Karma Sathi Prakalpa Scheme 2026 Registration / Application Form PDF

West Bengal government's Karma Sathi Prakalpa Scheme is accepting applications for self-employment loans. Under this scheme, eligible youth of the state can get an interest-free loan of up to ₹2 lakh to start their own business or income-generating project.

Department of MSME and Textiles of West Bengal government runs the Karma Sathi Prakalpa Scheme. The scheme was launched in 2020 to make unemployed youth self-reliant. Every year, the state government provides loans to lakhs of youths to start their own business and become entrepreneurs. From this loan money, youths can take up self-employment opportunities and become job creators rather than job seekers.

In the recent budget, the state government has kept the money to support this scheme. Loans are given to help young people take up various income generating projects to curb the unemployment problem. People can now check the online apply process, how to fill the online application form, eligibility and guidelines.

West Bengal Karma Sathi Prakalpa Scheme Application Form PDF

The official page of the Karma Sathi Prakalpa Scheme is msme.wb.gov.in/karmasathi. The application form in English and Bengali, along with the model project details, is available on this page. The direct link to download the Karma Sathi Prakalpa application form PDF is given on this official MSME department page.

On the new page, click on the "Application Form (English)" or "Application Form (Bengali)" link. The WB Karma Sathi Prakalpa Application Form PDF will appear as shown below:-

All the interested candidates can download this WB Karma Sathi Prakalpa application form in PDF format and submit it to the concerned authorities for approval. The form can also be filled online through the official portal.

Steps to fill WB Karma Sathi Prakalpa Scheme Application Form Online

Here is the complete procedure to apply online for the WB Karma Sathi Prakalpa Scheme:-

STEP 1 - Visit the official website of the Karma Sathi Prakalpa Scheme at msme.wb.gov.in/karmasathi or the dedicated portal karmasathi.wb.gov.in.

STEP 2 - On the homepage, click on the "Apply Now" or "Login" button and the application form page will be displayed on the screen.

STEP 3 - Register as a new user with your mobile number. An OTP will be sent to your mobile for verification. Fill in the required details such as name, age, gender, category and education.

STEP 4 - Upload the required documents and the project report, then click on the "Submit" button for the final submission of the application.

List of Documents Required for WB Karma Sathi Prakalpa Scheme

Here is the list of documents required for the West Bengal Karma Sathi Prakalpa Scheme:-

S.No.	Attachment Name
1	Proof of Photo Identity of the applicant
2	Proof of Residence
3	Proof of Age
4	Educational Qualification Certificate
5	SC/ST/PHC Certificate (if applicable)
6	Detailed Project Report
7	Certificate of State Government Employment Bank Registration No. (if any)

The applicants must attach these documents with the completed application form to get it approved from the concerned authorities.

Eligibility to Apply for Self Employment Scheme in WB State

Only those applicants matching the below mentioned criteria will be eligible to apply for the self employment scheme:-

1. Applicant must be a permanent resident of West Bengal.
2. Applicant must be an unemployed youth in the age group of 18 to 45 years.
3. Annual family income of the applicant must be below ₹2.5 lakh.
4. Applicant must have passed at least Class 8.
5. Applicant must not be a defaulter on any existing loan.

All such willing applicant youth who wish to prosper in their business and need some money to start off with can apply for this Karma Sathi Prakalpa Scheme.

Major Benefits to Karma Sathi Prakalpa Beneficiaries

The new employment generation projects will help in ensuring the means of livelihood for the unemployed youths in the urban part of the state. The West Bengal government will provide an interest-free loan of up to ₹2 lakh to the jobless candidates to start their business. The loan has to be repaid over 5 years.

Objective of Karma Sathi Prakalpa Scheme

The state government conceptualized the new scheme following the instruction of Chief Minister Mamata Banerjee. The main purpose of the scheme is to make unemployed youths self-reliant.

• A new scheme "Karma Sathi Prakalpa" was launched by Bengal Government. One lakh unemployed youth will be provided soft loans and subsidies to make them self-reliant.
• The Chief Minister added that the unemployment rate in West Bengal had reduced.

Under the scheme, the state government has set a target of providing loans to one lakh youths every year. Each beneficiary can avail a loan up to ₹2 lakh under the scheme. Apart from loans, the government will also provide subsidy for taking up new projects.

Key Features of WB Karma Sathi Prakalpa Scheme

The salient features of the WB Karma Sathi Prakalpa Scheme are as follows:-

• Under the Karma Sathi Prakalpa Scheme in West Bengal state, easy loans will be provided to the youth for self employment.
• The loans will be provided up to a total amount of ₹2 lakh per candidate.
• Through the loans provided to the unemployed youth, they will be able to create an environment that will provide them with good jobs and opportunities.
• The loans will be provided by the state government-owned cooperative banks.

It is expected that unemployed youths will make use of this support amount to take up small manufacturing activities and will therefore become self-reliant.

How to Check the Beneficiary list of Karma Sathi Prakalpa Scheme

STEP 1 - Visit the official website of the Karma Sathi Prakalpa Scheme at msme.wb.gov.in/karmasathi.

STEP 2 - On the homepage, click on the "Beneficiary list of Karma Sathi Prakalpa Scheme" button.

STEP 3 - The beneficiary list will be displayed on the screen. People can search for their name in the beneficiary list.

Karmasathi Guidelines for Applicants

The intended entrepreneur shall apply in the prescribed application form for support under the scheme either online through the Karma Sathi Prakalpa portal or through physical application.

For Online Application through this Portal

All information in the online application is to be made in English. Before submission of the application, the applicant is advised to keep ready the documents to be uploaded as attachments: PDF file of file size max 2 MB, page size A4.

• Age proof document
• Residential proof document
• Educational qualification - school, college
• Project report - you may see the model projects to prepare your project
• Caste certificate (if applicable)
• Employment bank registration (if applicable)

Image file

A) Photo - Dimensions is 140 x 60 pixels (preferred), size of file should be between 10 KB to 50 KB.

B) Signature - Dimensions is 200 x 230 pixels (preferred), size of file should be between 20 KB to 50 KB.

Mobile for registration and OTP is to be sent for registration. So the mobile should be kept on and must not be in DND mode. Registration is a must for the application.

Manual Application Form

The application form may be obtained free of cost from the following offices:

a) Office of the Block Development Officer (BDO) in case the applicant resides in the rural areas.

b) Office of the Sub-Divisional Officer (SDO) in case the applicant resides in Municipal or Notified areas outside the areas of Kolkata Municipal Corporation.

c) Kolkata Municipal Corporation (KMC) in case the applicant resides in KMC area.

d) MSME Facilitation Centre (MFC) of District Industries Centre (DIC) in the district.

Frequently Asked Questions (FAQ's)

Read the Gazette Notification about the WB Karma Sathi Prakalpa Scheme - https://msme.wb.gov.in/karmasathi