AI SummaryPashu Kisan Credit Card Scheme is a welfare scheme launched by the Haryana govt. for all the farmers who rear livestock. With a Pashu Kisan Credit Card, farmers can get loans and buy anything they need, but they must repay the money within 1 year to get the concessional 4% interest rate. Check the procedure of how to apply and fill the Pashu Kisan Credit Card application / registration form.
Pashu Kisan Credit Card is a working capital credit line, not a loan to buy animals. It covers the regular costs of keeping productive animals, such as feed and green fodder, mineral mixture, veterinary care, insurance and shed upkeep. Haryana was the first state in India to launch this card in December 2019, when 101 farmers in Bhiwani received the country's first Pashu Kisan Credit Cards.
Haryana Pashu Kisan Credit Card Scheme 2026 - Application
All Pashu Kisan Credit Cards are based on the outline of the Kisan Credit Card. The loan amount given under the PKCC scheme works to promote animal husbandry. Under this scheme, farmers get loans for fish farming, poultry farming, sheep and goat rearing, and cow and buffalo rearing. The state govt. has already brought a strict law for cow protection, and now it is the first state in the country to launch a credit card for livestock farmers.
During the financial year 2026-2027, around 10 lakh farmers have received Pashu Kisan Credit Cards, and the number of farmers taking benefit of the credit card is expected to grow in the coming years. Here is the complete information about the Pashu Kisan Credit Card Scheme in Haryana.
Haryana Pashu Kisan Credit Card Scheme Highlights
| Detail | Information |
|---|---|
| Scheme Name | Pashu Kisan Credit Card Scheme |
| Launched By | Haryana govt. |
| Beneficiaries | Livestock farmers of Haryana |
| Loan Limit | Up to Rs. 1.6 lakh without collateral |
| Interest Rate | About 4% on timely repayment |
| Application Mode | Through bank branch |
| Official Website | pashudhanharyana.gov.in |
Haryana Pashu Kisan Credit Card Scheme Online Registration Form
There is no separate online portal that issues the card. The Pashu Kisan Credit Card is a bank product, and farmers apply for it at any commercial bank, regional rural bank or cooperative bank branch. The department of animal husbandry and dairying lists its schemes on its official website, and farmers can apply for the department's schemes through the Haryana animal husbandry department website.
The implementation strategy for Pashu Kisan Credit Cards in Haryana involves tie-ups with 24 dairy milk plants. These dairy milk plants have milk collection points along with chilling centres across the state.
STEP 1 - Get your animals ear-tagged and registered by the local veterinary surgeon or government animal hospital, and obtain a health certificate. Untagged animals do not count toward your loan limit.
STEP 2 - Insure the animals. Livestock insurance is tied into the scheme, and banks will insist on it before issuing the card.
STEP 3 - Carry KYC and identity papers such as Aadhaar card, PAN card or voter ID card, passport size photos, and the Haryana Family ID, which bank branches now ask for as a matter of routine.
STEP 4 - Fill the Pashu Kisan Credit Card application at the bank branch, listing the animal tag numbers. The bank verifies the details, sets the limit as per the scale of finance, and issues the card, usually within a few weeks if the paperwork is clean.
No land ownership is required to apply. Credit up to Rs. 1.6 lakh is collateral-free, which makes landless livestock keepers eligible for the scheme.
Eligibility Criteria for Haryana Pashu Kisan Credit Card Scheme
Here is the complete eligibility criteria for Haryana Pashu Kisan Credit Card Scheme 2026:-
- Applicant should be a permanent resident of Haryana State.
- Farmers owning livestock are eligible for the Pashu Kisan Credit Card Scheme in Haryana.
- Applicant's Aadhaar card, PAN card, voter ID card, mobile number and passport size photograph are required to apply.
Get Loan Without Any Interest through Haryana Pashu Kisan Credit Card
Under the Haryana Pashu Kisan Credit Card scheme, no interest is charged on loans up to Rs. 1.6 lakh. The farmers are given loans under the Pashu Kisan Credit Card Scheme at a 7% interest rate. Out of this, the central govt. provides a 3% interest subsidy, and the Haryana state govt. gives a rebate on the remaining 4%. In this manner, the loan taken under the PKCC Scheme is without any interest. All the cattle rearers of Haryana can take advantage of the Pashu Kisan Credit Card Yojana.
Salient Features of Pashu Kisan Credit Card Scheme
The main features of the Pashu Kisan Credit Card Scheme are given below:-
- Pashu Kisan Credit Card Scheme works as a revolving cash credit account. Any credit balance in the account earns interest at the savings bank rate.
- Farmers can get credit of Rs. 60,249 per buffalo and Rs. 40,783 per cow as per the scale of finance fixed at the launch of the scheme.
- With these Pashu Kisan Credit Cards, farmers can purchase anything and can spend money anywhere.
- The repayment period is 1 year to keep the concessional 4% interest rate. Otherwise, the interest rates go up and farmers become defaulters too.
How to Get Loan under PKCC Scheme
In this scheme, farmers have to give an affidavit to the Deputy Director of the Animal Husbandry and Dairy department. Before this, the farmer also has to get his animal insured. For this, only Rs. 100 have to be paid.
Loan Details for Pashu Kisan Credit Card Scheme
Under this scheme, Haryana govt. gives loans of Rs. 40,783 to a farmer who owns a cow. The loans are given to farmers through the credit card in 6 equal installments (Rs. 6,797 per installment) every month. Similar to this, a loan of up to Rs. 60,249 is given to farmers having a buffalo. The money has to be returned within 1 year with an interest of 4% per annum. The farmers who repay their loan on time get extra benefit.
In case a farmer takes a loan above Rs. 1.6 lakh through the Pashu Credit Card, then he gets the loan at the normal interest rate. For this loan, the farmer has to keep something on mortgage. Here too, if the farmer pays the loan amount within one year, he gets a rebate on interest.
Haryana Pashu Kisan Credit Card Scheme Repayment Schedule
One can easily understand the repayment schedule of the Haryana Pashu Kisan Credit Card. For example, if anyone buys diesel worth Rs. 4000 on 4 July, then he must repay the money by 3 July of the next year. Similar to this, if anyone buys a fridge or pays tuition fees worth Rs. 9000, then he must return that amount within one year to keep the concessional 4% interest rate.
The main aim of these Pashu Kisan Credit Cards is to free farmers from the debt trap of money lenders and to boost their spending. The state govt. of Haryana issued 10 lakh Pashu Kisan Credit Cards in FY 2022-23. The new facility of Pashu Kisan Credit Cards meets the short term credit needs for rearing livestock as well as fish, shrimp and other aquatic organisms.
Similar to this, for brackish water shrimp, the rate is fixed at Rs. 92,800, while for freshwater shrimp, the rate is fixed at Rs. 1.12 lakh. The state govt. has fixed this rate after including the feeding, labour, veterinary and electricity supply costs. Haryana govt. has around 89 lakh livestock and produces 44 lakh litres of milk per day. There are around 29 lakh farming households which depend on livestock for their daily income.
FAQ's
How much loan can I get per buffalo under PKCC?
The scale of finance fixed at the launch of the scheme is Rs. 60,249 per buffalo and Rs. 40,783 per cow, paid out in installments. The scales are revised from time to time, so confirm the current figure at the bank branch.
Is the Pashu Kisan Credit Card loan interest-free?
Not on its own. The base rate is 7% a year. A 3% central subsidy on timely repayment brings it to about 4%, and the state has announced further relief for prompt payers. Late repayment cancels the concessions.
Do I need land to get a PKCC?
No. Credit up to Rs. 1.6 lakh is collateral-free, which makes landless livestock keepers eligible. You do need tagged, insured animals and standard KYC documents.
Where do I apply for the card?
At any bank branch, public, private, cooperative or regional rural. There is no separate government portal that issues the card. The veterinary department's role is tagging, health certification and insurance.
ye scheme kab start hogi
Haryana Pashu Kisan Credit Card Scheme is being planned and will start soon
modinagar
Vill+post Khera til sardhana (Meerut)
Vpo kural tesl loharu Dost bhawani HR 127201 mobile phone 9813144460
Shetkri manus
Pashu shed pahije amhla