Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste offers loans and cash support to Scheduled Caste doctors in Gujarat who hold an M.D. or M.S. degree. The scheme helps these doctors open their own clinic or consultation room and start an independent practice.
Launched in 1982 by the Director of Scheduled Caste Welfare under the Social Justice and Empowerment Department, Government of Gujarat, the scheme still accepts applications in the 2026-27 financial year. Eligible doctors receive ₹50,000 as support and a loan of up to ₹3,00,000 at a 4% interest rate for clinic setup and related expenses.
Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste - Introduction
Starting a private clinic requires money for equipment, furniture, rent and running costs, which many fresh doctors find hard to arrange. This scheme removes that money problem for Scheduled Caste post-graduate doctors so they can serve patients independently instead of waiting for a job.
Loan repayment is easy and flexible. Repayment happens in equal monthly installments spread over four years, starting after the bank loan period ends or after eight years, whichever comes first. Doctors are also free to repay the full outstanding amount before the deadline without any penalty.
Key Information
| Feature | Details |
|---|---|
| Scheme Name | Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste |
| Level | State |
| Beneficiary State | Gujarat |
| Main Department | Social Justice and Empowerment Department |
| Department Running the Scheme | Office of District Deputy Director and Office of Social Welfare Officer (Panchayat), Gujarat |
| Benefit Type | Cash Support and Loan |
Benefits
This scheme gives a one-time subsidy plus a loan for setting up the clinic:
| Benefit Type | Amount |
|---|---|
| Subsidy/Support | ₹50,000 |
| Loan Amount | Up to ₹3,00,000 |
Loan is available at a low interest rate of 4%.
Eligibility
Check who can apply:
- Doctor should hold a Medical Post Graduate (M.D./M.S.) degree from a recognised institution.
- Doctor should belong to the Scheduled Caste category and be a native resident of Gujarat.
- There is no income limit, so doctors from all income groups can apply.
- Doctor should not be getting similar government support for the same purpose at the same time.
- Doctors who already received financial benefits as graduate doctors (MBBS, B.S.A.M., B.A.M.S. or B.D.S.) under a related scheme are not eligible for this post-graduate support.
Loan amount should be used only for the purpose it is given. Misuse leads to recovery with penal interest. Repayment is made in equal monthly installments over four years, starting after the bank loan tenure or within eight years, whichever comes first. Late payment attracts an additional 2.50% penal interest, and early repayment is allowed without penalty.
Application Process
Applications for 2026-27 can be submitted online through the e-Samaj Kalyan Portal or offline at district offices. Online mode is easier and preferred.
STEP 1 - Visit the official e-Samaj Kalyan Portal and click on 'Citizen Login' on the homepage.
STEP 2 - New users should select 'Please Register Here' and fill in Aadhaar number, name, date of birth, email id and caste details. The new user registration page opens directly from the portal.
STEP 3 - Log in with the user ID and password created during registration, then update the profile under 'User Profile'.
STEP 4 - Select this scheme on the dashboard, fill in the detailed application form and upload the required documents.
STEP 5 - Review all details, submit the application and keep a print copy along with the reference number to track the status online.
Offline process:
STEP 1 - Visit the nearest District Deputy Director (Scheduled Caste Welfare) office to collect the application form, or download the official application form from the website.
STEP 2 - Fill in all fields, paste a passport size photograph and attach self-attested copies of the documents.
STEP 3 - Submit the completed file to the concerned authority and ask for a receipt for your records.
Documents
Keep these documents ready before starting the application:
- Passport size photograph and Aadhaar Card.
- Caste certificate, election identity card and proof of residence such as electricity bill, rent agreement, licence or ration card.
- Medical Post Graduate degree certificate and registration copy.
- Copy of first page of bank passbook or cancelled cheque in the name of the applicant.
- Signed security bond, agreement, affidavit and guarantee letters along with property details of two guarantors.
The full list of attachments is available in the application document PDF.
References
Official links for the scheme:
- Official scheme page - Scheduled Caste Welfare, Gujarat
- e-Samaj Kalyan Portal - Social Justice and Empowerment Department
- Download official application form (PDF)
FAQ's
Who can get support under this scheme?
Scheme is made for Scheduled Caste Medical Post Graduate (M.D./M.S.) doctors of Gujarat who want to open their own clinic or consultation room.
What financial support is given?
Eligible doctors get ₹50,000 as support and a loan of up to ₹3,00,000 at a 4% interest rate.
Is there any income limit for applying?
No. There is no income limit for this scheme. All Scheduled Caste post-graduate doctors who meet the other conditions can apply.
What happens if a repayment installment is missed?
Penal interest of 2.50% is charged along with the installments for late payment.
Can the loan be repaid early?
Yes, the outstanding loan amount can be repaid before the scheduled deadline without any penalty.
How to apply online?
Register as a new user and apply through the e-Samaj Kalyan Portal.