Chhattisgarh Udyam Kranti Yojana 2026: 50% Subsidy on Interest-Free Loans for Youth

Chhattisgarh government's Udyam Kranti Yojana is accepting applications from youth who want to start their own business, startup, service unit, or manufacturing unit. This scheme replaced the earlier Mukhyamantri Yuva Swarojgar Yojana and offers interest-free loans with up to 50% subsidy on the approved loan amount.

The scheme was announced by Finance Minister O. P. Choudhary while presenting the 2026-27 state budget under the leadership of Chief Minister Vishnu Deo Sai. The main aim is to make young people self-reliant and turn them into job creators instead of job seekers. For more details on other state programs, check the Chhattisgarh government schemes page.

Chhattisgarh Udyam Kranti Yojana in Hindi (छत्तीसगढ़ उद्यम क्रांति योजना)

Udyam Kranti Yojana is a self-employment scheme launched by the Chhattisgarh government to support unemployed youth, women, and new entrepreneurs. The government provides bank loans through this scheme and also gives subsidy support so that young people can set up their own ventures without facing money problems at the start.

The scheme focuses on building an "Atmanirbhar Yuva, Atmanirbhar Chhattisgarh" by encouraging young people to become self-reliant and create jobs at the local level. It covers manufacturing, service, and business sector activities, including retail shops, repair centers, service units, transport businesses, food processing, and small industrial units.

Highlights of Udyam Kranti Yojana

Objective of the Scheme

The main aim of Udyam Kranti Yojana is to strengthen the entrepreneurship culture in the state. The government wants youth to step into industry, service, and business sectors instead of depending only on government jobs. The scheme will help reduce unemployment and migration while strengthening the local economy.

• Encourage youth to take up self-employment and start their own ventures.
• Support small and medium industries, startups, and service units across the state.
• Create jobs in both rural and urban areas and reduce the need to move to other states.
• Help women and weaker sections become financially independent.

Benefits Under the Scheme

Eligible applicants can get financial support to set up their own business or self-employment activity. The support is designed to reduce the repayment burden on young entrepreneurs during the initial phase of their business.

• Up to 50% subsidy on the approved loan amount, so only half the loan needs to be repaid.
• Interest-free or subsidized financial support for self-employment activities.
• Support for both rural and urban self-employment projects.
• Help for economically weaker and unemployed youth to become self-reliant.

Eligibility Criteria

Applicants need to meet a few basic conditions to apply for Udyam Kranti Yojana. The final rules will be confirmed by the state government through an official notification, but the expected conditions are given below.

• Applicant must be a permanent resident of Chhattisgarh.
• Applicant must have passed at least Class 8th.
• Applicant should be planning to start a new business or self-employment activity.
• Preference may be given to women, weaker sections, and educated unemployed youth.
• Only one member from a family may be eligible to get benefits under the scheme.
• Applicant should not be a bank loan defaulter.
• Applicant should not be getting similar benefits under any other government self-employment scheme.

Required Documents

Applicants need to keep the following documents ready while applying for the scheme. These documents help the department verify the identity, residence, and proposed business activity of the applicant.

• Aadhaar Card
• Residence Certificate
• Passport Size Photograph
• Bank Account Passbook
• Educational Qualification Certificate
• Mobile Number
• Business Project Report
• Caste Certificate (if applicable)
• Income Certificate (if required)

How to Apply for Udyam Kranti Yojana

The application process for Udyam Kranti Yojana is done offline through the District Trade and Industry Centre (DIC/DTIC). Follow the steps given below to apply for the scheme.

STEP 1 - Get the application form free of cost from the nearest District Trade and Industry Centre (DIC/DTIC) in your district.

STEP 2 - Fill the application form in the prescribed format and attach all the required supporting documents.

STEP 3 - Attach a brief project report or project profile of the proposed business activity with the application.

STEP 4 - Submit the completed application form to the District Trade and Industry Centre. The department will register all received applications.

STEP 5 - If the application is incomplete, the department may give up to 15 days to complete the missing information. Applications not completed within the given period may be returned.

STEP 6 - The received applications will be placed before the Task Force Committee, which may interview the applicant and assess the project feasibility.

STEP 7 - Approved cases will be forwarded to the concerned bank or financial institution for loan approval.

Note on the Old Mukhyamantri Yuva Swarojgar Yojana

The earlier Mukhyamantri Yuva Swarojgar Yojana (MMYSY) was launched in 2014 to help youth set up manufacturing, service, and business units with loan support, interest subsidy, and margin money grants. This scheme has now been replaced by the new Udyam Kranti Yojana, which offers a higher subsidy and interest-free loan support to the youth of the state.

FAQ's

What is Chhattisgarh Udyam Kranti Yojana?

It is a self-employment scheme launched by the Chhattisgarh government under which youth, women, and unemployed people are provided loans and subsidy support to start their own business.

What benefits are available under this scheme?

Eligible beneficiaries may receive up to 50% subsidy on the approved loan amount along with interest-free or subsidized loan support.

How can applicants apply for the scheme?

Applicants can get the application form from the District Trade and Industry Centre (DIC/DTIC) and apply offline.

Is there any fee for the application form?

No, the application form is provided free of cost.

Can a bank loan defaulter get benefits under the scheme?

No, a person who is a bank loan defaulter is not eligible for the scheme.