AI SummaryE Kisan Upaj Nidhi Yojana is a digital gateway from the Warehousing Development and Regulatory Authority (WDRA) that lets farmers get post-harvest loans from banks by pledging their electronic Negotiable Warehouse Receipts (e-NWRs). The scheme is accepting applications for the current season, and farmers can register online through the official portal.
Under this scheme, farmers can store their crops in a WDRA-registered warehouse for up to six months and take a loan at a 7% interest rate per year without giving any security deposit. This post-harvest storage plan helps farmers get a better price than the Minimum Support Price (MSP) for their produce. If you want to register, check your status, or use the farmer login, all the details are given below.
E Kisan Upaj Nidhi Yojana
E Kisan Upaj Nidhi was launched by Union Minister Piyush Goyal on March 4, 2024. The WDRA digital platform helps farmers get a fair price for their crops and avoid distress sales right after harvest. Farmers can store their produce in WDRA-registered warehouses and apply for loans from banks using their e-NWRs.
The security deposit at the warehouses has been reduced from 3% to 1%, which makes storage more affordable for small farmers. Loans come with a 7% interest rate, and the crops can be stored for six months. Farmers can sell their produce anytime during this period and pay back the loan once the sale is done.
This scheme is a joint effort of the Department of Food and Public Distribution, WDRA, the Department of Financial Services, and NABARD. The whole process is online and clear, so farmers do not have to run from one office to another for their loan.
E Kisan Upaj Nidhi Yojana Highlights
| Detail | Information |
|---|---|
| Scheme Name | E Kisan Upaj Nidhi Yojana |
| Scheme Under | Ministry of Consumer Affairs, Food & Public Distribution |
| Launch Date | 4 March 2024 |
| Scheme Run By | Warehousing Development and Regulatory Authority (WDRA) |
| Mode | Online |
| Scheme For | Farmers who want to store produce at any registered WDRA warehouse |
| Storage Valid till | 6 months at 7% interest per annum |
| Security Deposit | Reduced from 3% to 1% for farmers |
| Additional Benefit | Loans without guarantee |
| Direct Registration Login | www.jansamarth.in |
| Official Website | wdra.gov.in |
How to Register for E Kisan Upaj Nidhi Yojana
Registration for the scheme is fully online and takes only a few minutes. Farmers need a working mobile number, an Aadhaar number, and their e-NWR to complete the process.
STEP 1 - Visit the WDRA official website at wdra.gov.in and click on the E Kisan Upaj Nidhi Yojana option on the homepage.
STEP 2 - Read the scheme guidelines and click on the Register button. You will be redirected to the jansamarth.in portal.
STEP 3 - Enter your mobile number and Aadhaar number, then complete the CAPTCHA and click on Get OTP.
STEP 4 - Enter the OTP you receive and fill in your personal and bank details in the form.
STEP 5 - Upload the required documents such as your Aadhaar card, bank passbook, and e-NWR receipt, then click Submit to finish your registration.
How to Check E Kisan Upaj Nidhi Yojana Status Online
Once registered, farmers can check their E Kisan Upaj Nidhi status online to know where their loan or warehouse storage stands. Farmers who have applied for the scheme can check their loan status by logging in to the portal.
STEP 1 - Go to wdra.gov.in and click on E Kisan Upaj Nidhi Yojana.
STEP 2 - Click on the Login option and you will be redirected to jansamarth.in.
STEP 3 - Enter your mobile number or email address and complete the CAPTCHA.
STEP 4 - Click Login to open your dashboard and check the status of your application and loan.
Eligibility for E Kisan Upaj Nidhi Yojana
To be eligible for this scheme, farmers must meet a few simple conditions. The main requirement is that the produce must be stored in a WDRA-registered warehouse.
- Store their crops in a WDRA-registered warehouse.
- Have an e-NWR (electronic Negotiable Warehouse Receipt) issued by National E-Repository Limited (NERL) or Commodity Repository Limited (CCRL).
- Have a bank account and a valid Aadhaar and mobile number linked to it.
E Kisan Upaj Nidhi Yojana List
Farmers can also check the E Kisan Upaj Nidhi Yojana list to find the nearest WDRA-registered warehouse and the storage amount available. They can also see how many farmers have enrolled in the scheme. You can log in to jansamarth.in to check the latest updates and the beneficiary list.
E Kisan Upaj Nidhi Yojana Helpline Number
If you have any questions or face any issues while applying, you can contact the helpline. These numbers are available from 10:00 AM to 6:00 PM on working days.
- WDRA Helpline Number: 011-49092987, 44789495
- Email Support: support-wdra@nic.in
- E Kisan Upaj Nidhi Helpline: +91-7969076111
- Email Support: customer.support@jansamarth.in
By following these simple steps and using the resources available, farmers can easily take advantage of the E Kisan Upaj Nidhi Yojana and make sure they get the best value for their crops. For more details on farmer support, you can also check the PM Kisan Samman Nidhi Yojana.