AI SummaryLivelihood Opportunity Promotion Scheme (Disabled) is a state government scheme run by the Department of Social Welfare, Uttarakhand. It gives grants, low-interest loans, and margin money to persons with disabilities so they can set up a shop or start a small business and earn a regular income.
For the financial year 2026-27, the scheme is open and district Social Welfare offices are accepting loan proposals. The last date to submit the application for this batch is 31 July 2026.
Livelihood Opportunity Promotion Scheme (Disabled) - Introduction
The scheme helps people living with disability across Uttarakhand achieve financial independence. Managed by the Social Welfare Department, it combines a government grant, a low-interest loan, and margin money to support shop construction, term loans, and bank-linked margin money projects.
The scheme is delivered through the Uttarakhand Bahuudeshiya Vitt Evam Vikas Nigam (UKBVvN). Local Vikas Khand (Development Block) offices collect the applications and send them to the District Social Welfare Officer for review and selection.
Highlights
| Detail | Information |
|---|---|
| Scheme Name | Livelihood Opportunity Promotion Scheme (Disabled) |
| Level | State |
| Beneficiary State | Uttarakhand |
| Nodal Department | Department of Social Welfare |
| Benefit Type | Cash assistance, loan, and margin money |
| Last Date (FY 2026-27) | 31 July 2026 |
| Application Mode | Offline at the local Development Block Office |
Benefits
This scheme supports eligible people through three models. The table below gives the benefit split for each path:
| Scheme Type | Project Cost | Grant Component | Loan Terms |
|---|---|---|---|
| Term Loan | ₹75,000 | 20% or max ₹10,000 | Rest at 6% annual interest for 3 years |
| Shop Construction | ₹50,000 | 20% or max ₹10,000 | Rest at 4% interest in 60 monthly installments (5 years) |
| Bank-Linked Margin Money | Up to ₹2,00,000 | 20% or max ₹10,000 | 25% of cost at 4% interest in 36 monthly installments (3 years), rest bank loan |
Eligibility
To apply, a person needs to meet the following conditions:
- Be a permanent resident of Uttarakhand.
- Have at least 40% disability, confirmed by a disability certificate from the Chief Medical Officer or a UDID card.
- Keep the annual family income within ₹2,00,000 for urban areas and ₹1,60,000 for rural areas.
- Be between 18 and 50 years of age.
- Should not have taken a loan or grant earlier under any scheme of the corporation, and should not be a defaulter of any bank, financial institution, government committee, or department.
Application Process
The last date to hand in the application for the financial year 2026-27 is 31 July 2026. A person needs to follow these steps:
STEP 1 - Download the Jeevika application form from the official website, which can be found in the references section below, and fill in all the required details.
STEP 2 - Attach the requested self-attested documents, including the disability certificate or UDID card, Aadhaar card, and family income proof.
STEP 3 - Submit the signed application at the local Vikas Khand (Development Block) Office before the closing date.
STEP 4 - The block office will forward the application to the District Social Welfare Officer, and a district-level committee will review and select the final beneficiaries.
Documents
Keep these documents ready while applying:
- Recent passport-size photograph and Voter ID.
- Aadhaar Card and a valid disability certificate or UDID card showing 40% or more disability.
- Caste certificate (if applicable) and family income proof.
- Relevant supporting project documents or a cost estimate.
References
Use these official resources for more information:
FAQ's
Who can apply under this scheme?
Any permanent resident of Uttarakhand with at least 40% disability who meets the age and family income conditions can apply.
What is the income limit for applicants?
The annual family income must stay within ₹2,00,000 for urban areas and ₹1,60,000 for rural areas.
How much grant is provided?
The scheme gives a grant of 20% of the project cost, capped at a maximum of ₹10,000.
What is the interest rate on loans?
Term loans carry 6% annual interest, while shop construction and margin money loans carry 4% annual interest.
Can a person with a UDID card apply?
Yes, a UDID card showing 40% or more disability works as valid proof under this scheme.
Do I need a business plan?
Yes, a project proposal or a cost estimate for the intended business is required.
What is the last date for FY 2026-27?
The last date to submit the application for the 2026-27 batch is 31 July 2026.
Can I apply online?
No, a person must apply through the offline process at the local Development Block Office.
Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer performs the selection.
How do I know my application status?
Contact the local Block Development Office or the District Social Welfare Office directly for status updates.