Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana

Uttar Pradesh government is running Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana for construction workers registered with the state's building and other construction workers welfare board. Under this scheme, the family of a registered worker gets cash support if the worker dies or becomes permanently disabled because of an accident or illness.

The scheme gives up to ₹5,25,000 for accidental death and ₹2,25,000 for natural death. Out of this, ₹25,000 is paid at once for funeral expenses and the remaining amount comes in monthly installments over a fixed period. This scheme was formed in 2022 after the government merged the earlier death and disability assistance scheme with the construction worker funeral assistance scheme.

Families of unregistered workers are also covered in one situation. If an unregistered construction worker dies at the workplace because of an accident, the family gets ₹1,00,000 as a one-time payment. Registered workers get much higher support, so workers are advised to keep their registration and yearly renewal up to date.

As of August 2026, the scheme is running and applications are being accepted. The board's official website is under technical work for now, so if the online option does not open, families can apply offline at the nearest labour office.

Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana - Overview

Benefits

Families get different amounts depending on how the worker died or how severe the disability is. The full list is given below:

For accidental death of a registered worker, ₹25,000 is paid at once for funeral costs and the remaining ₹5 lakh comes in monthly installments of about ₹9,395 for 5 years (60 months). For natural death, ₹25,000 is paid for the funeral and the remaining ₹2 lakh comes in monthly installments of about ₹8,736 for 2 years (24 months).

For disability claims, the full amount is also paid in monthly installments. 100% disability gives about ₹9,172 per month for 4 years, 50% to 99% disability gives about ₹8,953 per month for 3 years, and 25% to 49% disability gives about ₹8,736 per month for 2 years. These monthly figures can go up or down based on the interest rate at the time of payment.

Eligibility

To claim this support, the worker or the family should meet these conditions:

• The worker must be registered with the UP Building and Other Construction Workers Welfare Board and the registration should be renewed and updated. Workers whose registration is not active cannot claim benefits.
• If the worker dies, the benefit goes to the dependents: first the spouse, then adult sons or unmarried adult daughters, then parents who depended on the worker, and finally minor sons or daughters. A dependent son is eligible only till 21 years of age.
• Death by suicide is not covered under this scheme.
• Death caused by murder, snakebite, lightning, childbirth or any natural disaster is treated as a natural death, and the family gets the natural death benefit.
• The dependent applying for the claim has to complete Aadhaar verification.

Required Documents

Keep these documents ready while applying for the claim:

• Copy of the online-issued death certificate (for death claims).
• Photocopy of the bank passbook of the applicant's Aadhaar-linked account.
• Photocopy of the applicant's Aadhaar card.
• FIR or panchnama and post-mortem report (for accidental death of a registered worker or death of an unregistered worker at the workplace).
• Disability certificate issued by the Chief Medical Officer along with the FIR or medical certificate (for disability claims).
• Self-declaration that the family is not getting a similar benefit from any other state or central scheme.

Application Process

Claims under this scheme can be filed online and offline. Applications should be made within 1 year of the death or disability event.

Online Application

STEP 1 - Go to the official website of the UP Building and Other Construction Workers Welfare Board at upbocw.in. If the worker is not registered yet, click on the worker registration option, enter the Aadhaar number, circle, district and mobile number, and submit the form.

STEP 2 - After registration, log in again on the portal and choose the scheme application option. Fill in the worker and dependent details and select Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana.

STEP 3 - Upload scanned copies of the required documents, enter the Aadhaar-linked bank account details and submit the application. Note down the application reference number for tracking.

Note: The board's website is under technical work as of now. If the online option does not open, use the offline process given below.

Offline Application

STEP 1 - Visit the nearest labour office, or the office of the local Tehsildar or Block Development Officer.

STEP 2 - Collect the printed application form from the office and fill it completely.

STEP 3 - Attach all the required documents and submit the form at the same office. After the claim is submitted, the checking officer has to decide within 15 days. If the claim is rejected, the officer has to give the full reason in writing.

Related Schemes

Registered workers and their families in Uttar Pradesh can also check other state schemes for workers. Dattopant Thengadi Mratak Shramik Aarthik Sahayata Yojana gives financial support to families of registered UP workers who die while in service, and Mahadevi Verma Shramik Pustak Kraya Dhan Yojana helps daughters of registered workers with study support.

References

For more details, check the official sources given below:

• Official scheme details on UP Labour Department website
• Scheme guidelines PDF from UP BOCW Welfare Board

For help with registration or claims, call the board's toll-free number 18001805412 or write to upbocboardlko@gmail.com. The board does not charge any fee for scheme benefits, and no one is allowed to demand money in the name of this scheme.

FAQ's

What is Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?

It is a UP government scheme for registered construction workers. If a worker dies or becomes permanently disabled because of an accident or illness, the worker or the family gets cash support of up to ₹5,25,000.

Who can claim the death benefit?

The dependents of the registered worker can claim it. Payment is made first to the spouse, then to adult sons or unmarried adult daughters, then parents who depended on the worker, and finally minor children. A dependent son is eligible only till 21 years of age.

Is the benefit given if the worker dies due to suicide?

No. Death by suicide is not covered under this scheme. But death caused by murder, snakebite, lightning, childbirth or a natural disaster is treated as a natural death, and the family gets the natural death benefit.

How is the money paid?

For death cases, ₹25,000 is paid at once for funeral expenses. The rest is paid in monthly installments to the Aadhaar-linked bank account of the dependent over 2 to 5 years, depending on the type of claim.

What if an unregistered worker dies at the workplace?

The family still gets ₹1,00,000 as a one-time payment if the death happened at the workplace due to an accident. Registered workers get higher support, so registration is always recommended.

How long does it take to get the decision?

After the claim is submitted, the checking officer has to decide within 15 days. If the claim is rejected, the officer must give the full reason in writing.