Gujarat government is running the Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for the 2026-27 cycle, giving cattle owners a 12 percent interest subsidy on dairy loans for 5 years. Applications for the current round are being accepted on the iKhedut Portal 2.0, with the last date to apply falling on 31 March 2026 for loans taken in the current financial year.
Any farmer or breeder from Gujarat who has picked up a dairy loan from a nationalised bank or an RBI-approved financial institution can use this support to set up a small dairy unit of 1 to 20 cows or buffaloes. Only one member per family is allowed to get the benefit, and the land where the unit stands must be owned by the applicant or a family member.
Gujarat 1 to 20 Milch Animal Farm Interest Subsidy Scheme 2026
Animal Husbandry, Agriculture, Farmers Welfare and Cooperation Department of Gujarat runs this scheme through the Directorate of Animal Husbandry. It is meant for small and medium cattle owners who want to buy dairy animals but cannot bear the full loan interest cost. Instead of cash in hand, the government pays the interest portion of your bank loan straight into your loan account as a DBT payment.
Three separate versions of the same scheme are open on iKhedut. One is for general category applicants, one for Scheduled Caste beneficiaries and one for Scheduled Tribe beneficiaries. The subsidy limit, unit size and loan-linked structure stay the same across all three. Only the category-specific eligibility and documents change.
How to Apply Online at iKhedut Portal for Milch Animal Farm Scheme
Application is fully online through the iKhedut Portal 2.0. The dairy scheme window usually opens in the last week of March and stays open for about a month. Keep your scanned documents ready (each PDF under 200 KB) before you start.
STEP 1 - Go to the official iKhedut Portal at ikhedut.gujarat.gov.in and click on the 'Schemes' option on the homepage.
STEP 2 - Choose 'Schemes of Animal Husbandry' from the list of departments shown on the page.
STEP 3 - Find the 'Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm' from the scheme list and click on 'Apply' next to it. Pick the correct category link (General, SC or ST) that matches your case.
STEP 4 - If you are a new user, click on 'New Individual Applicant Registration' and fill the basic details. Existing users can log in with their Aadhaar number and captcha.
STEP 5 - Fill the application form with your personal details, land details, bank loan details and the number of milch animals you plan to keep. Upload the required documents in PDF format, each under 200 KB.
STEP 6 - Save the draft and then confirm the application within 7 days. An unconfirmed application will not be treated as valid.
STEP 7 - Take a printout of the confirmed application and submit it, with your signature or thumb print, to the local Taluka Animal Husbandry office along with the physical copies of the documents if asked for.
Highlights of Gujarat Milch Animal Farm Scheme
| Detail | Information |
|---|---|
| Scheme Name | Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm |
| Launched By | Government of Gujarat |
| Main Department | Agriculture, Farmers Welfare and Cooperation Department |
| Running Agency | Directorate of Animal Husbandry, Gujarat |
| State | Gujarat |
| Eligible People | Farmers and cattle breeders (General, SC, ST) of Gujarat |
| Benefit | Up to 12% interest subsidy on bank loan for 5 years |
| Unit Size | 1 to 20 milch animals (cows or buffaloes) |
| Application Mode | Online |
| Last Date for 2026 Cycle | 31 March 2026 |
| Official Website | ikhedut.gujarat.gov.in |
Benefits of the Scheme
The main support under this scheme is a 12 percent interest subsidy on the bank loan you take to set up your dairy unit. This subsidy is calculated on the unit cost or the sanctioned loan amount, whichever is lower, and is paid for 5 years from the date the loan is disbursed.
Money is not given to you in hand. The interest portion is paid straight into your loan account in installments, so your EMI burden comes down over the 5-year period. You can start with just 1 animal or go up to 20, based on how much space, fodder and time you can commit.
Along with milk income, this scheme lets you use cattle dung as manure to improve soil health on your own farm. By-products like gober-gas can also add to your farm income, making the whole dairy unit a small circular business.
Eligibility Rules
You must meet a few basic conditions to qualify for this scheme:
- You must be a permanent resident of Gujarat and hold a valid domicile or Aadhaar-linked address in the state.
- You should have taken a fresh dairy loan in the current financial year from a nationalised bank or an RBI-approved financial institution to buy 1 to 20 milch animals.
- Only one member from a single family can get the benefit under this scheme.
- The land where the dairy shed is built must be owned by you or by a member of your family, with proper ownership records.
- SC and ST applicants must apply under the special category-wise scheme and attach the valid caste certificate.
Documents Required
Keep the following documents scanned and ready before you start the online application:
- Aadhaar card or any other government-issued photo ID
- Proof of land ownership such as 7/12 or 8-A land record
- Bank passbook copy and loan sanction letter from the bank
- Ration card copy
- Caste certificate (only for SC and ST category applicants)
- Disability certificate, if applicable
- Signed undertaking or consent form as per iKhedut format
Make sure every uploaded PDF stays under 200 KB. If any document is wrong or missing, officials will not process the request, and you get 7 days to submit the correct papers to the concerned Taluka office.
Related Schemes You Can Also Check
Farmers who want a broader working capital line for dairy along with this interest subsidy can also look at the Kisan Credit Card (KCC) scheme, which now covers animal husbandry and dairy needs at a low interest rate. Other Gujarat farmer support schemes are listed on the Mari Yojana Gujarat portal.
References
Official Website | Official Guidelines
FAQ's
Is the Gujarat 1 to 20 Milch Animal Farm scheme still open in 2026?
Yes, the scheme is running for the 2026-27 cycle on the iKhedut Portal 2.0, with the last date for the current round set at 31 March 2026 for loans taken in the current financial year.
How much interest subsidy will I get on my dairy loan?
You get up to 12 percent interest subsidy per year for a total of 5 years, calculated on the sanctioned loan amount or the unit cost fixed by NABARD, whichever is lower.
Can I apply if I already have another dairy loan running from before 2026?
The subsidy is meant for loans taken in the current financial year. Older loans usually do not qualify, so you should check with your bank and the Taluka Animal Husbandry office before applying.
Do I get the money in my bank account directly?
No. The subsidy is not paid as cash. It is credited to your loan account through DBT in installments, which reduces your interest burden over 5 years.
Can two members from the same family apply for this scheme?
No, only one member per family is allowed to get the benefit under this scheme. Any second application from the same family will be rejected.
Where do I check my application status?
You can check your application status on the iKhedut Portal under the 'Application Status' section by entering your application number and captcha.
