After the demonetization announced by the central government on 8th November, the number and volume of digital payments have seen a remarkable increase. Cashless Digital Payments have also become a necessity for day to day spends in the days of cash crunch after demonetization.
Indian government, after demonetization, has been encouraging people (Both consumers and merchants) to use cashless digital payment methods for any kind of payment against any kind of sale/purchase. The government has started several initiatives for making the country cashless, such as Jan Dhan to Digidhan and Mera Mobile – Mera Wallet and Cashless India.
Digital Payments Methods for Cashless Payments
However, there are several ways one can pay for daily expenses like fuel, grocery, utility bills and purchase of any household item or any other kind of bill/purchase. Below are the 10 most common digital payment methods
- Banking Cards (Debit / Credit / Cash / Travel / Others)
- Unstructured Supplementary Service Data (USSD)
- AADHAR Enabled Payment System (AEPS)
- Unified Payment Interface (UPI)
- Mobile Wallets
- Banks Pre-Paid Cards
- Point of Sale Machines
- Internet Banking
- Mobile Banking
- Micro ATM’s
Digital Payment Methods
The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. “Faceless, Paperless, Cashless” is one of professed role of Digital India. As part of promoting cashless transactions and converting India into less-cash society, various modes of digital payments are available.
Complete detailed information about how to use the above mentioned digital payment methods, please visit official website of Cashless India initiative at http://cashlessindia.gov.in.
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