Integrated Social Security Scheme - Old Age Pension

Integrated Social Security Scheme - Old Age Pension offers monthly pension support to elderly citizens in Jammu and Kashmir who have little income or no source of livelihood. Social Welfare Department of the government of Jammu and Kashmir runs this state-sponsored scheme and deposits the pension directly into beneficiary bank accounts.

Pension amounts under this scheme were raised from 1 April 2025 through Government Order No. 96-JK (SWD) of 2025. Old age pensioners now receive between ₹1,250 and ₹2,000 a month depending on their age group, which is a clear increase from the earlier flat amount of ₹1,000.

Integrated Social Security Scheme - Old Age Pension - Introduction

Integrated Social Security Scheme - Old Age Pension is a state-sponsored scheme managed by the Social Welfare Department of the government of Jammu and Kashmir. It gives regular money help to elderly persons who have little support or no means of income. A steady monthly pension is deposited directly into their bank accounts, which helps senior citizens live with greater security and confidence.

Integrated Social Security Scheme covers many groups, including old age persons, widows, divorcees, women in distress, transgenders, and physically challenged individuals. Funding for this scheme is shared equally between Plan and Non-Plan resources. Pension is paid through the Direct Benefit Transfer (DBT) mode for easy and clear payment.

From 1 April 2025 the pension structure was revised. Old age pensioners, including women aged 55 to 59 years, get ₹1,250 a month, those aged 60 to 79 years get ₹1,500, and those aged 80 years and above get ₹2,000. Widows and divorcees follow the same age-based structure, and the same rates apply to persons with disabilities and transgender pensioners.

Key Information

Benefits

Eligible applicants receive a monthly pension paid directly into their bank account through DBT. The amount depends on the age group of the pensioner. Old age pensioners get ₹1,250 if they are below 60 years, ₹1,500 if they are between 60 and 79 years, and ₹2,000 if they are 80 years or older. Widows, divorcees, persons with disabilities, and transgender pensioners get the same age-based amounts.

A pensioner moves to the next higher pension bracket in the month they reach the required age, and the revised amount is paid from the following month. The enhanced pension is paid only to approved beneficiaries as per the scheme rules.

Eligibility

To be eligible for this pension, an applicant must meet the following conditions:

1. Applicant should be at least 60 years old, or at least 55 years old in the case of women.
2. Annual family income should be less than ₹75,000, or the applicant should belong to the Below Poverty Line (BPL) category.

For example, if a woman aged 57 years earns ₹60,000 a year, she can apply and receive ₹1,250 a month under the revised structure.

Application Process

Applicants can complete the process through the offline route at their local social welfare office.

STEP 1 - Obtain the application form free of charge from the local District Social Welfare Officer (DSWO) or Tehsil Social Welfare Officer (TSWO). The form can also be downloaded from the official website at Official Application Form.

STEP 2 - Fill the form carefully and attach the required documents, such as proof of age, income certificate, and residence proof. Submit these documents to the nearest Tehsil Social Welfare Office and collect a receipt.

STEP 3 - The Tehsil Social Welfare Officer reviews the application and forwards the verified list of candidates to the District Social Welfare Officer. A committee led by the Director General of the Social Welfare Department then sanctions the pension.

STEP 4 - Once approved, the pension amount is paid directly to the bank account of the beneficiary through DBT.

Documents

Keep the following documents ready while applying:

• Proof of residence such as a Ration Card or Voter ID
• Proof of age such as a Birth Certificate, Aadhaar Card, or Medical Certificate
• Income certificate showing annual income below ₹75,000 or BPL status
• Aadhaar Card copy
• Bank passbook copy
• Passport-sized photograph
• Personal Declaration form

References

Pension Enhancement Order (GO 96 of 2025) | ISSS Rules 2022 | Official Schemes Page | Guidelines (PDF) | Application Form and Documents Required

FAQ's

Which are the components of the Integrated Social Security Scheme?

The scheme has four main components: pension for old age persons, pension for women in distress, pension for physically challenged persons, and pension for transgenders.

What is the pension amount under the Old Age Person component now?

From 1 April 2025 the amount is ₹1,250 for pensioners below 60 years, ₹1,500 for those aged 60 to 79 years, and ₹2,000 for those aged 80 years and above.

What is the primary aim of this pension?

The aim is to give monthly money support to senior citizens who have little or no other source of livelihood, helping them stay independent.

Is this a state-sponsored scheme?

Yes, Integrated Social Security Scheme is a state-sponsored scheme managed by the Social Welfare Department of the government of Jammu and Kashmir.

Who qualifies as a beneficiary?

Beneficiaries include old age persons, widows, divorcees, women in distress, transgenders, and individuals with physical disabilities.

Is there an income limit for applicants?

Yes, family income must be below ₹75,000 per year, or the applicant must be listed under the Below Poverty Line (BPL) category.

Where should I submit my application?

Submit the signed application and supporting documents to the local Tehsil Social Welfare Officer.

Who sanctions the pension?

The District Level Sanctioning Committee, headed by the Director General of the Social Welfare Department, serves as the sanctioning authority.