Maharashtra Nav Tejaswini Yojana 2026 - Rural Women's Empowerment Scheme

Nav Tejaswini Yojana is a rural women's empowerment scheme of the Maharashtra government, run through the Mahila Arthik Vikas Mahamandal (MAVIM). The scheme was approved by the Maharashtra cabinet on 8 October 2020 and is supported by the International Fund for Agricultural Development (IFAD). Under this scheme, Rs 523 crore is being used to help Mahila Bachat Gat or women self-help groups (SHGs) across the state.

Nav Tejaswini Yojana focuses on women's development through self-help groups, which are a proven way to improve the living conditions of poor households. The scheme gives poor rural women a wider range of opportunities and support. It strengthens women's self-help groups and gives them access to financial services. This rural women's empowerment scheme improves income generation by building the skills of participants and providing market and policy support.

The programme also works on functional literacy and labour-saving infrastructure for women. It boosts the participation of women in local governance and supports government policies that help women. The project is designed to help around 10 lakh families in rural areas of Maharashtra.

Nav Tejaswini Yojana 2026

Nav Tejaswini Yojana is implemented under the Mahila Arthik Vikas Mahamandal (MAVIM), the state women's development corporation. MAVIM works to help women and provide employment to SHG women. The scheme provides financial support to rural families to pull them out of poverty and also makes low-interest loans available to women.

The Maharashtra cabinet has also approved provisions for boosting rural women entrepreneurship in the state. For this, the International Fund for Agricultural Development (IFAD) is providing Rs 333 crore and the state government is providing Rs 190 crore. This grant is for setting up and supporting rural women entrepreneurship.

Rural Women Entrepreneurship in Nav Tejaswini Yojana

The state government aims to financially help women through the self-help group (SHG) movement. The SHG movement in rural areas is being run through MAVIM. Since women did not own property, they were not part of any formal banking system as independent individuals for seeking loans. Currently, loans are provided through SHGs but the loan amount is small and it is sanctioned to the self-help groups and not to the women members independently.

Even though women are capable and trained for industry or entrepreneurship, they still face difficulties in getting loan approvals. Women find it hard to get loans to set up businesses, small enterprises and produce goods. So, Maharashtra Nav Tejaswini Yojana will prove to be a big step. The focus of Nav Tejaswini Yojana is on providing personal loans to women and bank linking of SHGs' Bachat Gat.

Vikel to Pikel Initiative in Nav Tejaswini Yojana

Under the Vikel to Pikel initiative of Nav Tejaswini Yojana, the Maharashtra government aims to take the SHGs to the next level. This is done by helping them set up their cooperatives, federations and companies. Laying emphasis on local need, productivity and demand, the Vikel to Pikel initiative focuses on procuring products from SHGs.

To upgrade the quality and presentation of SHG products, IFAD is helping the groups with international standard skills and guidance. With the help of modern technology, SHG products are being made at par with private manufacturers and corporate sector products. MAVIM provides every possible support for branding, packaging and quality of products.

The main aim of Nav Tejaswini Yojana is to help women, improve child nourishment and make Maharashtra a healthy state. The project also focuses on the nutrition of women and children. Besides, the scheme acknowledges the problems of women and works to increase their participation in the decision-making process.

Highlights of Nav Tejaswini Yojana

Eligibility for Nav Tejaswini Yojana

Nav Tejaswini Yojana is mainly for rural women who are part of self-help groups. The scheme is open to women who want to start their own business or improve their income. The main points to check before applying are given below.

• The applicant should be a permanent resident of Maharashtra state.
• The applicant should be a woman from a poor or low-income rural family.
• Women who are part of a Mahila Bachat Gat or self-help group can apply.
• The applicant should be willing to take up skill training and start a small business or enterprise.

Documents Needed for Nav Tejaswini Yojana

Women who want to get the benefit of Nav Tejaswini Yojana need to keep some basic documents ready. These documents help the department check the eligibility of the applicant.

• Aadhaar card of the applicant.
• Domicile certificate of Maharashtra.
• Family ration card.
• Caste certificate.
• Income certificate.
• Bank account details with passbook.
• Passport size photograph.
• Mobile number.

How to Apply for Nav Tejaswini Yojana

Women who want to apply for Nav Tejaswini Yojana can contact their nearest MAVIM office or the Women and Child Development Department of Maharashtra. The scheme is implemented through self-help groups, so women who are part of an SHG can get more details from their group leader or the local MAVIM office.

STEP 1 - Visit the official website of the Women and Child Development Department of Maharashtra at womenchild.maharashtra.gov.in and open the Mahila Arthik Vikas Mahamandal page.

STEP 2 - Check the details of Nav Tejaswini Yojana and the application process given on the page.

STEP 3 - Contact the nearest MAVIM office or your self-help group coordinator to get the application form and submit the required documents.

STEP 4 - Submit the completed form along with the documents to the MAVIM office for verification.

FAQ's

What is Nav Tejaswini Yojana?

Nav Tejaswini Yojana is a rural women's empowerment scheme of the Maharashtra government. It is run by MAVIM and helps rural women through self-help groups by giving them financial support and low-interest loans.

Who runs Nav Tejaswini Yojana?

The scheme is implemented by the Mahila Arthik Vikas Mahamandal (MAVIM), the state women's development corporation of Maharashtra.

How much fund is available for Nav Tejaswini Yojana?

The Maharashtra government has set aside Rs 523 crore for the scheme. Of this, IFAD provides a loan and the state government provides the rest.

Who can benefit from Nav Tejaswini Yojana?

Rural women of Maharashtra, especially those who are part of women self-help groups, can benefit from the scheme. It aims to help around one million rural households.

Where can I get more details about Nav Tejaswini Yojana?

You can get more details from the official website of the Women and Child Development Department of Maharashtra at womenchild.maharashtra.gov.in or by contacting the nearest MAVIM office.