Uttar Pradesh govt. has launched Uttar Pradesh Fasal Rin Mochan Yojana (UP Farm Loan Waiver Scheme) online portal at upkisankarjrahat.upsdc.gov.in. The eligible interested farmer candidates can register themselves to avail the farm loan waiver under the scheme. The UP Fasal Rin Mochan Yojana was launched on 9th July 2017 for waiving off the farm loans of farmers.
UP Fasal Rin Mochan Yojana or the loan waiver scheme is expected to benefit about 86 lakh farmers across the state whose loans would be waived off by the government. UP farm loan waiver scheme or the fasal rin mochan yojana is the first official scheme launched by CM Yogi Aadityanath after coming to the power. By 17th of August, all the eligible farmers should get the loan waiver and thereafter the loan waiver certificates.
Latest Update – Now farmers can track their Loan Redemption Status and see the Farmers Karj Mafi List. Moreover, the online UP Kisan Karj Mafi Complaint Login & Status is also included at the Karz Mochan Portal.
The farm loan waiver scheme in Uttar Pradesh is being implemented on district-wise where the scheme implementation is being supervised by the district magistrate. The farmers who meet the eligibility criteria for the scheme can register themselves on the online portal at upkisankarjrahat.upsdc.gov.in.
Online Registrations for Fasal Rin Mochan Yojana (Kisan Karj Rahat) in UP
STEP 1: Eligible farmers have to visit the official website of UP Fasal Rin Mochan Yojana or the farm loan waiver scheme at http://upkisankarjrahat.upsdc.gov.in.
STEP 2: If the farmer is already a member on the website, he/she can use the “Login” button to login with the user id and password.
STEP 3: For new registration, farmers first will have to sign up by providing all required information on the website. The registration form for loan waiver can be filled after the sign up process is complete.
STEP 4: Information such as name, age, contact details, bank account, Aadhar number and also land & loan details would be required in the loan waiver registration form.
STEP 5: After filling and verifying all the information, click the “Submit” button. The verification process would be started later by the department.
Documents Required for UP Kisan Karz Mafi Yojana / Fasal Rin Mochan Yojana
Eligible farmers would be required to submit at least the following two documents
1. Aadhaar card
2. Land papers of the farmers
The bank account number and details will also be needed for the scheme.
Eligibility Criteria for UP Farm Loan Waiver Scheme / Kisan Karj Mafi Yojana
Below is the eligibility criteria for the farm loan waiver scheme in Uttar Pradesh
- The farmer must be the residents of Uttar Pradesh.
- The farmers’ lands on which the loan is taken must be within the UP state premise.
- Farm loans before 31st March, 2016 will only be eligible to get the loan waiver under the scheme.
- Loan amount of up to Rs. 1 Lac would be eligible for the scheme.
- The farmer’s bank account should be linked with the Aadhar number.
- Farmers with the ownership of lans of up to 2 Hectares would only be entitled to get the loan waiver benefits.
Official Website at upkisankarjrahat.upsdc.gov.in
The official website for the UP loan waiver scheme is http://upkisankarjrahat.upsdc.gov.in/. All the information regarding the registration process and other details is available at this official website. The official booklet of the UP farm loan waiver scheme can be downloaded from the official website at http://upkisankarjrahat.upsdc.gov.in/img/English%20Booklet%20for%20PDF.pdf
Download in Hindi
The state government has also released helpline toll free numbers to get any detail about the scheme
Nodal Officer: 9235209436
District Lead Manager: 9412626279
Advertisement of Fasal Rin Mochan Yojana
upkisankarjrahat.upsdc.gov.in – UP Kisan Rin (Karz) Mochan Complaint Login & Status
Uttar Pradesh govt. has launched Kisan Rin Mochan Yojana for complete Karj Mafi of farmers. This UP Loan Waiver Scheme / Fasal Rin Mochan Yojana is to waive off entire loans of farmers in UP. Farmers who have already made registration for Kisan Karj Rahat Yojna (Farm Loan Waiver Scheme) can now track their loan redemption status and check their name in UP Kisan Karj Mafi List. In case of query, candidates can make kisan karz mochan complaint at upkisankarjrahat.upsdc.gov.in
Under Kisan Karj Rahat Scheme, UP govt. waives off the loans up to Rs. 1 lakh taken from cooperative / nationalized banks before 31 March 2016. Now all the registered farmers can find their names in the declared Karj Rahat List and for queries, make upkisankarjrahat.upsdc.gov.in complaint login at Kisan Rin Mochan Portal.
Candidates can now check Kisan Rin Mochan Yojna List, make upkisankarjrahat login at karz mochan portal and track complaint status for kisan karz rahat scheme.
upkisankarjrahat.upsdc.gov.in Login for Kisan Rin Mochan Complaint
The complete steps to make upkisankarjrahat login at kisan karz mochan portal and register complaint is as follows:-
- To make Kisan Karz Rahat Complaint or to track upkisankarjrahat complaint status, visit the official fasal rin mochan portal – upkisankarjrahat.upsdc.gov.in
- Here candidates can make upkisankarjrahat login for loan redemption application.
- To make complaint regarding any query, click “शिकायत दर्ज करे” at the official portal or directly click Kisan Karz Mochan Complaint
- Register New Complaint – Now candidates can click at “शिकायत दर्ज़ करने हेतु क्लिक करे” or directly click Kisan Karj Rahat Complaint
- Here candidates can enter their mobile number and enter their otp to register themselves and then click “Submit” button to make complaint.
upkisankarjrahat.upsdc.gov.in Complaint Status
To check the UP Kisan Rin Mochan Complaint Status, follow the steps below:-
- To check the fasal rin mochan complaint status, click the “शिकायत की स्थिति देखे” link or directly click UP Kisan Karj Rahat Complaint Status
- Here candidates can enter Complaint Number and Mobile Number already registered while making complaint.
- Finally click at “Submit” button to view the upkisankarjrahat complaint status which will get displayed on your screen.
This Kisan Fasal Rin Mochan Yojana is a huge step aiming at the overall welfare of the farmers. Under this scheme, Yogi govt. is going to provide relief to the farmers through Karj Mafi Scheme. For any further grievance, candidates can call on the helpline number : 0522-2235892, 0522-2235855.
Krishi Rin Mochan Yojana Launched by Uttar Pradesh government
The state government of Uttar Pradesh is going to launch a new scheme named as “Krishi Rin Mochan Yojana” as a farm loan waiver scheme for farmers. The chief minister of UP had approved the waiver of farm loans up to Rs. 1,00,000 for small and marginal farmers in month of April this year.
During the launching of Krishi Rin Mochan Yojana, the union home minister had distributed around 7,500 certificates to small and marginal farmers at program. This scheme will cover those farmers who has taken crop loan from banks for procurement of seeds, pesticides and fertilizer in financial year 2015-16.
According to the official data, there are around 23 million farmers in UP, out of this 92.5 per cent or roughly 21.5 million belongs from the small and marginal category across the state. Due to natural calamities, most of these farmers were unable to repay loans.
Krishi Rin Mochan Yojana in Uttar Pradesh Initial Targets
The government has targeted to provide the benefit of crop loan waiver for around 8.6 million farmers throughout the state. So far, the govt. has identified about 7 million farmers, remaining will be verified soon, by the official data.
In their respective districts, the state ministers will distribute certificates of the scheme that will start from September 5. For this scheme, the state govt. has already allocated Rs. 36,000 crore in their annual budget.
It should be noticed here that to leverage the benefit of loan waiver scheme, the farmers has to register the Aadhar card with the bank account and verify it. In second phase of this scheme, the state government will cover all the farmers who have been left due to any reason.
In India, agriculture sector have been facing many issues like depleting water level, fragmentation of land, rising input costs, deteriorating soil quality etc. and the output price of productivity may not be profitable. To survive and manage the expense, the farmers are often forced to borrow money from banks and private lenders at higher rates.
Also Read – MP Kisan Karj Mafi Yojna
Due to indebtedness, many farmers are committing suicide throughout the country.The scheme of loan waivers would provide some relief to farmers in such situations.
UP Farm Loan Waiver Scheme Announcement
Uttar Pradesh Government is all set to launch its much awaited Farm Loan Waiver scheme on 17th August. The state government would launch the farm loan waiver scheme for small and marginal farmers to provide them loan waiver. The scheme would be launched in Lucknow where about 9500 farmers would receive certificates of loan waiver from the chief minister Yogi Aadityanath.
An event for launching the loan waiver scheme and distributing the waiver certificates to farmers would be held at the Smriti Upvan in Lucknow. After the launch of the scheme, the MP’s and ministers in charge of their respective districts would hold the events of loan waiver certificate distribution to farmers.
Inception of Farm Loan Waiver Scheme Uttar Pradesh
The farm loan waiver scheme in Uttar Pradesh would be launched in three phases to benefit different set of farmers in each phase as following:-
First Phase: Under the first phase of the loan waiver scheme, only the farmers who have Aadhar and have linked it to their bank account would be given the scheme benefits.
Second Phase: Farmers who have no Aadhar but there is no dispute in their land would be provided loan waiver
Third Phase: In the third phase, the farmers who have disputes on their land would be provided loan waiver.
The loan waiver amount would directly be transferred into the loan account of the beneficiary to bring in transparency and efficiency to the whole process. Aadhar number of the beneficiaries would be verified before providing the loan waiver.
There are about 86 Lakh farmers in the state whose loans of up to Rs. 1 Lakh would be waived off under the scheme. The state government has already made an allotment of Rs. 34000 crore for the scheme in its FY 2017-18 budget. All the farmers who have taken loan from any bank, including the cooperative banks, are covered under the loan waiver scheme.
However, farm loan taken only for farm loans taken for paddy, wheat, fertilizers and insecticides would be eligible for scheme benefits. The farmers who took the farm loan before 31st March 2017 are eligible for the loan waiver scheme.