AI SummaryMukhyamantri Vishesh Yogyajan Swaraozgar Yojana helps specially-abled people of Rajasthan start their own business with a loan of up to ₹5,00,000. The scheme is run by the Department of Social Justice and Empowerment, Government of Rajasthan, and remains open for eligible disabled residents.
Families with an annual income of up to ₹2,00,000 can apply. Along with the loan, the government gives a grant of 50% of the loan amount, capped at a maximum of ₹50,000. Applications can now be filed online through the SSO portal or at an e-Mitra kiosk.
Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana - Introduction
Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana is a scheme by the Department of Social Justice and Empowerment, Government of Rajasthan, made for specially-abled citizens who want to become self-reliant. It gives the financial backing needed to set up a small business or self-employment activity.
If the annual family income is ₹2,00,000 or less, a person can apply for a loan of up to ₹5,00,000. The government also provides a grant of 50% of the loan amount, capped at ₹50,000, to reduce the financial load. Those who repay the loan on time get a special rebate of 5% on the interest rate.
The loan can be used for many small business activities, such as:
| STD/PCOs, Electric Motor (Sales/Service) | Auto Parts, Gold/Silver Jewelry, Building Material |
| Dhaba/Restaurant, Bicycle Sales/Rental | Tailoring, Artificial Jewelry, Grocery/Fruits/Vegetables |
| Fertilizers, Seeds, Medicines, Agri-equipment | Tent House, Dry Clean, Bakery, Stationery |
| Electrical Goods, Shoes/Slippers, Cloth Dyeing | Typing, Computer Institute, Beauty Parlor |
| Readymade Garments, Mobile/Computer Repair | Steel Furniture, Flour Mill, Xerox Center |
| Soft Toys, Animal Husbandry, Offset Printing | Screen Printing, Vehicle/Car Servicing |
| Cloth Matching, Water Purifiers, E-Mitra | Book Binding, Home Appliances, Interior Decor |
| Crafts, Dairy, Poultry, Fitter/Machinist Work | Gem Cutting, Inverter Sales, DTP Services |
The Disabled Vocational Rehabilitation Center in Jaipur also updates this list from time to time to include more relevant trades.
Key Information
| Scheme Name | Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana |
|---|---|
| Level | State |
| Target Group | Individual |
| State | Rajasthan |
| Category | Business & Entrepreneurship |
| Loan Amount | Up to ₹5,00,000 |
| Grant/Subsidy | 50% of loan or max ₹50,000 |
| Interest Rebate | 5% on timely repayment |
| Nodal Department | Social Justice and Empowerment Department |
Benefits
This scheme gives a strong financial base to succeed in a chosen business venture. The main benefits are:
- Loan Amount: A loan of up to ₹5,00,000 is available to start a self-employment activity.
- Subsidy: A subsidy of 50% of the sanctioned loan amount is given, limited to a maximum of ₹50,000.
- Interest Rebate: Those who repay the loan on time get a special rebate of 5% on the interest rate.
This financial support is provided as a one-time assistance to help establish a livelihood.
Eligibility
To be eligible for this support, the following criteria must be met:
- The applicant must be a specially-abled person as defined under the Rights of Persons with Disabilities Act, 2016.
- A disability certification of 40% or more is required.
- The applicant must be a permanent resident of Rajasthan.
- Age should be between 18 and 55 years.
- Total annual family income should not exceed ₹2,00,000.
- The applicant should not have benefited from other self-employment schemes like the Kiyosk Yojana.
- There should be no outstanding overdue loans with banks or government bodies.
Application Process
Eligible disabled persons can now apply online through the DSAP portal on the SSO portal or by visiting an e-Mitra kiosk. The steps are given below.
STEP 1 - Visit the SSO portal of Rajasthan at sso.rajasthan.gov.in and log in with your credentials, or go to a nearby e-Mitra kiosk.
STEP 2 - Open the DSAP portal and select the Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana application form.
STEP 3 - Fill in the required personal, family and disability details, and upload the required documents.
STEP 4 - Submit the application and note the acknowledgment or reference number for future tracking.
For those who prefer the offline route, the application form can be collected from the office of the District Social Justice and Empowerment Officer. The department verifies eligibility within one month and then forwards the application to a bank for loan approval.
Documents
Keep the following documents ready for a smooth application:
- Recent passport-size photographs.
- Age proof, such as Aadhaar or birth certificate.
- Valid certificate of disability.
- Relevant training certificates, if any skill training has been completed.
- Self-declaration about family income.
- Domicile certificate.
- Caste certificate, if applicable.
- Income certificate.
- Affidavit on a ₹10 non-judicial stamp paper.
- Bank account passbook details.
References
Click here to view official scheme guidelines.
FAQ's
Who is eligible for Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana?
An applicant is eligible if they are a specially-abled resident of Rajasthan, aged 18 to 55, with at least 40% disability and a family income below ₹2,00,000.
What is the maximum loan amount provided under this scheme?
A loan of up to ₹5,00,000 is available to start a self-employment activity.
Can I apply if I have taken a loan under another self-employment scheme?
No, a person who has already benefited from similar government self-employment schemes cannot apply.
How can I apply online?
Applications can be filed through the DSAP portal on the SSO portal of Rajasthan or by visiting an e-Mitra kiosk.
How long does it take for application approval?
The department usually completes eligibility verification within one month of submission.
Can I apply if I have an overdue loan with a bank?
No, applicants must have a clean credit record without any outstanding overdue loans.
Is there an interest rebate on the loan?
Yes, those who repay the loan on time get a special rebate of 5% on the interest rate.
How much subsidy is provided under this scheme?
The government provides a subsidy of 50% of the loan amount, up to a maximum of ₹50,000.
What documents are required for application?
Identity and residence proofs, disability certificate, income certificate, bank details, a signed affidavit and the completed loan application form are required.