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Geetha Karmikula Bima Scheme 2026 - Rs. 5 Lakh Insurance for Toddy Tappers in Telangana

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हिन्दीमराठीবাংলাગુજરાતીதமிழ்తెలుగుಕನ್ನಡമലയാളംਪੰਜਾਬੀଓଡ଼ିଆঅসমীয়া

Telangana government announced Geetha Karmikula Bima Scheme for toddy tappers, offering an insurance cover of Rs. 5 lakh to their families. The scheme was announced on the lines of Rythu Bima, which already provides insurance cover to farmers in the state.

Scheme has been closed or it was a one time scheme which has been closed by the government.

About Telangana Geetha Karmikula Bima Scheme

Under Geetha Karmikula Bima Scheme, the family members of a toddy tapper would receive Rs. 5 lakh in case of death for any reason. The sum would be deposited directly into the bank accounts of the family members. Former Chief Minister K Chandrashekar Rao announced the scheme on 2 May 2023 and asked the ministers to prepare the guidelines for it.

Many toddy tappers lose their lives after falling from palm trees while tapping toddy. Supporting such families is the duty of the state government. In the past, the government paid ex gratia to the families of deadly accidents, but the process took time. The insurance cover under this scheme was expected to be paid out within a week of a death, similar to how Rythu Bima works for farmers.

Short Brief of Geetha Karmikula Bima Scheme

DetailInformation
Scheme NameGeetha Karmikula Bima Scheme
StateTelangana
Date of Announcement2 May 2023
Announced ByFormer Chief Minister K Chandrashekar Rao
ObjectiveInsurance cover to toddy tappers in Telangana
Insurance Cover AmountRs. 5 Lakh
Geetha Karmikula Bima Scheme Overview

Objectives of Geetha Karmikula Bima Scheme

Many families lose their bread earners as toddy tappers die after accidentally falling from palm trees while collecting toddy. Supporting such families is the responsibility of the state government. The money help provided under the insurance cover was meant to be transferred directly and without delay into their bank accounts.

Ex gratia payments have been made by the government in the past for deadly accidents involving toddy tappers, but the process took time. The Rythu Bima scheme for farmers was being implemented successfully, benefiting thousands of farmer families across Telangana. The same benefit was meant to reach the toddy tappers through this scheme.

Salient Features of Geetha Karmikula Bima Scheme

Some of the main features and benefits of Geetha Karmikula Bima are as follows:

  • If a toddy tapper dies while collecting toddy from the palm trees, insurance money of Rs. 5 lakh would be put into the bank accounts of the family members.
  • Former Chief Minister K Chandrashekar Rao asked the Finance Minister and the Excise and Prohibition Minister to prepare the rules for the new insurance scheme.
  • Although the government was giving ex gratia to the families of the victims, there was a delay in the process. Once insured under this scheme, the insurance amount was expected to be paid out within a week.
  • The government also assured farmers that it would buy the paddy stocks exposed to rainwater and would buy the wet paddy down to the last grain, paying the same price as for the dry paddy.

Geetha Karmikula Bima Scheme Apply Online Process

Former Chief Minister K Chandrashekar Rao only made the announcement regarding Geetha Karmikula Bima Scheme. The government has not revealed the rules and application form filling process for this scheme. As soon as the apply online process for the scheme begins, the details will be updated here.

Source / Reference Link: Deccan Chronicle report on the scheme announcement