Indira Gandhi Sukh Suraksha Yojana 2026 Application Form PDF

Himachal Pradesh government has renamed Beti Hai Anmol Yojana as Indira Gandhi Sukh Suraksha Yojana. The new scheme was announced in the state Budget 2026-27 and offers a much bigger financial support for girl children born in BPL families. Under this scheme, the government deposits ₹25,000 in the name of the girl child at the time of birth and also gives life insurance cover of ₹2 lakh each to both parents.

Indira Gandhi Sukh Suraksha Yojana is now accepting applications for girl children born on or after 1 April 2026. Eligible families can apply online through the official HimSeva portal at himseva.hp.gov.in or offline through the nearest CDPO office. This scheme replaces the earlier Beti Hai Anmol Yojana with better benefits for girl children and their parents.

Indira Gandhi Sukh Suraksha Yojana Highlights

What is Indira Gandhi Sukh Suraksha Yojana

Indira Gandhi Sukh Suraksha Yojana is a girl child welfare scheme of Himachal Pradesh. It was earlier known as Beti Hai Anmol Yojana which started in 2010. The new scheme gives a higher financial safety net for girl children in BPL families.

Under this scheme, the government deposits ₹25,000 in the name of the girl child with an insurance company such as LIC at the time of her birth. This amount, along with the accrued benefits, becomes payable when the girl turns 18 years. The girl can also choose to defer the amount up to 27 years of age.

Along with the deposit, both parents get a group term life insurance cover of ₹2 lakh each separately. This means a total family cover of ₹4 lakh. This keeps the girl's future safe even if a parent passes away.

Benefits of Indira Gandhi Sukh Suraksha Yojana

The scheme gives two main benefits to eligible families.

• Financial deposit for the girl child: The government deposits ₹25,000 in the name of the girl child with an insurance company at birth. The amount becomes payable when the girl turns 18, and she can defer it up to 27 years.
• Life insurance for parents: Both mother and father each get a group term life insurance cover of ₹2 lakh, giving a total family cover of ₹4 lakh.

Eligibility for Indira Gandhi Sukh Suraksha Yojana

To get the benefits of this scheme, the family and the girl child need to meet certain conditions.

• The family must belong to the Below Poverty Line (BPL) category as per state government norms.
• The family must be a permanent resident of Himachal Pradesh.
• The scheme applies to the first two girl children born in the BPL family only.
• The girl child must be born on or after 1 April 2026.
• The girl child must not marry before attaining 18 years of age.

Documents Required

Applicants need to keep the following documents ready while applying for the scheme.

• Bonafide Himachali Certificate as proof of domicile.
• BPL Certificate to confirm the family belongs to the below poverty line category.
• Birth Certificate of the girl child.
• Aadhaar Card of parents or legal guardians.
• Bank account details of the girl child or parents.
• Passport size photograph of the girl child and parents.

How to Apply Online for Indira Gandhi Sukh Suraksha Yojana

Eligible families can apply online through the official HimSeva portal. Follow the steps given below.

STEP 1: Visit the official HimSeva portal at himseva.hp.gov.in and register or log in using the Aadhaar-linked mobile number and OTP.

STEP 2: Search for Indira Gandhi Sukh Suraksha Yojana in the citizen services section and click on the Apply option.

STEP 3: Fill in the complete application form with all the required details, including family information, BPL status, girl child birth details, parents' Aadhaar details, and bank account information.

STEP 4: Upload all the required documents like the BPL Certificate, Bonafide Himachali Certificate, Birth Certificate of the girl child, Aadhaar Card of parents, and bank account details.

STEP 5: Review all the filled details carefully and submit the application. Note down the application reference number for future status tracking.

STEP 6: After submission, the concerned CDPO verifies the application and sends it to the District Programme Officer for approval. After approval, the government deposits ₹25,000 in the name of the girl child and activates the ₹2 lakh life insurance cover for both parents.

Offline Application Process

Families who prefer the offline process can apply through the nearest CDPO office.

STEP 1: Visit the nearest Child Development Project Officer (CDPO) office and collect the official application form of Indira Gandhi Sukh Suraksha Yojana.

STEP 2: Fill the application form carefully with all the required details.

STEP 3: Attach all the required documents with the form.

STEP 4: Submit the completed form at the CDPO office. The CDPO verifies the form and sends it for final approval.

Contact Details

For any help related to the scheme, families can contact the Directorate of Women and Child Development at 0177-3525101 or 0177-3525102. They can also visit the nearest CDPO office or Anganwadi center for guidance. For more details, check the Himachal Pradesh government schemes list.

FAQ's

What is the difference between Indira Gandhi Sukh Suraksha Yojana and Beti Hai Anmol Yojana?

Beti Hai Anmol Yojana gave a ₹10,000 deposit at birth along with an annual scholarship. Indira Gandhi Sukh Suraksha Yojana gives a ₹25,000 deposit at birth plus ₹2 lakh life insurance cover each for both parents, making it a much stronger support.

From which date is the new scheme applicable?

The scheme is applicable for girl children born on or after 1 April 2026. Girl children born before this date are not eligible under the new scheme.

When does the girl child receive the deposited amount?

The deposited amount of ₹25,000, along with accrued benefits, becomes payable when the girl turns 18 years. She can also choose to defer it up to 27 years.

How many daughters can get the benefit in one family?

A maximum of two girl children per BPL family are eligible for this scheme. Third or later girl children in the family do not qualify.