Jharkhand state government has decided to launch Journalist Health Insurance Scheme 2023. Now all the media representatives working in the state of Jharkhand will be linked to new health insurance scheme. In this article, we will tell you about the new Jharkhand State Journalist Health Insurance Scheme Rules.
What is Jharkhand State Journalist Health Insurance Scheme 2023
Chief Minister Hemant Soren has given his approval for the formation and draft document of Jharkhand State Journalist Health Insurance Scheme Rules 2021 by the Information and Public Relations Department. The approval of the cabinet will now be taken on this document proposal.
Who are Covered in Jharkhand Journalist Health Insurance Scheme
Under the new Jharkhand State Journalist Health Insurance Scheme, media personnel are covered which include the following:-
- News editors
- Deputy editors
- Photo journalists
Any of the above media personnels who are working in any daily, weekly, fortnightly, monthly, tabloid newspaper, magazine, news agency, electronic media, new media (news based web sites/web portals) and as defined by The Working Journalist and other news paper Employees (Conditions of Service) and Miscellaneous Provisions Act 1985 will be included in Jharkhand Journalist Health Insurance Scheme.
Start Date for Jharkhand Media Persons Health Insurance Scheme
This new Jharkhand State Journalist Health Insurance Scheme will be effective from the day of issue of notification. Jharkhand State Journalist Health Insurance Scheme Rules-2021 will be applicable in the form of group insurance for media representatives. From the date of implementation of the insurance, the insured’s media representative along with his/her spouse and two unmarried and dependent children of the age of 21 years will get the benefit.
Premium Amount for Jharkhand Media Personnel Health Insurance Scheme
The premium amount fixed in Jharkhand State Journalist Health Insurance Scheme will be paid by the state government and the insured media representative in the ratio of 80 and 20 respectively.
How to Claim Insured Amount in Jharkhand Media Journalist Health Insurance Scheme
Personal accident insurance of the insured media representative will be Rs. 5 lakh. Apart from this, the facility of medical expenses up to a total of 5 lakh rupees will also be provided to their dependents and all the insured regarding group mediclaim. This insurance plan will be valid for one year and there will also be a provision for renewal every year. At the same time, the following provision has been made for claim:-
- Information in the form determined for the claim
- Copy of FIR lodged in police station
- Postmortem report or certificate of medical board (as necessary)
- Death certificate
Claims under the scheme can be made by the nominated member in case of death of the insured journalist in an accident or by himself in case of becoming permanently disabled.
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