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Lakhpati Didi Yojana

Updated: August 11, 2026By Sarkari Yojana Team6 views
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Scheme for: Individual Scheme category: Business & Entrepreneurship, Women and Child
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हिन्दीमराठीবাংলাગુજરાતીதமிழ்తెలుగుಕನ್ನಡമലയാളംਪੰਜਾਬੀଓଡ଼ିଆঅসমীয়া

Lakhpati Didi Yojana helps women in Uttarakhand build a steady annual income of at least ₹1 Lakh through self-help groups and small business work. The scheme is being carried forward by the Department of Rural Development, Government of Uttarakhand, and stays open for eligible women in both hilly and plain areas of the state.

Under this scheme, women who are active members of self-help groups get skill training, market support, and access to credit so they can earn on their own. The Uttarakhand State Rural Livelihood Mission guides members from joining a group to crossing the ₹1 Lakh income mark, and keeps the process going through the block and district offices.

Lakhpati Didi Yojana - Introduction

Lakhpati Didi Yojana serves as a very helpful platform for women in Uttarakhand by improving their economic status and helping them reach financial self-reliance. This scheme turns aspirations into reality by guiding women toward sustainable livelihoods.

Implemented by the Department of Rural Development, Government of Uttarakhand, this scheme matches the national goal of supporting women entrepreneurs. The state is working toward making about 1.25 lakh women into Lakhpati Didis, and thousands of women across Uttarakhand have already strengthened their household income through this project.

Key Information

Scheme Name Lakhpati Didi Yojana
Level State
Scheme For Individual
Beneficiary State Uttarakhand
Category Business & Entrepreneurship, Women and Child
Target Beneficiaries Individuals, Self Help Groups (SHGs)
Benefit Type In Kind
DBT Scheme No
Nodal Department Rural Development
Official Portal uslm.uk.gov.in
Tags Lakhpati Didi, Woman, SHG

Benefits

To make sure your products reach the right market, the Uttarakhand State Rural Livelihood Mission provides strong support for branding and sales. You can benefit from various infrastructure facilities designed to scale your small business.

Infrastructure Total Count
Saras Centers 17
State-level Uttara Outlets 2
Growth Centers 24
Millet Bakeries 7

Additionally, your products gain visibility at various Saras Melas, which directly helps increase your monthly income and improves your standard of living. Women also receive interest-free working capital through their self-help group, skill training in their chosen trade, and help selling their produce through fairs and market tie-ups.

Eligibility

Women who want to join Lakhpati Didi Yojana need to meet a few basic conditions. These points decide who can apply for the scheme:

  • You should be a permanent resident of Uttarakhand.
  • You must be an active member of a self-help group registered under the rural livelihood mission, with the group keeping regular savings and monthly meetings.
  • Women aged between 18 and 65 years residing in either hilly or plain areas of the state are welcome to apply.

Application Process

Offline Selection Process

If you are a woman associated with a self-help group under the National Rural Livelihood Mission (NRLM) and you engage in income-generating activities, you can be selected at the block level. This process identifies members whose annual household income is currently less than ₹1 Lakh to help them grow their earnings.

STEP 1 - Join an active self-help group in your village under the Uttarakhand State Rural Livelihood Mission. The group must keep regular savings, repay loans on time, and hold monthly meetings to stay active for the scheme.

STEP 2 - The mission field team checks your current income from all sources such as dairy, farming, and handicrafts. This baseline helps decide which livelihood areas need training and credit support to reach ₹1 Lakh.

STEP 3 - Receive skill training from Krishi Sakhi, Pashu Sakhi, or mission resource persons, and link to relevant government benefits for your chosen activity.

STEP 4 - The mission connects your self-help group cluster to buyers, aggregation centres, or digital platforms so you get fair prices for your produce.

For detailed support or to start your application, you should contact your local District Mission Manager or the District Thematic Expert. At the block level, you should reach out to the Block Development Officer or the Block Mission Manager for guidance.

Documents

You should keep your self-help group membership cards and essential identity proof ready. You should follow the latest guidelines issued by the Uttarakhand State Rural Livelihood Mission to make sure you submit all required documentation for your specific income-generating activity.

References

Lakhpati Didi Strategy - Rural Development Department, Uttarakhand

Lakhpati Didi Strategy PDF (Official Guidelines)

FAQ's

What is the main objective of Lakhpati Didi Yojana?

The primary objective is to improve the economic status of women, increase their income through dedicated entrepreneurship, and help them become successful Lakhpatis.

What activities does this scheme support?

This scheme supports you in various income-generating activities within your self-help group, including the production, branding, and local or regional marketing of your products.

How does the administration help in marketing products?

To help you sell your goods, the Uttarakhand State Rural Livelihood Mission has set up 17 Saras Centers, 2 state-level Uttara outlets, 24 Growth Centers, and 7 Millet Bakeries. Your products are also shown at the annual Saras Melas.

Is there an income limit for eligibility?

Yes, women who belong to group members and have an annual household income of less than ₹1 Lakh are eligible for selection at the development block level.

How do authorities select beneficiaries?

Women who are actively associated with self-help groups under the National Rural Livelihood Mission (NRLM) and conduct recognized income-generating activities are selected through the block office.

Where can you get help regarding this scheme?

You can get support from the District Mission Manager or District Thematic Expert at the district level. Alternatively, your local Block Development Officer or Block Mission Manager will assist you.

Are both hilly and plain areas covered?

Yes, this scheme covers all women who meet the criteria, whether they reside in the hilly regions or the plains of Uttarakhand.

Related Latest Updates

23 Aug, 2026, 4:05 PM Empowered Committee Reviews Growth Proposals for Women-Led Rural Enterprises

Ministry of Rural Development recently held a meeting to review new proposals under Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM). Committee head Rohit Kansal looked at ways to help small self-help group businesses grow into larger companies.

The team reviewed four new incubator proposals for Bihar, Jammu and Kashmir, Uttar Pradesh, and Gujarat. These will work with top schools including IIT Patna, IIM Jammu, IIM Lucknow, and IIT Gandhinagar.

Expanding rural support

This scheme will help over 600 high-potential businesses through better mentoring, financial planning, and market access. This work supports the national goal of creating 6 crore Lakhpati Didis. The committee also talked about expanding Start-up Village Entrepreneurship Programme in West Bengal and Goa to help the rural non-farm economy.

22 Aug, 2026, 12:16 PM National Campaign Launched to Boost Rural Women Entrepreneurship

Ministry of Rural Development started the second phase of its national entrepreneurship campaign. It runs from August 21 to November 21, 2026. This scheme helps rural women turn their work into small businesses. Lakhpati Didis remain the main focus. The government plans to help 6 crore people across the country.

Support for rural businesses

The campaign brings in Udyam Sakhis to provide business help and guidance to Self-Help Group members. Officials set goals to train 5 lakh women and formalize 50,000 businesses. Sankalp Shakti, a new monthly bulletin, will also guide these entrepreneurs. Using digital platforms like ONDC and GeM is a top priority to help these women sell their products in more markets.

19 Aug, 2026, 5:05 PM Lakhpati Didi Initiative: Financial Support and Training for Rural Women

Helping rural women earn more is the main aim of Lakhpati Didi. Through Deendayal Antyodaya Yojana-National Rural Livelihoods Mission, the government helps women in self-help groups reach an annual household income of at least Rs 1 lakh. This helps women start businesses and become independent in villages.

Financial support details

Individual women entrepreneurs can get credit-guarantee support for loans up to Rs 5 lakh for five years. Also, there is a 2% interest subsidy on loans up to Rs 1.5 lakh for three years. Self-help groups can get bank loans up to Rs 20 lakh without any collateral. Along with money, the scheme offers training, market connections, and help with business plans to make sure your income lasts.

Eligibility depends on your self-help group status and state rules. Do not believe claims that any woman between 18 and 50 can apply directly. Check with your local self-help group or the State Rural Livelihoods Mission office for correct information.

16 Aug, 2026, 1:04 PM Government Sets New Target of 6 Crore Lakhpati Didis

Prime Minister Narendra Modi set a new goal to help rural women by creating 6 crore Lakhpati Didis. This update, shared during the Independence Day address on August 15, 2026, builds on the earlier 3 crore target. By July 2026, over 3.46 crore women reached this status.

Being a Lakhpati Didi does not mean receiving a one-time payment. It means a woman in a Self-Help Group earns at least ₹1 lakh every year in a stable way. This income is worked out over four farming or business cycles to make sure the monthly income is at least ₹10,000. This scheme works under Deendayal Antyodaya Yojana-National Rural Livelihoods Mission, which currently helps around 92 lakh Self-Help Groups across the country.

Support for rural entrepreneurs

Women can earn this money through activities like farming, dairy, handicrafts, or small businesses. To help with this, the government plans 700 SHE-MARTs and 1,000 district fulfilment centres to help these business owners reach more customers. If you are a member of a Self-Help Group, talk to your local livelihood team to learn how you can join and build a steady income.

16 Aug, 2026, 10:02 AM Uttarakhand Lakhpati Didi Count Surpasses 3 Lakh Milestone

Uttarakhand reached a big step in helping women as the number of Lakhpati Didis in the state went past 3 lakh. Data shows that 3,03,696 women now earn over Rs 1 lakh a year. Started in November 2022 under Uttarakhand State Rural Livelihood Mission, the scheme organized over 5.19 lakh women into 70,767 self-help groups.

Women-led work

These women work in many areas such as organic farming, food processing, handicrafts, and homestays. To help this, the government set up 24 growth centres and started the House of Himalayas brand to help with sales. For the 2026-27 financial year, the state plans to help another 1.12 lakh women. The government also gives 30 percent horizontal reservation in state services and 33 percent in cooperative societies to increase female participation in the economy.

13 Aug, 2026, 4:19 PM Uttarakhand Lakhpati Didi Scheme Reaches 3 Lakh Milestone

Uttarakhand has hit a target of over 3 lakh women becoming Lakhpati Didis. These women earn more than ₹1 lakh every year. By the end of the 2025-26 financial year, the number reached 3,03,696. This helps many families in rural areas.

State authorities plan to add 1.12 lakh more women to this group during 2026-27. Launched in November 2022, this scheme works under the Uttarakhand State Rural Livelihood Mission. Women in self-help groups now work in areas like organic farming, dairy, handicrafts, and millet-based bakery products.

Support and growth

Infrastructure support drives this success. With 24 growth centres and 17 Saras centres, products reach more markets. The House of Himalayas brand has helped improve product quality and packaging. Right now, over 5.19 lakh women work in 70,767 self-help groups across all 13 districts. The state continues to focus on economic independence through schemes like the Mukhyamantri Ekal Mahila Swarojgar Yojana and Drone Didi Yojana.