Death Benefit (MBOCWWB)

Death Benefit (MBOCWWB) provides financial support to the nominees or dependents of registered construction workers in Meghalaya when the worker dies during employment, whether from natural causes or an accident. Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB) runs this scheme under the Labour Department, Government of Meghalaya, and eligible families can apply through the official portal or by submitting Form No. XL.

The board pays ₹15,000 in case of natural death and ₹50,000 when the death happens due to an accident during the course of employment. The scheme keeps accepting applications from nominees and dependents of registered workers, so families can apply at any time after the worker passes away.

Death Benefit (MBOCWWB) - Introduction

Death Benefit (MBOCWWB) is a social security scheme made for the family members of building and other construction workers in Meghalaya. It offers money help to the nominee or legal dependent of a registered worker who dies while on the job, so the family does not face a sudden money problem after losing its earning member.

The scheme is implemented by the Meghalaya Building and Other Construction Workers Welfare Board under the Labour and Employment Department of the Meghalaya government. The benefit is paid as a one-time cash amount, and the family can also claim other insurance benefits such as PMJJBY or PMSBY without any restriction.

Key Information

Benefits

This scheme gives a fixed cash amount to the family of a deceased registered worker, depending on how the worker died. The money helps the family manage immediate expenses during a difficult time.

• For natural death, the board pays ₹15,000 to the nominee or dependent of the registered member.
• If the death happens due to an accident during the course of employment, the nominee or dependent receives ₹50,000 as death benefit.
• The family can still claim other benefits from existing insurance policies like PMJJBY or PMSBY without any restriction, since this scheme does not stop other claims.

Eligibility

To get this support, the applicant must meet the conditions set by the board. The nominee or dependent of a registered worker who was a member of the board at the time of death can apply.

• The applicant should be a legal nominee or a dependent of the deceased worker.
• The deceased worker should have been a resident of Meghalaya and actively engaged in building or other construction activities.
• The worker must have been a registered member of the Meghalaya Building and Other Construction Workers Welfare Board at the time of the incident.

Application Process

Online

Families can apply through the official online portal of the board. Follow these steps to submit the application online.

STEP 1 - Visit the official MBOCWWB portal and open the login page.

STEP 2 - If you are not registered, click the 'Worker' button and create an account by entering all the required details.

STEP 3 - Log in using your registered mobile number and password, then select the 'Death Benefit' scheme from your dashboard.

STEP 4 - Fill in the required information, upload the necessary documents, and click 'Submit'.

STEP 5 - Track your application status by logging back into the portal and clicking on 'Track Application Status'. Updates are not possible once an application moves into the final processing stage.

For more technical guidance, refer to the Worker User Manual.

Offline

Applicants can also apply offline by submitting the prescribed form to the board office. The nominee has to fill and submit the form along with the required documents.

STEP 1 - Download and fill Form No. XL (Application for Death Benefit).

STEP 2 - Attach the death certificate issued by the Registrar of Births and Deaths, along with a certificate from a government doctor not below the rank of an Assistant Surgeon confirming the cause of death.

STEP 3 - Submit the completed form to the Secretary or the officer authorized by the board for verification.

STEP 4 - The authorized officer will check the application for eligibility and sanction the payment if everything is in order.

If you disagree with a decision, you may file an appeal before the board within 60 days of receiving the order.

Documents

Keep the following documents ready while applying for the death benefit so that the process goes smoothly.

• MBOCWWB ID card of the deceased worker and the official death certificate.
• Challan or payment receipt of the monthly subscription paid by the worker.
• Nominee's identity proof such as Voter ID or Driving License, along with bank passbook details.
• Address proof, medical certificate confirming the cause of death, and any other supporting documents requested by the board.

References

Scheme Details | Amendment Notification 2017 | Amendment Notification 2019 | Online Application Portal

FAQ's

Who administers the scheme?

The Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), under the Labour Department, manages this scheme.

What is the benefit for natural death?

Nominees receive ₹15,000 as assistance in cases of natural death of a registered worker.

What is the benefit if death is caused by an accident?

For deaths caused by an accident during employment, the dependent receives ₹50,000 in financial aid.

Can I claim other insurance alongside this?

Yes, claiming Death Benefit (MBOCWWB) does not stop you from receiving benefits from other insurance schemes like PMJJBY or PMSBY.

Who is eligible to apply?

Any legal nominee or dependent of a registered construction worker who was a member of the MBOCWWB and a resident of Meghalaya is eligible.

How can I apply?

You can apply online at the official MBOCWWB portal or offline by submitting Form No. XL to the board office.

Can I track my application?

Yes, you can track your status by logging into your account on the official portal and selecting 'Track Application Status' from the menu.