AI SummaryAssam Arogya Nidhi Scheme (AAN) provides critical financial support to eligible families in Assam with an annual income below ₹5.00 lakh. This scheme covers treatment costs for serious illnesses and accidental injuries, so patients get the required care without a heavy financial load.
Health & Family Welfare Department, Government of Assam runs this scheme. It offers reimbursement of up to ₹3.00 lakh to poor and needy families for treatment of life-threatening diseases and major injuries. Assam Arogya Nidhi remains open for applications, and the government has moved the whole process online through the DIAANS portal.
Assam Arogya Nidhi Scheme - Introduction
Assam Arogya Nidhi Scheme is a financial support program that helps families with an annual income below ₹5.00 lakh pay for serious health conditions and accidents. The scheme was first implemented in 2010 and supports treatment for heart conditions, cancer, kidney ailments, orthopedic issues, and major injuries from disasters or accidents.
Beneficiaries are selected by a state-appointed committee. Government of India contributes 50% of the sanctioned funds. The scheme is meant for exceptional cases, so patients who have already used up the limit under PMJAY or Ayushman Asom can get extra help here.
Grant of assistance varies based on the amount required for treatment:
| Authority | Grant Limit |
| Chief Minister of Assam | Full eligibility amount |
| Chairperson of the Committee | Up to ₹2.00 Lakh |
| State Level Committee | Above ₹2.00 Lakh and up to ₹3.00 Lakh |
The authorities disburse funds directly to the bank account or reimburse the hospital. If required, they can provide advance payments to the hospital up to ₹3.00 Lakh.
Key Information
| Scheme Name | Assam Arogya Nidhi Scheme |
| Level | State |
| Scheme For | Individual |
| Beneficiary States | Assam |
| Category | Health & Wellness, Social welfare & Empowerment |
| Target Beneficiaries | Family, Individual |
| Sub Category | Health care providers and access, Financial assistance, Aids/Appliances |
| Benefit Type | Composite |
| DBT Scheme | Yes |
| Nodal Department | Health and Family Welfare Department |
| Implementing Agency | Health & Family Welfare Department, Government of Assam |
| Application Mode | Online through DIAANS portal |
| Tags | Hospital, Treatment, Accidental Case, Diseases, Financial Assistance |
Benefits
Assam Arogya Nidhi Scheme offers significant relief through the following benefits:
1. Eligible people can receive financial support of up to ₹3.00 Lakh for medical needs.
2. The scheme covers critical treatments including surgeries, implants, and procedures like Bone Marrow Transplants, along with care for serious accidental injuries.
3. Benefits can be used at any Government hospital, Medical College, or reputed private hospital registered under the Clinical Establishment Act and empanelled under other government health programs like AAA or PMJAY.
Eligibility
To be eligible for Assam Arogya Nidhi Scheme, the following criteria should be met:
1. Applicant should be an Indian citizen and a permanent resident of Assam.
2. Total family income must be less than ₹5.00 lakhs per year. For example, if Ramesh earns ₹4.5 lakhs annually, his family qualifies.
3. There is no minimum or maximum age limit to apply.
4. Government employees, pensioners, and their family members are not eligible.
5. Treatment can take place at any recognized hospital across the country.
Application Process
Applications for Assam Arogya Nidhi Scheme are now submitted online through the DIAANS portal, the official digital interface managed under NHM, Assam. Hospital authorities such as Medical College Principals and Superintendents can apply on behalf of patients, and the general public can also check eligibility, track updates, and submit applications. Follow these steps:
STEP 1 - Visit the official DIAANS portal at mtms.assam.gov.in and register or log in with the required details.
STEP 2 - Download and fill the application form, or fill it directly in the portal. Keep the patient and family details ready.
STEP 3 - Attach all required documents including the income certificate, medical records, and bank details, then submit the application online.
STEP 4 - An Expert Committee of specialist doctors verifies the documents and recommends eligible cases for approval.
STEP 5 - Upon approval, the support amount is paid through direct bank transfer to the patient account or directly to the hospital.
Note: If a patient has a PMJAY or AAA card, those benefits should be used first. This scheme is meant for exceptional cases not covered by other programs. The NHM, Assam has stated that it will no longer receive applications through any old portal, district Joint Director offices, or other sources, so the online DIAANS route should be followed.
Documents
Please keep the following documents ready for the application:
1. A recent patient photograph attested by a doctor.
2. An income certificate from the local Revenue Circle Officer.
3. Valid identification and address proof, such as an Aadhaar Card or Voter ID.
4. Original medical bills, vouchers, and receipts.
5. Medical certificates and detailed treatment records signed by the treating doctor.
6. Discharge summary or medical prescription.
7. A copy of the bank passbook first page for payment verification.
8. Copies of PMJAY or AAA cards if applicable.
References
View Official Guideline on NHM Assam
Official Health & Family Welfare Department Page
DIAANS Online Application Portal
Download AAN Application Form PDF
FAQ's
What is Assam Arogya Nidhi Scheme?
Assam Arogya Nidhi Scheme is a financial support program that provides reimbursement to families with an annual income below ₹5.00 lakhs for treating serious diseases and accidents.
How much financial support can I receive?
The scheme provides a maximum financial benefit of up to ₹3.00 Lakh.
What diseases are covered?
It covers surgical procedures, implants, Bone Marrow Transplants, and other critical health issues or accidental injuries.
Where can I get treatment?
Treatment can be taken in government hospitals, medical colleges, or any private hospital registered under the Clinical Establishment Act.
Who selects the beneficiaries?
A designated Selection Committee notified by the Government of Assam reviews and selects beneficiaries.
Does the Central Government support this?
Yes, the Government of India provides 50% of the funds requested by the State Government.
Is there an age limit for this scheme?
No, there is no age restriction for applicants.
Can government employees apply?
No, government employees, pensioners, and their family members are ineligible.
How do I apply now?
Applications are submitted online through the DIAANS portal at mtms.assam.gov.in, as the NHM no longer accepts applications through old district offices or other sources.
How is the payment made?
Funds are preferably disbursed through direct bank transfer to the account or paid directly to the hospital.