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Mahila Samiriddhi Yojana for Minority Community

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Scheme for: Individual Scheme category: Banking,Financial Services and Insurance, Women and Child
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हिन्दीमराठीবাংলাગુજરાતીதமிழ்తెలుగుಕನ್ನಡമലയാളംਪੰਜਾਬੀଓଡ଼ିଆঅসমীয়া

Mahila Samiriddhi Yojana for Minority Community is a welfare scheme that helps women entrepreneurs from minority backgrounds in Haryana. It offers financial support in the form of loans reaching up to ₹1,00,000, so individual women or members of registered Self-Help Groups can start or expand small businesses.

Haryana government runs this scheme through the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. The loan is given either directly to the woman or through her Self-Help Group. Women who live permanently in Haryana and belong to a minority community such as Muslim, Sikh, Christian, Buddhist, Parsi, or Jain can apply and work towards financial independence.

Mahila Samiriddhi Yojana for Minority Community - Introduction

Mahila Samiriddhi Yojana for Minority Community is a dedicated state-level scheme for Haryana. It helps aspiring women entrepreneurs from minority communities reach their goals by providing loans of up to ₹1,00,000. The support can be taken either as an individual or through a Self-Help Group.

The scheme is managed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Only women who are permanent residents of Haryana and belong to a notified minority community are covered under this scheme.

This is a cash benefit, and the money is given as a loan rather than a grant. The loan helps in buying equipment, raw material, or stock needed to run a small business. Women who already run a business can also use the money to grow their existing work.

Applications are accepted online through the official Antyodaya-SARAL Portal of Haryana. The whole process, from registration to tracking the application, is done on this single portal.

Detail Information
Scheme Name Mahila Samiriddhi Yojana for Minority Community
Level State
State Haryana
Beneficiary Type Individual
Category Banking, Financial Services and Insurance, Women and Child
Benefit Type Cash
Maximum Loan ₹1,00,000
Implementing Agency Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
Application Mode Online (Antyodaya-SARAL Portal)

Benefits

Under this scheme, the Nigam provides loans up to ₹1,00,000 per beneficiary to support business goals. The financial support can be accessed either as an individual entrepreneur or by taking part through a Self-Help Group.

The loan amount helps women start a new business or expand an existing one. Since the money is given in the form of a loan, it has to be repaid as per the rules of the scheme, which makes it a revolving source of support for more women over time.

Eligibility

To qualify for this financial support, a woman should meet the following criteria:

  1. She should be a permanent resident of Haryana.
  2. She should be a woman aged between 16 and 45 years.
  3. She should belong to a notified minority community, including Muslims, Sikhs, Christians, Buddhists, Parsis, or Jains.
  4. She should have a valid Parivar Pehchan Patra (PPP ID).
  5. She should have relevant educational, technical, or vocational experience related to her business.

The annual family income should not cross the limits shown in the table below:

Area Type Maximum Annual Family Income
Rural Area ₹98,000
Urban Area ₹1,20,000

Example: If Sunita lives in a rural village and her family earns ₹90,000 annually, she fits the income criteria for the loan.

Application Process

The application is submitted online through the official Antyodaya-SARAL Portal. Follow these steps to apply:

STEP 1 - Visit the Antyodaya-SARAL Portal.

STEP 2 - If you are not registered, click on the New User link under the Sign in section and create your account using your name, email, and mobile number.

STEP 3 - Once registered, log in to your dashboard using your credentials and email ID.

STEP 4 - Select Apply for Services and then go to the View all Available Services section.

STEP 5 - Search for Mahila Samiriddhi Yojana for Minority Community and click to open the application.

STEP 6 - Enter your Parivar Pehchan Patra (Family ID) to fetch your family data.

STEP 7 - Select your name from the list and verify your identity using the OTP sent to your registered mobile number.

STEP 8 - Upload all required documents, review the application form, and click Submit.

After submitting, you can monitor your application status by visiting the Application Status Portal using your reference ID.

Documents

You should keep the following documents ready before you start the application:

  • Aadhaar card for citizenship and identity verification.
  • Birth certificate or school records as proof of age.
  • Haryana Domicile Certificate or Ration card as address proof.
  • Caste or religion certificate confirming minority status.
  • Parivar Pehchan Patra (PPP ID).
  • A copy of your PAN card.
  • A recent passport-sized photograph.
  • Active bank account details.

References

Official Scheme Details | Antyodaya-SARAL Portal

FAQ's

Who is eligible for this scheme?

Permanent female residents of Haryana from minority communities like Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains are eligible if they meet the age, income, and qualification requirements.

What are the benefits of the scheme?

You can receive a loan of up to ₹1,00,000 to support your business venture as an individual or through a Self-Help Group.

What is the age requirement for applicants?

You should be between 16 and 45 years of age to apply.

Which minority communities are covered?

The scheme covers Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

What are the income limits?

You must have an annual family income of no more than ₹98,000 for rural areas or ₹1,20,000 for urban areas.

How is the loan disbursed?

The loan is provided directly to you or through your affiliated Self-Help Group.

What is the maximum loan amount?

The maximum loan amount per beneficiary is ₹1,00,000.

How do I apply for this scheme?

You can submit your application online through the Antyodaya-SARAL Portal.

How can I track my application?

You can track the progress of your application on the Antyodaya-SARAL status page by using your application reference ID.