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LIC Bima Sakhi Yojana 2026: Apply Online, Eligibility and Benefits for Indian Women

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Bima Sakhi Yojana empowers Indian women by providing training and financial support to become licensed LIC agents.

  • Eligibility: Indian women aged 18–70 who have completed 10th grade (excluding current/retired LIC staff or their relatives).
  • Benefits: Monthly stipends of ₹7,000 (Year 1), ₹6,000 (Year 2), and ₹5,000 (Year 3), plus commissions on policy sales.
  • Application: Register online at the official LIC website by selecting the "Bima Sakhi" portal and submitting the required details.
  • Fees: A ₹650 application fee applies (₹150 for LIC, ₹500 for the IRDAI exam).
  • Helpline: Contact +91-22-68276827 for assistance.
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हिन्दीमराठीবাংলাગુજરાતીதமிழ்తెలుగుಕನ್ನಡമലയാളംਪੰਜਾਬੀଓଡ଼ିଆঅসমীয়া

Bima Sakhi Yojana, launched by Life Insurance Corporation of India, is a three year stipendiary scheme made only for women. It helps financially at risk women all over India by giving them the skills and training needed to become approved LIC agents. The scheme not only helps you become financially independent but also spreads awareness about life insurance, especially in villages.

Bima Sakhi Yojana focuses on helping women teach others, especially in faraway places, about why life insurance and overall financial health are so important. By becoming LIC agents, these women help themselves financially and play a very important part in making India more financially aware. If you're a woman, you can apply online through the official LIC website.

Also Read: Delhi Mahila Samriddhi Yojana: Registration Guide for Women

How to Apply for Bima Sakhi Yojana Online 2026

Applying for the Bima Sakhi Yojana is simple and you can do it fully online. There is no offline process for this scheme. Follow these steps to apply:

STEP 1: All Indian women who want to be part of the Bima Sakhi Yojana should go to the Bima Sakhi website on the official LIC portal.

Bima Sakhi Portal
Bima Sakhi Portal

STEP 2: Once you're on the official website's homepage, scroll down and click on the "Click Here For Bima Sakhi" button to open the application form.

Application Form
Application Form

STEP 3: The application form will show up on your screen. Fill it out completely with your name, date of birth, mobile number, email ID, address and the captcha code, then click "submit".

STEP 4: Next, select your state and the city where you want to work, choose the branch office and click "Submit Lead Form" to finish the process.

What is Bima Sakhi Yojana

To officially launch the Bima Sakhi Yojana, Prime Minister Mr. Narendra Modi visited Panipat, Haryana on 9 December 2024. This scheme not only trains women to be LIC agents but also gives them money while they train. This money helps make sure women can focus on their training without money problems.

If you're part of this scheme, you'll get a monthly stipend of ₹7,000 in your first year, ₹6,000 in your second year, and ₹5,000 in your third year. Indian women aged 18 to 70 who have finished 10th grade can get help from this program. The scheme aims to bring in 1,00,000 women as Bima Sakhis.

About Life Insurance Corporation (LIC)

Life Insurance Corporation (LIC) is a well-known government agency in India that offers life insurance. Started on September 1st, 1956, as a legal company, LIC began its work in India as a business. It became a government company in June 1956 when the Life Insurance Business Act was passed.

LIC of India was created by putting together 75 provident firms, 16 foreign companies, and 154 life insurance companies. With a value that is thought to be more than ₹2,529,390 crores, LIC is the biggest financial group in India. Its main office is in Mumbai, Maharashtra.

Goals of the Bima Sakhi Yojana

The main goal of the Bima Sakhi Yojana is to help Indian women become financially independent by becoming approved LIC agents. This program creates good job chances for women, letting them work as LIC agents and get their financial future in order.

Once approved, these female agents can play a very important part in teaching people in faraway places about the advantages and importance of life insurance. The money given under the program makes sure that women can finish their training without money worries, which helps their overall health and job growth.

Key Highlights of Bima Sakhi Yojana

Scheme NameLIC Bima Sakhi Yojana
Introduced byCentral Government of India
BeneficiariesWomen all over the country
BenefitsMonthly stipend of ₹7,000, ₹6,000, and ₹5,000
Year2026-27
Application modeOnline
Official websitehttps://licindia.in
Age Group18 to 70 years
Educational Qualification10th Pass

Eligibility Requirements

To apply for the Bima Sakhi Yojana, you must meet these requirements:

  • You must be a permanent resident of India.
  • Only female citizens of the country can apply for this program.
  • You must be between 18 and 70 years old.
  • You must have successfully cleared your 10th-grade exam.

Women related to existing agents or employees of LIC, retired LIC employees and ex-agents cannot apply for this scheme.

Required Documents

You'll need the following documents to apply for this program:

  • Aadhar Card
  • Ration Card
  • Residential Proof
  • Bank Account Details
  • PAN Card

Financial Support

Under the Bima Sakhi Yojana, women who join get a monthly stipend like this:

  • In the first year, female members will get ₹7,000 per month.
  • In the second year, female members will get ₹6,000 per month.
  • In the third year, female members will get ₹5,000 per month.

Bima Sakhis also earn commission on the policies they sell, on top of the stipend. The application fee for this scheme is ₹650, which includes ₹150 for LIC and ₹500 for the IRDAI exam.

Information to be Provided in the Application Form

When you fill out the application form, you will need to give these details:

  • Your full name
  • Parentage details
  • Permanent address details
  • Contact details

Also read: Pregnant Women Registration

Helpline Number

For more details or help, you can call the helpline number: +91-22-68276827.

FAQ's

What is the Bima Sakhi Yojana?

It's a central government scheme that helps women all over India by giving them money and training to become LIC agents.

What are the benefits of this program?

You'll get a monthly stipend while you train and gain good skills to become approved LIC agents, leading to financial independence.

What are the requirements for applying to this program?

You must be a permanent resident of India, a female citizen aged 18 to 70 years, and have passed the 10th-grade exam.

Can I apply online for this program?

Yes, you can apply online by going to the official LIC website and clicking on the "Click Here For Bima Sakhi" button.

What is the amount of money for Bima Sakhi Yojana members?

Members get ₹7,000 per month in their first year, ₹6,000 per month in their second year, and ₹5,000 per month in their third year.

Is there an age limit to apply for the scheme?

Yes, female citizens between 18 and 70 years old can apply.

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