, pashu palaks can return the entire limit on any one day in the year and get a new limit on the pattern of the kisan credit card. There is no fee charged by the bank for making the limit.

How to Apply for Kisan Credit Limit Scheme 2026

Pashu palak farmers can apply for this scheme through their nearest bank branch or cooperative society. The process is simple and does not need any separate online portal.

STEP 1 - Visit the nearest bank branch or cooperative bank that offers Kisan Credit Card (KCC) loans in Punjab.

STEP 2 - Ask for the KCC Animal Husbandry and Fisheries application form and fill in personal details, Aadhaar number, number and type of animals owned, and bank account information.

STEP 3 - Attach the required documents such as Aadhaar card, bank passbook, passport size photographs, livestock ownership or veterinary certificate, and land or shed lease proof where applicable.

STEP 4 - Submit the form at the branch. The bank checks the documents and fixes the credit limit using the Scale of Finance for the district.

STEP 5 - On approval, the bank issues the KCC RuPay debit card and chequebook. Funds can be withdrawn as needed for feed, medicine and shed upkeep, and repaid from milk sale income to keep the 4% interest benefit. For more details, eligible farmers can also check the official Kisan Rin Portal.

FAQ's

What is the Kisan Credit Limit Scheme for pashu palaks?

It is a Punjab government scheme that gives cattle breeders the same bank credit limits that farmers get, on the lines of the Kisan Credit Card, to promote animal husbandry (pashupalan).

How much loan can a cattle breeder get?

Every eligible cattle breeder family can get up to Rs. 3 lakh at 4% rate of interest. Loans up to Rs. 1.6 lakh do not need any land as security.

Which animals are covered under the scheme?

The scheme covers buffaloes, high breed and local breed cows, sheep, goats, female pigs, broilers and egg producing chickens. A fixed credit limit has been decided for each animal.

Is land security required for the loan?

No. Loans up to Rs. 1.6 lakh do not need any land as security. The only condition is that the applicant should own cattle or animals.