Mukhya Mantri Gruh Yojana – Housing Scheme in Gujarat

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Mukhya Mantri GRUH Yojana where GRUH stands for “Gujarat Rural Urban Housing” is an affordable housing scheme especially designed for home seekers belonging to EWS and LIG category of the society. Mukhya Mantri (Gujarat Rural Urban Housing) GRUH Yojana was announced during 12th Five-year plan in consideration of growing need for affordable houses in urban areas.

Objective of Mukhya Mantri GRUH Yojana

The main objective of the scheme is to rehabilitate slums in urban areas of the State by the year 2018. The government is committed to provide affordable housing to EWS (Economically Weaker Section) and LIG (Lower Income Group) across the state.

Mukhya Mantri GRUH Yojana for EWS Category

Under the Mukhya Mantri GRUH Yojana, the Gujarat government will provide pucca house to every slum dwelling family and family belonging to economically weaker sections. The minimum carpet area of houses for economically weaker sections will be 25 sq. meters and maximum will be up to 30 sq. meters which will include two rooms, kitchen, bathroom and toilet.

Existing slums in metropolitan, municipal and development authority areas will be rehabilitated by constructing houses in the same place (in situ). Slums which cannot be rehabilitated in the same place will be relocated on government/ULC/ULB/GHB land.

Eligibility/Selection Criteria of EWS Beneficiaries

  • The beneficiaries under the GRUH Yojana will be selected on the basis of any two of the four criteria which includes electricity bill, voter ID card, slum survey or ration card.
  • Allotment of EWS houses under this program will be made to the beneficiaries whose annual family income is less than Rs. 1,00,000/-
  • No family member should have either plot or house in that city and applicant should be adult
    on the date of application.
  • The beneficiaries of slum rehabilitation should be living in slums on or before the Cut- off date of 1/12/2010.
  • Allotment of the houses will be done through the computerized lottery draw.
  • Registration of Houses will be done on hundred rupees stamp paper.
  • All the allotted houses should be registered jointly in the name of husband and wife and wife will have first right.

Financial Assistance
Slum rehabilitation schemes approved by the Central Government will be financed by the Central Government, State Government, local urban bodies and beneficiaries as follows.

Central Government – 50% of the project cost
State Government and Urban local bodies – 38%
Beneficiary contribution – 12% (Beneficiary will contribute Rs. 35,000/- (thirty five thousand) or 12%
of cost of house whichever is more.)

Loan facility will be provided to the eligible beneficiary by the implementing agency. Allottee beneficiary will not be permitted to sell or let out allotted house for 15 years. In case of breach of this condition allotment of house may be cancelled by implementing agency. The ownership of land will remain with urban local bodies.

How to apply
Applications from potential beneficiaries will be collected before beginning project. Housing projects will be built under self-financed scheme. Deposit to be made along with application is Rs. 7,500/- (Rupees seven thousand five
hundred only) for EWS, category.

Mukhya Mantri GRUH Yojana for LIG Category

The state government will encourage and help affordable housing projects for people in lower income group (LIG) to meet the growing need for affordable houses in urban areas.

The minimum carpet area of houses for people in lower income group will be 31 sq. mtrs and maximum will be up to 50 sq. mtrs which will include one bedroom, hall, kitchen, bathroom and toilet.

Eligibility/Selection Criteria of LIG Beneficiaries

  • The selection of LIG beneficiaries under the scheme will be made on the basis on income. The annual family income of the LIG candidates should fall between Rs. 1,00,000/- to Rs. 2,50,000/-
  • No family member should have either plot or house in that city and applicant should be adult
    on the date of application.
  • Allotment of the houses will be done through the transparent computerized lottery draw.
  • Registration of all the beneficiaries with UIDAI (Unique Identification Authority of India) shall be mandatory. Municipal Corporations and Municipalities will carry out this activity.
  • All the allotted houses should be registered jointly in the name of husband and wife and wife will have first right. Concessions in stamp duty will be as per prevailing norms.

Financial Assistance
Under this scheme, amount payable by beneficiary, shall be amount remaining after deduction of subsidy per unit of house or Rs. 7.50 lakh (Rupees Seven Lakh and Fifty Thousand only) to Rs. 11 lakh (Rupees Eleven Lakh only) whichever is less. Implementing agency will coordinate with bank to facilitate loan for beneficiaries.

Allottee beneficiary will not be permitted to sell or let out allotted house for 7 years.

How to apply
Applications from potential beneficiaries will be collected before beginning project. Housing projects will be built under self-financed scheme. Deposit to be made along with application is Rs. 20,000/-(Rupees twenty thousand only) for LIG, category.

Under this scheme one person can submit only one form for single project. However, for different projects separate applications can be made and on being successful in draw in more than one scheme then he will be entitled to get, allotment only in one of the scheme.

Scheme for Incentive to Private EWS and LIG Housing

The state government will also provide interest subsidy to the EWS and LIG applicants on home loan to make the homes even more affordable and easy to buy.

Eligible Beneficiaries purchasing houses under private affordable EWS / LIG housing schemes will be eligible for this subsidy. Banks, Private developers and implementing agency will jointly select beneficiaries.

Under this scheme, the beneficiaries of EWS and LIG category will have to make a minimum down payment
of Rs.50,000/- and Rs. 1,00,000/- respectively.

The scheme will be run under the Urban Development and Urban Housing Department. The complete details in the PDF format about the scheme can be obtained from here.

Application Forms for Mukhya Mantri GRUH Yojana

The sample application forms for the GRUH yojana housing scheme can be downloaded from below link

https://vmc.gov.in/gruhyojna.aspx

More information Website: www.udd.gujarat.gov.in

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37 thoughts on “Mukhya Mantri Gruh Yojana – Housing Scheme in Gujarat”

  1. That is a good tip especially to those fresh to the blogosphere.
    Short but very precise information? Thanks for sharing this one.
    A must read article!

    Reply
  2. जिसको सरकारी योजनाओं की जरूरत है । उन लोगों को पिता भी नहीं होता । और जरूरत नहीं होती वो लोग लाभ ले जाते है।

    Reply
  3. Respected sir,
    How can we get subsidy for Gujarat housing board (LIG) can be get for us.. can you please help me for that ???

    my 6 th installment is over and i still didnt get subsidy.

    plzzz sir give me positive response.

    and send me mail id or contact number

    Reply
  4. I want need my own home to my family because of I am staying in gandhinagar gujarat on rest from 20 years above pls do needful as as soon as possible.

    Reply
  5. Sir
    Mere nam par LIG 3.skim me home liya he aab muje subsidy leni ho to muje kese aaply karana he
    Usake bareme janakari chahiye..

    Reply
  6. Sir
    Meri mother ke nam par LIG 2 skim me home liya he aab muje subsidy leni ho to muje k se aaply karana he
    Usake bareme janakari chahiye..

    Reply
  7. maru 2 year thi wetting ma 6 hajusudhi mara paisha pacha nahi aaya ane haju maru naam pan 2year thaya pachi pan maru naam aayu nathi ane mara paisha pan nathi aaya tu mare su karvu katu paisha aapo katu makan

    Reply
  8. I had purchased a home under mukhya mantri gruh yojana by Ahmedabad muncipal corporation in 2013. Possession was given in April 2017. Conveyance deed is on husband name.
    Am I eligible for subsidy?

    Reply
  9. Sab ko sahi jankari di jaye to awas yojna me har jarurat mand logo ko apne ghar ka sapna pura hone ka labh mile meri yahi gujarish hai sarkar se

    Reply
  10. Me.gujtat navsari se hu mere dad lebar hai …hum log 25 yers se bhade k ghare me the rahe hai aur hamari itni aay nahi hai to kya awsi koi scheme hai jise Hume khud ka apna ghare mil ske plz reply

    Reply
  11. Namaskar sir me ahwa ta. Vasurna se likharahahu ki sir hamare gav me kuch ase bhi log he ki bina jamin ke or khet majuri karke apna gujara karte he to suna he ki kuch sarkar se sahay milti he to me ne ye likha Namaskar sir i.m .bagul kialesh ???????????????????? Or javab jaeur dena

    Reply
  12. મારે મારા ગામનો વિકાસ કરવો છે

    સરપંચ પણ અભણ છે

    ૧૦ વર્ષ બગડ્યા છે અને બીજા ૫ વર્ષ પણ બગડવા ના

    Reply
  13. Dear sir,
    I want to ask you sir, if state government gives 1,00,000 subsidy, upon that person eligible for Central government subsidy.?
    One of the Bank deny me for providing central subsidy which is 2,20,000,
    Dear sir please reply
    Some one misleading us.
    I am grateful to you if you help me

    Reply
  14. गुन्दिचा ग्राम पंचायत मे आवास योजना 50हजार रुपए कि हि आती हैं ,सन्खेदा दिस्त, छोताउदेपुर गुजरात

    Reply
  15. sarkaar deti he magar “panchayat or taluka panchayat me aaj janta ko ESE these banana bans kar vapas gher bhej dete he or iski vajah she in logoko labh nahi milta jinko milna chahiye vo log vanchit rah Kate he or Jo iske huk dar nahi he vo log isks due upiog karke sarkari yojna ka rupya le let’s he

    Reply
  16. सरकारी योजना का लाभ सरकार देती है तालुका पचायत के करमचरी भषटाचार करते है उसके उपर पगला भरे ताकी गरीबो जो सरकार लाभ देती है वो पुरा मील सके.

    Reply
  17. Respected sir,
    How can we get subsidy for Gujarat housing board (LIG) can be get for us.. can you please help me for that ????

    Reply

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