Griha Aadhar Scheme

Griha Aadhar Scheme supports homemakers from middle and lower-income families in Goa to help them manage rising living costs. This scheme provides a monthly cash assistance of ₹ 1,500 directly to eligible married women, and as of August 2026 the payments are being credited to bank accounts by the 10th of every month.

Griha Aadhar Scheme is a state-level scheme run by the Women and Child Development Department, Government of Goa. It gives homemakers a fixed monthly payment so they can cope with inflation and keep a reasonable standard of living for their families. In March 2026, the Chief Minister announced that assistance under this scheme and the Dayanand Social Security Scheme would be credited by the 10th of every month without delay.

Griha Aadhar Scheme - Introduction

The scheme was launched to address the problem of spiraling prices and to support housewives and homemakers from middle, lower middle and poor sections of society. Under this scheme, a monthly amount is transferred directly into the bank account of the eligible woman. The scheme continues to run in 2026, and the government has been working to make the payment process faster and more reliable.

Key Information

Benefits

Eligible women receive financial support of ₹ 1,500 every month through this scheme. In March 2026, the government credited ₹ 45.26 crore to over 2.24 lakh beneficiaries across Goa under the Griha Aadhar and Dayanand Social Security Schemes together. The money is paid directly into the bank account of the beneficiary through electronic transfer.

Eligibility

To qualify for this scheme, a woman needs to meet the following conditions:

• The applicant should be a married woman, widow, or divorcee.
• The applicant should be at least 18 years of age.
• The applicant should be a resident of Goa for at least fifteen years.
• The combined annual household income of husband and wife should not exceed ₹ 3,00,000.
• A widow with a minor child receiving benefits under the Dayanand Social Security Scheme is also eligible.

For example, if Meena lives in Goa and has a combined family income of ₹ 2,50,000, she qualifies for the support.

Exclusions

Some women cannot apply for this scheme. The scheme is not available to a woman or her husband if they already receive benefits under the Dayanand Social Security Scheme, except in the case of a widow with a minor child. Also, a woman or her husband who holds a regular job in the state government, central government, or a scheduled bank cannot apply. Contract and daily wage workers are exempt from this rule.

Application Process

Women can apply for the scheme through both online and offline processes.

STEP 1 - For the online process, register on the official website at goaonline.gov.in by providing an email id, mobile number, name, address and date of birth along with OTP authentication. After successful registration, log in and go to Services Menu, then All Services, then Directorate of Women and Child Development, and select Griha Aadhar Scheme.

STEP 2 - Answer the eligibility questionnaire, fill in the application form details, and upload the required documents. Click on Save and proceed to pay. Once the payment is done, the application is submitted to the department for processing, and an acknowledgement SMS and email are sent. Keep the acknowledgement number for tracking.

STEP 3 - For the offline process, download the application form, fill in all details, attach a passport-sized photograph signed across, and include self-attested copies of your documents. Submit the completed application to the Director, Directorate of Women and Child Development, 2nd floor, Old Education Building, 18th June Road, Altinho, Panaji, Goa - 403 001.

Documents

Keep the following documents ready for the application:

• Aadhaar Card and EPIC card or voter id as proof of identity.
• Marriage certificate, or birth certificate of the child if the marriage certificate is not available.
• Residence certificate showing fifteen years of residence in Goa, and the husband's residence certificate if the applicant was born outside Goa.
• Income proof and a self declaration of occupation and income.
• Copy of the savings bank passbook with account details.
• Verification report signed by any gazetted officer, MLA or MP.
• Birth certificate and life certificate of the child for widows availing benefit from the Dayanand Social Security Scheme.

Payment and Annual Update

From March 2026 onwards, assistance under the Griha Aadhar Scheme is credited by the 10th of every month. Beneficiaries need to submit a life certificate and an updated income certificate from April 1st to May 30th of every year to keep getting the regular benefit. For any query related to the Griha Aadhar scheme, the social welfare officer of the Women and Child Development Department can be contacted, and Smt Krutika Mandrekar can be reached on 9284238500.

References

Official Griha Aadhar Scheme Guidelines

Griha Aadhar and DSS Payment Update, March 2026

Apply Online for Griha Aadhar Scheme on Goa Online

FAQ's

Who is considered a married woman for this scheme?

The scheme includes currently married women, widows, and divorcees, provided the annual household income is below ₹ 3,00,000.

How is my gross income calculated?

Gross income includes all earnings from salary, agriculture, business, or any profession before any tax deductions.

When is the money credited every month?

From March 2026 onwards, the monthly amount is credited to the bank account by the 10th of every month.

What happens if I do not submit my life certificate?

Monthly payments stop temporarily. Once the required certificates are provided, the payments resume starting from the next month.

Can I get the money if I do not withdraw for 6 months?

If the amount is not withdrawn for more than 6 months, the funds are reversed and a demand draft is issued in favor of the beneficiary.

How is the money paid to me?

The monthly amount of ₹ 1,500 is credited directly to the bank account through electronic transfer.