Haryana government gives Scheduled Caste (SC) women a chance to start a small business of their own through Mahila Samridhi Yojana (MSY). This low interest self employment loan scheme is run by Haryana Scheduled Castes Finance and Development Corporation (HSFDC), and the whole application is done online on the Antyodaya Saral portal.
Under this scheme, Haryana women can get a loan of up to ₹60,000 at just 5% per annum interest. The money is passed mainly through women's Self Help Groups (SHG), so ladies borrow and repay the total amount as a group. After the district welfare office checks the application, the approved amount is sent straight to the applicant's bank account.
The Mahila Samridhi Yojana application form is open on the official portal, and there is no fee to apply. The complete apply online process, eligibility details, required documents and loan rules are explained below for the 2026 round.
Haryana Mahila Samridhi Yojana 2026 Apply Online
Below is the complete process to fill the MSY online registration / application form:-
STEP 1 - Visit the official Antyodaya Saral Portal in your browser at saralharyana.gov.in. The portal works on mobile as well as desktop.
STEP 2 - On the homepage, click the "New User ? Register Here" link present under the Login section. New users have to create a portal account before applying.
STEP 3 - Upon clicking this link, the Mahila Samridhi Yojana online registration form will open on the screen.
STEP 4 - Fill in the details, make the registration and then login using "Login ID" and "Password". In the new window, click "Apply For Services", then click "View All Available Services". Next, type "Mahila Samridhi" in the search box.
STEP 5 - Select the service name "Application for Mahila Samridhi Yojana (for Self Employment Income Generating Schemes only for Female Beneficiaries)" listed by HSFDC department.
STEP 6 - The Mahila Samridhi Yojana online application form will then appear as shown below:-
STEP 7 - Enter all the details correctly, attach the scanned copies of the required documents and submit the completely filled MSH application form. After submission, save the application reference number for tracking.
Once the form is submitted, the case goes to the district welfare office for verification. The status is shared by SMS on the registered mobile number at each step, and it can also be checked on the portal with the application ID.
| Detail | Information |
|---|---|
| Scheme Name | Haryana Mahila Samridhi Yojana (MSY) |
| Department | Haryana Scheduled Castes Finance and Development Corporation |
| Beneficiaries | Scheduled Caste women of Haryana |
| Loan Amount | Up to ₹60,000 |
| Interest Rate | 5% per annum |
| Application Mode | Online (Antyodaya Saral Portal) |
| Official Website | saralharyana.gov.in |
| Helpline | 0172-3968400 |
Eligibility Criteria for Mahila Samridhi Yojana in Haryana
Only those women who match the rules given below can apply for the Mahila Samridhi Yojana loan:-
- Applicant must be a permanent resident of Haryana and must belong to Scheduled Caste (SC) category.
- Applicant's age must be between 18 and 45 years.
- Annual income of the family must be less than ₹3 lakh, in accordance with Parivar Pehchan Patra (PPP) record.
- For group loans, the applicant must be a member of a registered Self Help Group as the loan is delivered through SHG.
Women from BPL families can get an additional grant of up to ₹10,000 on the sanctioned loan as per the HSFDC rules.
Benefits and Loan Purpose of Mahila Samridhi Yojana
HSFDC releases a fresh advertisement for Mahila Samridhi Yojana loans from time to time, and the online form on the portal stays open. The loan can be taken for the following income generating activities:-
- Beauty parlour, boutique, cosmetic shop and bangle store for a beauty related business.
- Tailoring and such a small shop for dressmaking work.
- Cloth shop or readymade garments stall in the local market.
- Dairy farming and small cattle keeping for regular income.
- Tea shop or a small eatery run at home or in the neighborhood.
- Papad making, basket making and similar home based food and craft work.
- Any other viable business that fits the applicant's budget.
Documents Required for MSY Form
Keep the following papers ready before starting the online form, so that the application can be completed without any problem:-
- Aadhaar card and a mobile number linked with it.
- Scheduled Caste (SC) caste certificate of the applicant.
- Parivar Pehchan Patra (PPP) and the family income details.
- Residence proof and bank account passbook (bank account should be Aadhaar linked).
- Passport size photo and a short write up about the planned business.
Important Points and Help
Earlier, applications for Mahila Samridhi Yojana were also being accepted on the old HSFDC website. That website is no longer working, so the official and only portal for the MSY apply online is the Antodaya Saral Portal at saralharyana.gov.in.
The whole process is free and the government never charges anything to accept the form. In case of any problem, the AntodaySaral Helpline can be reached on 0172-3968400 from 7:00 AM to 8:00 PM (Mon-Sat, excluding govt holidays).
For a complete list of the Haryana services available on this platform, check the official Saral Haryana portal guide.
FAQ's
Who can apply for Mahila Samridhi Yojana?
Scheduled Caste women of Haryana between 18 and 45 years of age, with family annual income below ₹3 lakh, can apply through the Antdaya Saral portal.
What is the loan amount and interest rate of MSH?
The scheme offers a self employment loan of up to ₹60,000 at a 5% per annum interest rate.
Is the application fee for Mahila Samridhi Yojana?
No. The online application on the official portal is completely free of cost.
What is the last date to apply for this scheme?
The online form remains open through the year on the Antodaya Saral portal, so there is no fixed last date for the scheme.