UPDATED – List of PMAY Home Loan Banks & Housing Finance Companies Under CLSS for EWS/LIG

Complete list of banks and housing finance companies offering loans under the Pradhan Mantri Awas Yojana at subsidized interest rates under the CLSS component of PMAY
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Pradhan Mantri Awas Yojana, a flagship housing scheme of Narendra Modi government is providing benefits to people across the country through 4 main components. However, in previous months the central government has amended one of the most important component of PMAY which is Credit Linked Subsidy Scheme or CLSS.

Earlier the CLSS was applicable only for EWS and LIG but the government now has also introduced MIG category into it. Under the CLSS component, the home loan borrowers who avail housing loan in 2017 would be provided interest subsidy on home loan interest rates subject to the income and other criteria. There are hundreds of banks and housing finance companies which are providing home loans to eligible beneficiaries under the CLSS component of PMAY.

Below is the summary of the Primary Lending Institutions who have signed MoU with central nodal agencies for providing home loan under the CLSS component of Pradhan Mantri Awas Yojana, as on 31st October 2017.

Public Sector Banks19221
Private Sector Banks14620
Regional Rural Banks381654
Co-Operative Banks194160
Housing Finance Companies7979
Small Finance Bank718
Non Banking Finance Company – Micro Finance Institution718

PMAY Home Loan Subsidy for EWS / LIG
PMAY Home Loan Banks List for CLSS for MIG

Below is the complete list of PMAY Home Loan Banks for EWS/LIG under CLSS Component.

PMAY Home Loan Banks List for EWS/LIG

Sl.PLIWebsite AddressAssociated CNA
1.Allahabad Bankwww.allahabadbank.inNHB
2.Andhra Bankwww.andhrabank.inNHB
3.Bank of Barodawww.bankofbaroda.co.inNHB
4.Bank of Indiawww.bankofindia.comNHB
5.Bank of Maharashtrawww.bankofmaharashtra.inNHB
6.Canara Bankwww.canarabank.inNHB
7.Central Bank of Indiawww.centralbankofindia.co.inHUDCO
8.Corporation Bankwww.corpbank.comNHB
9.Dena Bankwww.denabank.co.inNHB
10.IDBI Bank Ltd.www.idbi.comNHB
11.Indian Bankwww.indian-bank.comNHB
12.Indian Overseas Bankwww.iob.inNHB
13.Oriental Bank of Commercewww.obcindia.co.inNHB
14.Punjab & Sind Bankwww.psbindia.comNHB
15.Punjab National Bankwww.pnbindia.inNHB
16. State Bank of India*www.sbi.co.inNHB
17.Syndicate Bankwww.syndicatebank.inNHB
18.UCO Bankwww.ucobank.comNHB
19.Union Bank of Indiawww.unionbankonline.co.inNHB
20.United Bank of Indiawww.unitedbankofindia.comNHB
21.Vijaya Bankwww.vijayabank.comHUDCO
1.Axis Bank Ltd.www.axisbank.comNHB
2.Bandhan Bank Ltd.www.bandhanbank.comNHB
3.Catholic Syrian Bankwww.csb.co.inNHB
4.City Union Bankwww.cityunionbank.comHUDCO
5.DCB Bank Ltd.www.dcbbank.comNHB
6.Dhanlaxmi Bank Ltd.www.dhanbank.comHUDCO
7. Deutsche Bank AGwww.deutschebank.co.inNHB
8.ICICI Bank Ltd.www.icicibank.comNHB
9.IDFC Bank Ltd.www.idfcbank.comNHB
10.J&K Bankwww.jkbank.netHUDCO
11.Karnataka Bank Ltd.www.karnatakabank.comNHB
12.Karur Vysya Bank Ltd.www.kvb.co.inNHB
13.Kotak Mahindra Bank Ltd.www.kotak.comNHB
14.Lakshmi Vilas Bankwww.lvbank.comHUDCO
15.Nanital Bank Ltd.www.nainitalbank.co.inHUDCO
16.SBM Bank (Mauritius) Ltd.www.sbmgroup.muNHB
17.South Indian Bank Ltd.www.southindianbank.comHUDCO
18.Tamilnad Mercantile Bank Ltd.www.tmb.inNHB
19.The Federal Bank Ltd.www.federalbank.co.inNHB
20.Yes Bankwww.yesbank.inNHB
1.Allahabad UP Gramin Bankwww.allahabadgraminbank.in NHB
2.Andhra Pradesh Grameena Vikas Bankwww.apgvbank.inNHB
3.Andhra Pragati Grameena Bankwww.apgb.inNHB
4.Arunanchal Pradesh Rural Bankwww.apruralbank.comNHB
5.Assam Gramin Vikas Bankwww.agvbank.co.inNHB
6.Bangiya Gramin Vikas Bankwww.bgvb.co.inHUDCO
7.Baroda Gujarat Gramin Bankwww.bggb.inNHB
8.Baroda Rajasthan Kshetriya Gramin Bankwww.brkgb.comHUDCO
9.Baroda Uttar Pradesh Gramin Bankwww.barodagraminbank.comNHB
10.Bihar Gramin Bankwww.bihargraminbank.inHUDCO
11.Central Madhya Pradesh Gramin Bankwww.centralmpgraminbank.comNHB
12.Chaitanya Godavari Grameena Bankwww.cggb.inNHB
13.Chhattisgarh Rajya Gramin Bankwww.cgbank.inNHB
14.Dena Gujarat Gramin Bankwww.dggb.co.inNHB
15.Ellaquai Dehati Bankwww.edb.org.inHUDCO
16.Gramin Bank of Aryavartwww.aryavart-rrb.comNHB
17.Himachal Pradesh Gramin Bankwww.himachalgraminbank.orgNHB
18.J&K Grameen Bankwww.jkgb.inHUDCO
19.Jharkhand Gramin Bankwww.jharkhandgraminbank.comHUDCO
20.Karnataka Vikas Grameena Bankwww.kvgbank.comNHB
21.Kashi Gomti Samyut Bankwww.kgsgbank.co.in NHB
22.Kaveri Grameena Bankwww.kaverigrameenabank.comNHB
23. Kerala Gramin Bankwww.keralagbank.comNHB
24.Langpi Dehangi Rural Bankwww.ldrb.orgNHB
25.Madhya Bihar Gramin Bankwww.mbgbpatna.comNHB
26.Madhyanchal Gramin Bankwww.mgbank.co.in NHB
27.Maharashtra Gramin Bankwww.mahagramin.inNHB
28.Manipur Rural Bankwww.manipurruralbank.comNHB
29.Meghalaya Rural Bankwww.meghalayaruralbank.co.inHUDCO
30.Mizoram Rural Bankwww.mizoramruralbank.comNHB
31.Nagaland Rural BankNot AvailableNHB
32.Narmada Jhabua Gramin Bankwww.njgb.inNHB
33. Odisha Gramiya Bankwww.odishabank.inNHB
34.Pallavan Grama bankwww.pallavangramabank.inNHB
35.Pandyan Grama Bankwww.pandyangramabank.in NHB
36.Pragathi Krishna Gramin Bankwww.pragathikrishnabank.comNHB
37.Prathama Bankwww.prathamabank.orgNHB
38.Puduvai Bharathiar Grama Bankwww.puduvaibharathiargramabank.inHUDCO
39.Punjab Gramin Bankwww.pgbho.comNHB
40.Purvanchal Bankwww.purvanchalbank.comHUDCO
41.Rajasthan Marudhara Gramin Bankwww.mgbbank.comHUDCO
42. Saptagiri Grameena Bankwww.saptagirigrameenabank.inNHB
43.Sarva Haryana Gramin Bankwww.shgb.co.inNHB
44.Sarva UP Gramin Bankwww.upgb.comHUDCO
45.Satluj Gramin Bankwww.sgbbathinda.co.inHUDCO
46.Saurashtra Gramin Bankwww.sgbrrb.orgNHB
47.Telangana Grameena Bankwww.tgbhyd.inHUDCO
48.Tripura Gramin Bankwww.tripuragraminbank.org NHB
49. Utkal Grameen Bankwww.ugb.co.inNHB
50.Uttarakhand Gramin Bankwww.uttarakhandgraminbank.comHUDCO
51.Uttarbanga Kshetriya Gramin Bankwww.ubkgb.orgHUDCO
52.Uttar Bihar Gramin Bankwww.ubgb.in NHB
53.Vanachal Gramin Bankwww.vananchalgraminbank.comHUDCO
54.Vidharbha Konkan Gramin Bankwww.vkgb.co.inNHB
1.Adarsh Co-Operative Bank Ltd.HUDCO
2.Assam Co-Operative Apex Bankwww.apexbankassam.comHUDCO
3.Bihar State Co-operative Bank Ltd.http://biharbank.bih.nic.inHUDCO
4.Bombay Mercantile Co-operative Bankwww.bmcbankltd.comNHB
5.Chhattisgarh Rajya Sahakari Bank Maryaditwww.cgapexbank.comHUDCO
6.Citizen Credit Co-op Bank Limitedwww.citizencreditbank.com NHB
7.Cosmos Co-operative Urban Bank Ltd.www.cosmosbank.comHUDCO
8.Dombivli Nagari Sahakari Bank Ltd.http://dnsbank.inHUDCO
9.Jalgaon Janata Sahakari Bank Ltd.www.jjsbl.com NHB
10.Janaseva Sahakari Bank Ltd.www.janasevabankpune.netHUDCO
11.Janta Sahakari Bank Ltd.www.janatabankpune.comHUDCO
12.J&K State Cooperative BankHUDCO
13.Jharkhand State Co-Operative Bank Ltd.www.jscb.gov.inHUDCO
14.Kallappanna Awade Ichalkaranji Janta Sahakari Bank Ltd.www.ijsbank.comHUDCO
15.Kalupur Commercial Co-operative Bank Ltd.www.kalupurbank.comHUDCO
16.Karad Urban Co-Operative Bank Ltd.www.karadurbanbank.comHUDCO
17.Kerala State Co-Operative Bank Ltd.www.keralacobank.comHUDCO
18.Lakhimpur Urban Co-Operative Bank Ltd.www.lakhimpurucb.orgNHB
19.Mahanagar Co-Operative Bank Ltd.www.mahanagarbank.comHUDCO
20.Malviya Urban Cooperative Bank Ltd.www.malviyabank.comHUDCO
21.Meghalaya Co-Operative Apex Bank Ltd.http://mcab.gov.inHUDCO
22.Mehsana Urban Co-Operative Bank Ltd.www.mucbank.comHUDCO
23.Mizoram Cooperative Apex Bank Ltd.www.mizoapex.comHUDCO
24.NKGSB Co Operative bank Ltd.www.nkgsb-bank.comNHB
25.Nutan Nagarik Sahakari Bank Ltd.www.nutanbank.comHUDCO
26.Odisha State Cooperative Bankwww.oscb.coopHUDCO
27.Prime Co-operative Bank Ltd.www.primebankindia.com NHB
28.Punjab & Maharastra Co- operative Bank Ltd.www.pmcbank.comNHB
29.Rajarambapu Sahakari Bank Ltd.www.rajarambapubank.orgHUDCO
30.Rajkot Nagarik Sahakari Bank Limitedwww.rnsbindia.comNHB
31.Sangli Urban Co-Operative Bank Ltd.www.sangliurbanbank.inHUDCO
32.Saraswat Cooperative Bank Ltd.www.saraswatbank.com NHB
33.Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd.www.pardipeoplesbank.inHUDCO
34.Sarvodaya Commercial Co- operative Bankwww.sccbank.inNHB
35.Shikshak Sahakari Bank Ltd.www.shikshakbank.comHUDCO
36.Shivalik Mercantile Co-Operative Bankwww.shivalikbank.comNHB
37.Shri Mahalaxmi Co-Op Bank Ltd.www.shrimahalaxmibankkolhapur.comHUDCO
38. Shri Mahila Sewa Sahakari Bank Ltd.www.sewabank.comNHB
39.Shree Panchganga Nagari Sahakari Bank Ltd.www.panchgangabank.comHUDCO
40.Sikkim State Co-Operative Bank Ltd.HUDCO
41.SVC Co-Operative Bank Ltd.www.svcbank.comHUDCO
42.The Ahmedabad Mercantile Co- operative Bank Ltd.www.amco-bank.comNHB
43.The Arunachal Pradesh State Cooperative Apex Bank Ltd.HUDCO
44. The Bharat Co-operative Bank (Mumbai) Ltd.www.bharatbank.com NHB
45.The Central Co-Operative Bank Ltd.www.ccbank.bgHUDCO
46.The Goa State Co-Operative Bank Ltd.www.gscbgoa.comHUDCO
47.The Greater Bombay Co- operative Bank Ltd.www.greaterbank.com NHB
48.The Gujarat State Co-operative Bank Ltdwww.gscbank.co.inNHB
49.The Himachal Pradesh State Cooperative Bank Ltd.http://hpscb.com/HUDCO
50.The Jalgaon Peoples Co-Operative Bank Ltd.www.jpcbank.comHUDCO
51.The Kalyan Janata Sahakari Bank Ltd.www.kalyanjanata.inNHB
52.The Kurmanchal Nagar Sahakari Bank Ltd.www.kurmanchalbank.comHUDCO
53.The Nawangar Co-operative Bank Ltd.www.nawanagarbank.co.inNHB
54.The Pandharpur Urban Co-Operative Bank Ltd.www.pandharpurbank.comHUDCO
55.The Punjab State Cooperative Bank Ltd.www.pscb.inHUDCO
56.The Surat People’s Cooperative Bank Ltd.www.spcbl.inHUDCO
57.The Visakhapatnam Co-operative Bank Ltd.www.vcbl.inHUDCO
58.The West Bengal State Co- operative Bank Ltd.www.wbscb.comNHB
59.TJSB Sahakari Bank Ltd.www.tjsbbank.co.inHUDCO
60.Uttarakhand State Cooperative Bank Ltd.www.ukstcbank.comHUDCO
1.Aadhar Housing Finance Ltd.www.aadharhousing.comNHB
2. Aditya Birla Housing Finance Ltd.www.adityabirlahomeloans.comNHB
3.Akme Star Housing Finance Ltd.www.akmestarhousing.comNHB
4.Altum Credo Home Finance Private Ltd.www.altumcredo.comNHB
5.Aptus Value Housing Finance India Ltd.www.aptusindia.comNHB
6.Aspire Home Finance Corporation Ltd.www.ahfcl.comNHB
7.AU Housing Finance Ltd.www.auhfin.inNHB
8.Bee Secure Home Finance Pvt. Ltd.www.incred.comNHB
9.Can Fin Homes Ltd.www.canfinhomes.comNHB
10.Capital First Home Finance Ltd.www.capfirst.comNHB
11.Capri Global Housing Finance Private Limitedwww.cgcl.co.inNHB
12.Cent Bank Home Finance Ltd.www.cbhfl.comNHB
13.Centrum Housing Finance Ltd.www.centrum.co.inNHB
14.Dewan Housing Finance Corporation Ltd.www.dhfl.comNHB
15.DHFL Vyasa Housing Finance Ltd.www.dvhousing.comNHB
16.DMI Housing Finance Pvt. Ltd.www.dmihousingfinance.inNHB
17.Edelweiss Housing Finance Ltd.www.edelweissfin.comNHB
18.Essel finance Home loans Ltd.NHB
19.Fast Track Housing Finance Pvt. Ltd.www.fasttrackhfc.comNHB
20.Fullerton Home Finance Company Ltd.www.fullertonindia.comNHB
21.GIC Housing Finance Ltd.www.gichfindia.comNHB
22. GRUH Finance Ltd.www.gruh.comNHB
23.Habitat Microbuild India Housing Finance Company Pvt. Ltd.www.microbuildindia.comNHB
24.HBN Housing Finance Ltd.www.hbnhousing.comNHB
25.Hinduja Housing Finance Limitedwww.hindujahousingfinance.comNHB
26.Home First Finance Company India Pvt. Ltd.www.homefirstindia.comNHB
27.Housing and Urban Development Corporation Ltd.www.hudco.orgNHB
28.Housing Development Finance Corporation Ltd.www.hdfc.comNHB
29.ICICI Home Finance Company Ltd.www.icicihfc.comNHB
30.IKF Housing Finance Private Limitedwww.ikffinance.comNHB
31.India Bulls Housing Finance Ltd.www.indiabullshomeloans.comNHB
32.India Home Loan Ltd.www.indiahomeloan.co.inNHB
33.India Infoline Housing Finance Ltd.www.iiflhomeloans.comNHB
34.India Shelter Finance Corporation Ltd.www.indiashelter.inNHB
35.IndoStar Home Finance Pvt. Ltd.www.indostarcapital.comNHB
36.Khush Housing Finance Ltd.www.khfl.co.in NHB
37.KIFS Housing Finance Pvt. Ltd.www.kifshousing.comNHB
38.L & T Housing Finance Ltd.www.lthousingfinance.comNHB
39.LIC Housing Finance Ltd.www.lichousing.com NHB
40.Magma Housing Financewww.magmahfc.co.inNHB
41.Mahindra Rural Housing Finance Ltd.www.mahindrahomefinance.comNHB
42.Mamata Housing Finance Company Pvt. Ltd.www.mamtahousingfinance.comNHB
43.Manibhavnam Home Finance India Pvt. Ltd.www.manibhavnam.comNHB
44. Manipal Housing Finance Syndicate Ltd.www.manipalhousing.comNHB
45.Mannappuram Home Finance Pvt. Ltd.www.manappuram.comNHB
46.MAS Rural Housing and Mortgage Finance Ltd.www.mrhmfl.co.inNHB
47.Mentor Home Loans India Ltd.www.mentorhousing.comNHB
48.Micro Housing Finance Corporation Ltd.www.mhfcindia.comNHB
49.Muthoot Homefin(India) Ltd.www.muthootfinance.comNHB
50.Muthoot Housing Finance Company Ltd.www.muthootgroup.comNHB
51.National Trust Housing Finance Ltd.www.natrusthome.comNHB
52.Navarathna Housing Finance Ltd.NHB
53.New Habitat Housing Finance and Development Ltd.www.newhabitat.inNHB
54.Nivara Home finance limitedwww.nivarahousing.comNHB
55.North East Region Housing Finance Company Ltd.www.nerhofic.co.inNHB
56.Orange City Housing Finance Ltd.www.ochfl.comNHB
57.Panthoibi Housing Finance Company Ltd.www.phfcl.org.inNHB
58.Piramal Housing Finance Pvt. Ltd.www.piramalhousing.inNHB
59.PNB Housing Finance Ltd.www.pnbhousing.comNHB
60.RAAS Housing Finance (India) Ltd.www.raashfc.comNHB
61. Reliance Home Finance Ltd.www.reliancehomefinance.comNHB
62.Religare Housing Development Finance Corporation Ltd.www.religarehomeloans.comNHB
63.Repco Home Finance Ltd.www.repcohome.comNHB
64. Sahara Housing Fina Corporation Ltd.www.saharahousingfina.comNHB
65.Saral Home Finance Ltd.www.saraldhan.comNHB
66.SEWA Grih Rinn Ltd.www.sgrlimited.inNHB
67.Shriram Housing Finance Ltd.www.shriramhousing.inNHB
68.Shubham Housing Development Finance Company Pvt. Ltd.www.shubham.coNHB
69.SRG Housing Finance Ltd.www.srghousing.comNHB
70.Sundaram BNP Paribas Home Finance Ltd.www.sundarambnpparibashome.comNHB
71.Supreme Housing Finance Limitedwww.supremehomeloans.comNHB
72.Swagat Housing Finance Company Ltd.www.swagathfc.inNHB
73.Swarna Pragati Housing Microfinance Private Limitedwww.swarnapragatihousing.comNHB
74.Tata Capital Housing Finance Ltd.www.tatacapitalhfl.comNHB
75.Ummeed Housing Finance Private Limitedwww.ummeedhfc.comNHB
76.USB Housing Finance Corporation Ltd.www.usbhousing.inNHB
77. Vastu Housing Finance Corporation Ltd.www.vastuhfc.comNHB
78.Viva Home Finance Ltd.www.vivagroup.inNHB
79.West End Housing Finance Limitedwww.westendhfl.com NHB
1.AU Financiers Ltd.www.aufin.in NHB
2.Capital Small Finance Bank Limitedwww.capitalbank.co.inNHB
3.ESAF Small Finance Bankhttp://emfil.orgHUDCO
4.Equitas Small Finance Bankwww.equitasbank.com NHB
5.Janalakshmi Financial Services Ltd.www.janalakshmi.comNHB
6.Suryoday Small Finance Bank Ltd.www.suryodaybank.com NHB
7.Ujjivan Small Finance Bankwww.ujjivan.com NHB
8.Utkarsh Small Finance Bank Ltd.www.utkarshmfi.com NHB
1.Annapurna Micro Finance Pvt. Ltd.www.ampl.net.inNHB
2.Bharat Financial Inclusion Ltdwww.bfil.co.inNHB
3.Cholamandalam Investment & Finance Company Ltd.www.cholamandalam.comHUDCO
4.Digamber Capfin Limitedwww.digamberfinance.comNHB
5.Margdarshak Financial Services limitedwww.margdarshak.org.inNHB
6.Satya Micro Capital Ltd.www.satyamicrocapital.comNHB
7.Spandana Sphoorty Financial Ltd.www.spandanaindia.comNHB
8.SV Creditline Private Limitedwww.svcl.inNHB

DATA SOURCE: www.mohua.gov.in | Data as on 31st October 2017

There is a total of 250 primary lending institutions which are providing home loans to EWS/LIG under the CLSS component of Pradhan Mantri Awas Yojana. These PLI’s includes, Non-Banking finance companies, public and private sector banks, regional and co-operative banks, micro finance institutions and small finance banks.

Home loans for Pradhan Mantri Awas Yojana can be applied online through the official websites of the banks and housing finance companies as listed above or the individuals can directly visit the bank branch for more details.

Central Government Schemes 2020-2021केंद्र सरकारी योजना हिन्दीPopular Schemes in Central:Narendra Modi Schemes ListNREGA Job Card Listसरकारी योजनाओं की सूची हिंदी में

The complete list can also be downloaded from the official website of Ministry of Housing and Urban Poverty Alleviation from the below link.


CLSS Toll-Free Helpline Numbers:
NHB: 1800-11-3377 / 1800-11-3388 and HUDCO: 1800-11-6163

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9 thoughts on “UPDATED – List of PMAY Home Loan Banks & Housing Finance Companies Under CLSS for EWS/LIG”

  1. Baljider. Kaur Village Sattowal. Tehsil Bababalkala p/oJamalpur. Amritsar. Punjab 143203 Ham garib hai hamen pradhanmantri aawas yojana mein ghar chahie

  2. Jai hind modi Ji mera naam Kamal hair main Haryana ka rahne wala hu sir mane bhout kosis ki par mujhe Lon nhi milla sir mujhe Lon ki bhout grorut hair plz help me


  4. I had been taken home in Aug 2015 in Maharashtra kalyan dombivli city. Loan has been approved by Gruh Finance LTD. I am following up with the finance but they are not responding. So please help me.

  5. aur.sir.ham.allahabaad.me rahete.hai.aap.meri.majburi.samje.ham.bank.jate hai.ounse.bolte.hai.ki.sri.narend.modi.ji.ke.dawara.gariib.ko.lon.diya..ja.raha.per.bolte.hai.koi.aisi.iskim.nahi.hai.aap.ke.liye.keya.ham.gariib..hai.isliye.ham.log.ki.sunwai.nai.hoti.m.d.imran.allahabaad.se.m.b.7270959542.plz.help.sir

  6. sir hamare.pas.ghar.nahi.hai.ham.kiray.ke.ghar.me.rahete.hai.hamari.inkam.6000.hazar.mahine.ki.hai.ousi.me.kiraye.dena.parta.hai.aur.ghar.bhi.calana.perta.hai.aap.meri.madat.kare


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