Central government has started a campaign for saturation of all PM Kisan Samman Nidhi Yojana beneficiaries with Kisan Credit Card (KCC) Scheme. All the farmers can now download Kisan Credit Card Loan Application Form 2023 for Agricultural Credit in PDF format online. The official websites to download Kisan Credit Card (KCC) Apply Online Form PDF are www.pmkisan.gov.in and www.agricoop.gov.in. This merging of PM Kisan Samman Yojana with KCC will enable farmers to avail concessional institutional credit from KCC for crops as well as animal/fish rearing at a maximum interest of 4%.
Kisan Credit Card Scheme online application forms for PM-KISAN beneficiaries are open now. The Union govt. wants that all the PM Kisan Samman Nidhi Yojana beneficiaries get their own personalized Kisan Credit Card (KCC). For this, Indian Banks Association has waived off charges like processing, documentation, inspection & ledger folio charges as well as service charges for KCC loans upto Rs. 3 lakh.
All the PM Kisan Samman Nidhi Yojana beneficiary farmers can now approach their bank branches for Kisan Credit Card Application. There, farmers will have to submit the single page KCC registration form along with land record & details of crops sown to get their Kisan Credit Cards ready.
Kisan Credit Card Scheme Latest Update
In the ongoing Atmanirbhar Bharat Abhiyan, FM Nirmala Sitharaman has announced Rs. 2 lakh crore more concessional credit would be extended for Kisan Credit Card (KCC) Scheme. Fisheries and animal husbandry farmers will be included in KCC Scheme. Around 2.5 crore fishery and animal husbandry farmers to benefit from this KCC scheme.
Extension of Kisan Credit Card Scheme to Fishermen
Union Minister of State for Fisheries, Animal Husbandry & Dairying, L Murugan has said that Kisan Credit Card Scheme has been extended to fishermen to provide them loans at low interest rates. Addressing ‘Fishermen Convention’ organised by Kerala Pradesh Fishermen Group (BMS) at Munambam in Kochi, the minister said that the commitment of the Central government towards the fishermen was evident in the fact that it has created a separate department for Fisheries and set apart Rs. 20,000 crore for the Aatmanirbhar Bharat Campaign.
The MoS said, “For the first time in independent India, Prime Minister Narendra Modi has sanctioned Rs. 20,000 crore for fishermen in the Atmanirbhar Bharat project.” He added that the government has earmarked Rs 7.5 crores to set up integrated fishermen villages with schools, healthcare facilities, etc. He further announced that the fuel subsidy for the fisherman will continue and said that the Union government has sanctioned Rs. 246 crore for fishermen in Kerala alone in the last five years. Murugan said that the policy of the government is to develop all fishing harbours in India.
Kisan Credit Card for Dairy Farmers
Now central govt. is going to provide Kisan Credit Card to Dairy Farmers. This KCC scheme extension to dairy farmers will enable them to avail loans upto Rs. 3 Lakh at 2% to 4% interest rates. A statement from govt official said “PM Modi has initiated a new scheme for livestock farmers which will benefit them immensely. Earlier KCC were issued only to farmers but now they will be issued to dairy farmers as well. They can avail upto Rs 3 Lakh in Credit at very low interest.”
PM Kisan Credit Card (KCC) Application Form PDF
Below is the complete process for PM Kisan Samman Nidhi Yojana beneficiaries to download Kisan Credit Card (KCC) online application form in PDF format:-
STEP 1: Firstly visit the official PM Kisan portal at pmkisan.gov.in
STEP 2: At the homepage, click at the “Download KCC Form” tab present in the main menu.
STEP 3: Direct Link – https://pmkisan.gov.in/Documents/Kcc.pdf
STEP 4: Accordingly, the KCC Loan Application Form Agricultural Credit For PM Kisan Beneficiaries will appear as shown below:-
STEP 5: All the interested farmer beneficiaries of PM Kisan Samman Nidhi Scheme can download this KCC form in PDF format. Finally, people can submit the completed Kisan Credit Card application form at the bank itself.
Details Required in KCC Application Form
Following details are required to be filled in the Kisan Credit card application form:
- Type of KCC/ Amount of loan required:
- Issue of fresh KCC
- Enhancement of existing limit
- Activation of inoperative KCC account
- Amount of Loan required
- Particulars of the applicant(s):
- Name of the Applicant
- Account No (PM Kisan Beneficiary*)
- If not covered under Pardhan Mantra Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), consent for Auto Debit for coverage under these two schemes.
- Details of existing loans, if any:
- Bank/ Co-operative Banks/ Other Sources
- Branch Name
- Outstanding (Rs.)
- Overdues, if any (Rs.)
- Particulars of total land holdings of the applicant and crops:
- Name of the Village
- Survey/ Khasra No.
- Title – Owned, Leased, Share Cropper
- Area in acres
- Name of crop to be Grown – Kharif Crops, Rabi Crops, Other Crops
- KCC to Fisheries and Animal Husbandry Farmers:
- Name of Village
- Total productive Dairy Animals
- Total Sheep & Goat
- Total Pigs
- Total Poultry
- Inland Fisheries & Aquaculture
- Marine Fisheries & Mariculture
- Security Proposed to be offered:
- Particulars of Primary Security offered
- Particulars of Collateral Security (where applicable)
You can also download the KCC loan application form in PDF format for all banks using the below link.
KCC Application Form PDF for All Banks
For more detailed information, check Kisan Credit Card FAQ’s. Upon receiving the KCC apply online form from PM Kisan beneficiaries, banks will issue Kisan Credit Cards to farmers within 14 days.
How to Apply Online for KCC
There is no procedure offered by the central government as of now to apply online for Kisan Credit Card, neither the banks are offering any such facility for KCC apply online. Every farmer who wish to apply for Kisan Credit Card loan scheme is required to visit the bank branch and fill the simplified one page application form as given above.
KCC Apply Online Notification for PM Kisan Beneficiary Farmers
PM Kisan is an income support scheme for around 14 crore farmers in India. Under this scheme, the central govt. provides Rs. 6,000 per annum to all farmers. Till date, around 9.7 crore farmer families have been registered in PM Kisan Samman Nidhi Yojana. More than 8.4 crore farmer families have already availed PM kisan installments and bank details of these farmers are available at bank branches.
Aadhar details of PM Kisan beneficiary farmers are also available with Indian government. Such farmers can easily avail the facility of Kisan Credit Card just by submitting their land records copy and details of crop sown. The official notification can be accessed using the link here – https://pmkisan.gov.in/Documents/finalKCCCircular.pdf
Currently, there are around 6.7 crore Kisan Credit Card (KCC) beneficiaries in the entire country. Even if we assume that all KCC cardholders are PM-Kisan beneficiaries, there are around 3 cr farmers who doesn’t possess Kisan Credit Card (KCC) facility. So, Indian Bank Association (IBA) has designed a single page KCC form and copy of this form is available on scheduled commercial banks, website of department (www.agricoop.gov.in) and PM-Kisan portal (www.pmkisan.gov.in).
All the left out PM-Kisan beneficiaries can download the KCC form from these official website or can get it from banks. Upon successful submission of forms, banks will provide KCC facility to such farmers.
Eligibility for Kisan Credit Card
- All farmers – individuals/Joint cultivator owners.
- Tenant farmers, oral lessees and share croppers etc.
- SHGs or Joint liability groups including tenant farmers.
- All the beneficiaries of PM Kisan Samman Nidhi Yojana.
Documents Required for Kisan Credit Card
- Duly filled KCC application form along with self declaration.
- Identity proof: Voter ID card / PAN card / Passport / Aadhaar card / Driving License etc
- Address proof: Voter ID card / Passport / Aadhaar card / Driving license etc
- Valid agriculture land documents.
PM Kisan Yojana – Helpline
If you need any information / help about Kisan Credit Card Scheme under the PM Kisan Samman Nidhi Yojana, using the helpline details below.
PM-Kisan Helpline No. 155261 / 1800115526 (Toll Free), 0120-6025109