AI SummaryGoa government runs the Modified Laadli Laxmi Scheme for girls born in the state. Under this scheme, eligible girls get financial support of Rs. 1 lakh, either as a fixed deposit on turning 18 or as cash on the occasion of marriage. The Goa government issued a notification for the Modified Laadli Laxmi Scheme in January 2026 and later notified the amended scheme in August 2026.
Under the amended rules, applicants must submit their application within one year from the date of civil marriage registration, and married women aged 18 to 45 years are eligible for the Rs. 1 lakh support. The scheme is open for applications through the Directorate of Women and Child Development, Goa. This article explains the complete details of Goa Laadli Laxmi Scheme 2026 including eligibility, benefits, documents and how to apply.
What is Goa Laadli Laxmi Scheme 2026
Goa Laadli Laxmi Scheme was launched on 6 July 2012 as one of the main programmes of the state government. The scheme was started to stop the undesirable tendency of female foeticide and to remove the old idea that the birth of a girl in the family is a money burden on her parents during her marriage. By giving financial support, the scheme helps the girl child cover her study costs and future needs as she grows up, while also improving the female sex ratio in the state.
Under the scheme, eligible girls get Rs. 1 lakh. Unmarried girls who turn 18 get the amount as a fixed deposit held jointly in the name of the Director of Women and Child Development and the applicant. Married women get the amount as direct cash. The scheme is implemented through banks such as State Bank of India, Bank of India and HDFC Bank.
The scheme is an offline process. There is no online application portal. The application form is available at the District Office of the Directorate of Women and Child Development at a cost of Rs. 100. A budget provision of Rs. 150 crore has been made for the scheme in the current financial year.
Goa Laadli Laxmi Scheme Highlights
| Detail | Information |
|---|---|
| Scheme Name | Modified Goa Laadli Laxmi Scheme |
| Launched By | Government of Goa |
| Nodal Department | Directorate of Women and Child Development |
| Beneficiaries | Girls born or residing in Goa |
| Benefit Amount | Rs. 1,00,000 |
| Application Mode | Offline |
| Application Form Cost | Rs. 100 |
| Official Website | goa.gov.in |
Goa Ladli Laxmi Scheme Eligibility Criteria
Any girl who fulfils all of the following conditions is eligible to apply for Goa Laadli Laxmi Scheme:
- She should be born in the State of Goa, or be a resident of Goa for the last fifteen years. For girls born outside Goa, she should have been educated in Goa.
- At least one of her parents is born in Goa and has been a resident of Goa for the last fifteen years, or one of her parents has been residing in Goa for the last twenty five years.
- Her parents' total annual income should not exceed Rs. 3.00 lakhs per annum.
If a family was rehabilitated due to the Tillari Irrigation Project, it may be exempt from the standard domicile conditions on producing a certificate from the Collector of North Goa District.
Financial Assistance under Goa Laadli Laxmi Scheme 2026
The beneficiaries under Goa Laadli Laxmi Scheme are paid Rs. 1.00 lakh as financial assistance provided they fulfill the criteria. Unmarried girls who attain the age of 18 years on or after 1 April 2012 get the amount as a fixed deposit held jointly in the name of the Director of Women and Child Development and the applicant. The deposit renews automatically each year with the interest earned until the claim date or until the beneficiary reaches 45 years of age.
Married beneficiaries who attained 18 years before 1 April 2012 and are in the age group of 19 to 45 years get a one-time cash assistance of Rs. 1.00 lakh, paid directly through the bank. A beneficiary who holds the fixed deposit can withdraw the amount for use in business or a profession, or for further studies.
Goa Laadli Laxmi Scheme - How to Apply
Goa Laadli Laxmi Scheme is an offline scheme. The application form is available at the District Office of the Directorate of Women and Child Development at a cost of Rs. 100. Follow these steps to complete the application.
STEP 1 - Visit the nearest District Office of the Directorate of Women and Child Development and collect the Laadli Laxmi application form. Fill in the applicant and parents details carefully, matching the certificates exactly.
STEP 2 - Attach a signed passport-sized photograph and self-attested copies of all the required documents, including the civil marriage registration certificate for married applicants.
STEP 3 - Submit the completed application to the Director, Directorate of Women and Child Development, Panaji-Goa, 2nd floor, Old Education Building, 18th June Road, Altinho, Panaji, Goa - 403 001.
Deadline: As per the amended scheme notified in August 2026, applicants must submit their application within one year from the date of civil marriage registration. Applications submitted after this period are rejected. For unmarried girls, the application should be submitted within one year of turning 18.
Documents Required
Applicants should prepare the following documents while applying for the scheme:
- Self-attested copy of the Birth Certificate of the applicant.
- Residence Certificate of the applicant, or a school leaving certificate with a current bonafide student certificate. Graduates can give passing certificates of Xth and XIIth standards.
- Self-attested copy of the Aadhaar card.
- Civil Marriage Registration Certificate, which may include the first registration certificate, for married applicants.
- Residence Certificate of one parent for 15 or 25 years, or land records, employment certificates or government service certificates as proof.
- Birth certificate of one parent, or a baptism certificate, school records, or documents showing the grandparents lived in Goa.
- Self-declaration in the prescribed format and pre-receipt with revenue stamp.
- Annual Income Certificate of the parents issued by the competent authority.
If both parents are deceased, the residence and birth certificate along with the death certificates can be provided to waive the income certificate requirement.
Implementation of Goa Ladli Lakshmi Scheme
The Goa Laadli Lakshmi Scheme is being implemented through the branches of the following banks:
- State Bank of India
- Bank of India
- H.D.F.C. Bank
For more details, download the Goa Laadli Laxmi Scheme PDF - Goa Laadli Laxmi Scheme Guidelines PDF
Also check the Amendment Notification through the link - Goa Laadli Laxmi Scheme Amendment Notification PDF
The Laadli Laxmi Scheme benefits would be provided to each eligible girl in the state without taking into consideration about caste, creed, religion. For more Goa government schemes, check the Goa Government Schemes List.
FAQ's
Can I apply online for Goa Laadli Laxmi Scheme?
No. Goa Laadli Laxmi Scheme is an offline scheme. The application form is available at the District Office of the Directorate of Women and Child Development at a cost of Rs. 100.
What is the last date to apply under the amended scheme?
As per the amended scheme notified in August 2026, applicants must submit their application within one year from the date of civil marriage registration. For unmarried girls, the application should be submitted within one year of turning 18.
How is the fixed deposit managed?
The bank manages the deposit as per a Memorandum of Understanding with the government, which decides the interest accrual, withdrawal process and payment milestones.
What happens if I forget to claim the benefit by age 45?
The fixed deposit is closed and all funds, including the interest, go back to the government. No claims are accepted after this age.
Are city girls rich Why only village girls when actually they own so much property
Elaine, this is the defined eligibility criteria as specified by the state government. The new Goa Laali Laxmi Scheme is targeted towards welfare of village girls and thus such criteria has been set as condition of girls in villages is far worse than in cities.
I applied Ladli Laxmi scheme in 2019 , still I did not get the money
Can we apply to this scheme after 4 years of marriage?