Delhi Lakhpati Bitiya Scheme

Delhi Lakhpati Bitiya Scheme is a girl child welfare scheme run by the Government of NCT of Delhi. It came into force on 1 April 2026 and replaces the earlier Delhi Ladli Scheme that had been in place since 2008. The scheme gives phased money help to girl children from birth up to graduation.

Under this scheme, an eligible girl child receives ₹61,000 in instalments linked to education stages. The amount is invested through an authorised banking partner and grows to around ₹1 lakh or more by the time the girl turns 18 or 21. Registration is done online through the dedicated official portal.

Delhi Lakhpati Bitiya Scheme - Overview

Department of Women and Child Development, Delhi, launched the scheme to improve the social status of girl children. It encourages them to continue their studies and gives long-term money safety. The rules were notified on 30 March 2026 and came into effect from 1 April 2026.

Objectives

Main aims of the scheme are listed below.

• Improve the social status of the girl child in the family and society.
• Make sure girl children get proper education and support.
• Encourage students to keep studying without dropping out.
• Give long-term money safety and protect girls from discrimination and deprivation.

This is a state level scheme run by the Women and Child Development Department. Cash benefit is given directly in the name of the girl child. Only two girls in a family can get the benefit.

Highlights

Benefits

The scheme gives money in instalments at different stages of a girl's life. The full list of payments is given below.

• At birth: ₹11,000 is deposited. This is redeemable when the girl turns 18 or 21.
• School stages: ₹5,000 each on admission to Class 1, Class 6, Class 9, Class 11 (or Polytechnic and ITI after Class 10) and Class 12.
• Diploma: ₹10,000 for a 1 year diploma, ₹20,000 for a 2 year diploma and ₹20,000 for a 3 year diploma.
• Graduation: ₹20,000 for a 3 year degree and ₹25,000 for a 4 year degree.

Total instalments add up to ₹61,000. This amount is invested through an authorised banking partner and grows with interest. On maturity, the girl can get ₹1 lakh or more. The money is paid into the girl's Aadhaar linked bank account.

The benefit is non-transferable and non-refundable. Premature withdrawal and loans against the deposit are not allowed. The girl must remain unmarried until age 18 and complete the required immunization.

Eligibility

To apply for the scheme, the following conditions must be met.

1. The girl child must be born in Delhi. A birth certificate issued by the Registrar (Births and Deaths) is required.
2. The family must be a bonafide resident of NCT of Delhi for at least three years before the date of application.
3. Total annual family income must not be more than ₹1,20,000.
4. Benefit is limited to two girl children per family.
5. The girl must be studying in a government, MCD, NDMC or government recognised school in Delhi. For higher education, the institution must be recognised by UGC or a government body anywhere in India.
6. The girl must remain unmarried until age 18 and follow the required immunization schedule.

Institutional Care Exemptions

For girls living in government run or licensed Child Care Institutions (CCIs) in Delhi, where the State is the guardian, some rules are relaxed. The three year residence and family income conditions are waived. The birth place condition is also waived. The in-charge of the institution acts as the guardian. Aadhaar of the girl and the in-charge are both required.

Application Process

Application is made online through the dedicated official portal. Parents or guardians should apply within one year of the girl's birth, or within 90 days of admission at each stage.

STEP 1 - Visit the official portal at delhilakhpatibitiyawcd.sbilife.co.in and open the registration page.

STEP 2 - Click on Sign Up for Parent or Guardian and enter the mobile number and email to create an account.

STEP 3 - Log in to the portal using the mobile number and captcha.

STEP 4 - Fill in the personal, family and education details in the application form.

STEP 5 - Upload the required documents and submit the form before the deadline.

Documents

The following documents are needed with the application.

• Residence proof such as ration card, voter ID or other document showing at least 3 years stay in Delhi.
• Birth certificate of the girl child issued by Delhi authorities.
• Joint photograph of parents and the girl child.
• Self declaration of annual family income and marital status.
• Admission or bonafide certificate from the school or college.
• Principal's certificate for private school students, attested by the District Education Officer.
• Immunization certificate as per government norms.
• Aadhaar linked bank account details.

References

Delhi Lakhpati Bitiya Scheme Rules PDF

Gazette Notification for Delhi Lakhpati Bitiya Scheme

Department of Women and Child Development, Delhi

Detailed guide: Delhi Lakhpati Bitiya Yojana 2026

FAQ's

Who is eligible for Delhi Lakhpati Bitiya Scheme?

Girl children born in Delhi who meet the residence, family income and education conditions are eligible. Benefit is limited to two girls per family.

What is the annual income limit?

Families with an annual income of ₹1,20,000 or less are eligible.

How much money does the scheme give?

The scheme pays ₹61,000 in stage-wise instalments. The amount is invested and grows to ₹1 lakh or more at maturity.

How are payments made?

Payments are credited directly to the girl child's Aadhaar linked bank account.

Can the money be withdrawn before maturity?

No, premature withdrawal is not allowed under the scheme rules.

Does the scheme cover higher education?

Yes, the scheme gives ₹10,000 to ₹25,000 for diploma and graduation courses depending on course length.

What happens if the beneficiary marries before 18?

She becomes ineligible and future benefits stop. The maturity amount goes back to the government.

What happens to existing Ladli Yojana beneficiaries?

Existing Ladli Yojana beneficiaries can apply for the higher education stages under the new scheme if they remain unmarried till age 18.