AI SummaryUttar Pradesh government has launched Mukhyamantri Shikshak Cashless Chikitsa Yojana for teachers and education staff, and applications are open on two separate portals. Higher education teachers can apply at hcmtcts.upsdc.gov.in, while basic and secondary education staff use cmtcts.upsdc.gov.in. Under this scheme, every approved family gets cashless treatment worth up to ₹5 lakh a year.
Chief Minister Yogi Adityanath launched this scheme on 8 July 2026 in Varanasi. Cabinet had cleared it on 29 January 2026 for basic and secondary education, and on 10 March 2026 the cover was extended to more than 2 lakh teaching and non-teaching staff in higher education.
How to Apply Online on Mukhyamantri Shikshak Cashless Chikitsa Yojana Portal
Your mobile number must be linked with Aadhaar before for online application for this scheme.
STEP 1 - Open hcmtcts.upsdc.gov.in if you work in higher education, or cmtcts.upsdc.gov.in if you are in basic or secondary education.
STEP 2 - Click on "Apply for Shikshak Cashless Chikitsa Card" button and then log in with your Aadhaar linked mobile number and the OTP you get on it.
STEP 3 - Fill your service and personal details in the next form and click Save. Your application will show on screen. If anything is wrong, click Edit Application and fix it before completing the application.
STEP 4 - Select Yes for Add Dependent to add family members, then enter each person's details along with a photograph and Aadhaar number. Click Save and Next after every dependent. Select No if you have no dependents.
STEP 5 - Check all details once more and click Submit Application. Then click Print Application and keep the PDF copy with you.
STEP 6 - Your form will reach to your college principal for checking and then to the University Registrar for final approval. In basic education it moves to the BEO and then the BSA, and in secondary education to the principal and then the DIOS.
Who counts as a dependent
Scheme rules cover your spouse, parents, children, stepchildren, unmarried, divorced or abandoned daughters and sisters, minor brothers and stepmother. They must depend on you fully and normally live with you. When treatment starts, their income from all sources must not cross ₹3,500 a month plus the dearness relief allowed on a basic pension of ₹3,500 a month.
Age limits are different for each relation.
- A son stays covered until he starts earning, turns 25 or gets married, whichever comes first
- A daughter stays covered until she starts earning or gets married, whichever comes first
- A son with permanent mental or physical disability is covered for life
- Divorced, abandoned or widowed daughters and unmarried, divorced, abandoned or widowed sisters are covered for life
- A minor brother is covered until he turns 18
e-KYC and card download
Once the Registrar approves your form, you will get an SMS telling you to finish e-KYC. Verify your mobile with OTP on the portal, then complete Aadhaar OTP based e-KYC for every approved family member. The status against each name changes from Do e-KYC to Download. Click Download and print your cashless card. More than 5.40 lakh teachers, non-teaching staff and their family members have finished e-KYC so far.
If the Registrar finds a problem, the form comes back with remarks. Click Edit Application, make the changes written in the remarks, and submit it again. Open hcmtcts.upsdc.gov.in/public/showAppStatus.aspx to check the status.
| Detail | Information |
|---|---|
| Scheme Name | Mukhyamantri Shikshak Cashless Chikitsa Yojana |
| Launched By | Uttar Pradesh government on 8 July 2026 |
| Run By | State Agency for Comprehensive Health and Integrated Services (SACHIS) |
| Eligible People | Teachers and staff of basic, secondary and higher education departments and their dependents |
| Benefit | Up to ₹5 lakh cashless treatment a year in empanelled private hospitals, no limit in government hospitals |
| Premium | ₹3,000 per employee a year, paid by the department |
| Application Mode | Online |
| Official Website | hcmtcts.upsdc.gov.in for higher education, cmtcts.upsdc.gov.in for basic and secondary education |
Who can apply
Serving teachers and non-teaching staff of the basic, secondary and higher education departments can apply, along with Shiksha Mitras, Anudeshaks, special educators for CWSN, Kasturba Gandhi Balika Vidyalaya staff and PM Poshan cooks. Aided and self-financed recognized schools are included too, and on 1 September 2026 the cover was extended to more than 3.56 lakh teachers of over 22,000 unaided secondary schools, who have to register on the portal. Retired employees are not covered under the 5 June 2026 order, and anyone already covered under Ayushman Bharat Yojana or Mukhyamantri Jan Arogya Yojana cannot apply here.
On 4 September 2026 Additional Director of Education (Secondary) Kamta Ram Prasad wrote to all District School Inspectors asking them to get applications filed from teachers of self-financed schools.
Departments pay for the scheme themselves, about ₹358.61 crore a year for basic education, ₹89.25 crore for secondary education and ₹50 crore for higher education. Hospitals are paid at package rates approved under Ayushman Bharat and the National Health Authority. Education staff are covered here, and other state government employees have a separate scheme, the UPSECTS state health card.
FAQ's
Can retired teachers apply for this card?
No. As per the 5 June 2026 order, only serving permanent employees and their eligible dependents can apply.
What if the mobile number or Aadhaar number in my application is wrong?
Fill the correction form given on the portal, sign it with the date, attach a photocopy of your Aadhaar card and email it to support.cmtcts@sachis.in.
What happens to my card if I move to another school or college?
Your principal records the exit on the portal and the cover linked to the old school stops. After joining the new place, get fresh approval from the principal there. Cashless treatment starts again only after that.
Which number should I call for help?
Call 1800-1800-4444 for questions about the card, hospitals or your application.