Mukhyamantri Abua Swasthya Suraksha Yojana

Mukhyamantri Abua Swasthya Suraksha Yojana is a healthcare scheme by the government of Jharkhand that gives eligible families health insurance cover of ₹15,00,000 per year. The scheme lets you and your family get quality medical treatment at both public and private empaneled hospitals across the state.

Jharkhand government has kept this scheme running for the 2026-27 period and continues to provide cashless treatment support to ration card holding families. The scheme is run by the Jharkhand State Arogya Society with technical support from JAPIT, and it works in a hybrid mode so that both general and advanced treatments stay easily available.

Mukhyamantri Abua Swasthya Suraksha Yojana - Introduction

Mukhyamantri Abua Swasthya Suraksha Yojana is a healthcare scheme of the department of health, medical education and family welfare, government of Jharkhand. It gives each eligible family yearly financial cover of ₹15,00,000 on a family floater basis, with no cap on the number of family members. All pre-existing disease conditions are covered from day one, which makes it a strong support system for families dealing with long term illnesses.

Under this scheme, a resident like Rajesh from Ranchi can get essential surgeries or prolonged treatments without worrying about heavy hospital bills. The scheme covers 2322 health benefit packages of secondary and tertiary care, spread across 26 medical specialties, of which 21 packages are reserved for state government hospitals. This makes sure that both common treatments and critical care are within reach of every eligible family.

Key Information

Benefits

When you enroll in Mukhyamantri Abua Swasthya Suraksha Yojana, you get complete financial protection for your healthcare needs. The main benefits of the scheme are listed below.

• ₹15,00,000 yearly health insurance cover per family on a family floater basis, with no cap on family size.
• Coverage for a wide range of general treatments and critical illnesses, including pre-existing diseases from day one.
• Access to quality care at both public and private empaneled hospitals across Jharkhand.
• Specialized coverage for conditions like diabetes, blood pressure, and dialysis, along with free medicines at government facilities.
• Treatment options for 21 critical illnesses under the Mukhyamantri Gambhir Bimari Upchar Yojana.

Important Note on Coverage:

If you need urgent treatment, you can use your ration card to get a temporary health card and start your medical process without delay.

Eligibility

To benefit from Mukhyamantri Abua Swasthya Suraksha Yojana, you must meet the following criteria:

• You should be a permanent resident of Jharkhand.
• Your family must have a valid ration card under the National Food Security Act (NFSA) or the Jharkhand State Food Security Act.
• Families holding pink, yellow, or green ration cards are eligible to apply.

Application Process

You can complete your application for Mukhyamantri Abua Swasthya Suraksha Yojana online by following these simple steps:

STEP 1 - Go to the official BIS portal at bis.jharkhand.gov.in and open the health card section.

STEP 2 - Login using your mobile number, request an OTP, and verify your session.

STEP 3 - Search your enrollment by entering your ration card number to view your family details.

STEP 4 - If your e-KYC is verified, download your Abua Swasthya health card immediately.

If your e-KYC is incomplete:

STEP 1 - Select the e-KYC option on the portal.

STEP 2 - Use your Aadhaar number to verify your identity through an Aadhaar-linked OTP or fingerprint.

STEP 3 - If you find any mismatch between your Aadhaar and ration card, submit the updated details through the portal and wait for verification before downloading the card.

Documents

Please keep the following documents ready for your application:

• Aadhaar Card which should be linked with your ration card.
• Ration Card of pink, yellow, or green category.

References

Official Guidelines | Official Health Portal

FAQ's

Who is eligible for Mukhyamantri Abua Swasthya Suraksha Yojana?

Families registered under the NFSA or Jharkhand State Food Security Act are eligible to participate. Families holding pink, yellow, or green ration cards can apply.

What specific illnesses does this scheme cover?

It covers general illnesses and 21 major critical diseases, including cancer treatment, heart surgeries, and kidney transplants. Pre-existing diseases are covered from day one.

How should I apply for this scheme?

You should visit the official BIS portal at bis.jharkhand.gov.in, login with your mobile number, and register using your ration card and Aadhaar details.

Can I use temporary cards if my official health card is pending?

Yes, the scheme allows temporary health cards issued against your ration card to make sure you get urgent medical attention.

Is the insurance coverage renewable?

Yes, the coverage is valid for one year and you should renew it annually to continue receiving benefits.

Where can I get treated under this scheme?

You can access services at any public or private hospital that is officially empaneled under the scheme within Jharkhand.

What does the hybrid implementation mode mean?

It means your treatment costs are covered partly by an insurance partner and partly by the state government trust fund.

How can I check my family status?

You should use the official portal or your local district health office to verify if your family is covered.

Are private hospitals covered?

Yes, the government has empaneled various private hospitals to provide quality care under this scheme.

Can I add new family members later?

Yes, you should update your family details online through the portal if there is a change in your family composition.