Jharkhand Government Health Insurance Scheme 2025 offers health insurance to state employees and pensioners, ensuring affordable medical coverage. Launched by Chief Minister Hemant Soren on February 28, 2025, this initiative aims to support government staff in accessing necessary healthcare services.
In this scheme, government employees will contribute a monthly fee of just INR 500. Pensioners, on the other hand, are required to pay an annual fee of INR 6000. Eligible personnel can apply online after visiting the official website to complete their application forms.
Aim of the Jharkhand Government Health Insurance Scheme
The Jharkhand Government Health Insurance Scheme primarily aims to offer comprehensive health insurance coverage to state government employees at an economical cost. Under this program, eligible employees can avail cashless treatments: INR 5 lakh for general illnesses and INR 10 lakh for serious health conditions. It is estimated that around 1.75 lakh government employees will benefit from this health insurance umbrella.
Key Highlights of the Scheme
| Key Highlights | Details |
|---|---|
| Name of the Scheme | Jharkhand Government Health Insurance Scheme |
| Launched By | Jharkhand State Government |
| Launch Date | 28th February 2025 |
| Announced By | Chief Minister of Jharkhand |
| Purpose | Provide Health Insurance |
| Beneficiaries | Government employees and pensioners |
| Target Beneficiaries | All eligible Government employees of Jharkhand |
| Advantage | Cashless treatment facility at hospitals |
| Eligibility Criteria | Employees of Jharkhand State Government |
| Required Documents | Aadhaar Card, Bank Account |
| Application Process | Online application process |
| Expected Benefits | Cashless treatment of up to INR 10 lakh for serious ailments |
Eligibility Criteria
- Must be a permanent resident of Jharkhand.
- Current or former government employees are eligible.
Financial Assistance Provided
- Financial aid of INR 5 lakh for general diseases and INR 10 lakh for serious health issues.
Documents Required for Application
- Aadhaar card
- Bank account details
- Ration card
- Government ID card
- PAN card
Key Features of the Scheme
- Launched on: February 28, 2025
- Expected beneficiary count: Around 2.75 lakh pensioners will also gain from this scheme.
- Commencement: The implementation starts from March 1, 2025.
- Healthcare affordability: Enhances the accessibility of healthcare services for government employees.
Steps for Applying to the Jharkhand Government Health Insurance Scheme
STEP 1: Eligible government employees should visit the official website to begin the application process for the scheme.
STEP 2: On the website’s homepage, look for the “apply now” button and click it.
STEP 3: Fill out the required details on the new page and attach the necessary documentation.
STEP 4: Review your submitted information carefully, then click “submit” to finalize your application.
FAQs
When will the Jharkhand Government Health Insurance Scheme be operational?
The implementation of the Jharkhand Government Health Insurance Scheme starts on March 1, 2025.
How much do pensioners need to pay to avail benefits under this scheme?
Pensioners must pay an annual fee of INR 6000 to avail the benefits of the Jharkhand Government Health Insurance Scheme.
What health benefits are offered for serious health conditions?
The scheme offers financial support of INR 10 lakh for selected government employees facing serious medical conditions.
How can government employees verify their eligibility?
Government employees can verify their eligibility by checking the criteria on the official website before applying.
Is the application process online or offline?
The application process for this scheme is entirely online.
