PM Vidya Lakshmi Portal Registration 2025, Students Login – Education Loan Application Form at pmvidyalaxmi.co.in

Vidya Lakshmi Portal Registration 2025 & Login process has been started by central government. All the students can now apply online for education loan at the official Vidya Laxmi Portal. Central govt. is inviting Education loan online application form at pmvidyalaxmi.co.in. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the Vidyalaxmi Portal. Interested candidates can now make Vidyalakshmi Portal online registration & login as student to get loans for pursuing their studies.

The complete process to apply online for education loan at Vidya Laxmi Portal is very simple. It involves registration at Vidyalaxmi portal, filling up of common loan application form and then apply to multiple banks.

PM Vidya Lakshmi Portal at pmvidyalaxmi.co.in

Vidya Lakshmi Portal is a first of its kind portal now functional for students who requires Education Loan to pursue their studies. Vidya Laxmi portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA). PM Vidyalakshmi portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. 

Vidya Laxmi Portal Registration 2025

Vidya Lakshmi Portal provides single window for Students to access information about various loan schemes provided by banks and make applications for educational loans. If you want to apply for education loan on Vidyalakshmi portal, you must register on portal. Please provide essential details as mentioned in registration form. Here is the complete process to make Vidya Laxmi Portal Registration:-

STEP 1: Firstly visit the official website at https://pmvidyalaxmi.co.in and click on the “Student Login” link on the homepage.

STEP 2: On the next page, click on “Create An Account” tab as shown below:

STEP 3: Direct Link to student registration page – https://pmvidyalaxmi.co.in/StudentSignUp.aspx 

STEP 4: Then the Vidya Lakshmi Portal registration form online will appear as shown below:

STEP 5: Candidates can fill in all the details accurately to complete Vidya Lakshmi Portal registration process and proceed to Login page.

Important Instructions

Please ensure that the registration details filled in are correct. Please enter password in required format.

Guidelines for Registering on Vidya Lakshmi Portal

• Name – Please enter student name as per 10th class mark-sheet or as per the mark-sheet attached with your loan application
• Mobile Number – Enter a valid mobile number. Student can provide mobile number of parent/guardian
• Email ID – Enter a valid email ID. Email ID will not be allowed to change. All necessary communications will be sent on this email ID.

PM Vidyalaxmi Portal Login

Interested students who wants to apply online for education loan can now make Vidyalaxmi Portal login at the homepage of official Vidya Lakshmi Portal. The direct link to make PM Vidya Laxmi portal login is https://pmvidyalaxmi.co.in/StudentLogin.aspx. The section where login has to take place will be displayed on the home screen similar to the one in the image below.

Here applicants can enter e-mail ID, password and displayed captcha code and click at “Submit” button to proceed to fill Vidyalakshmi Education loan application form.

List of Registered Banks for Education Loan at Vidyalakshmi Portal 

There are a total of 49 banks registered banks at Vidya Lakshmi Portal. Out of these banks, the major banks which are registered at Vidyalakshmi portal are as follows:

Private Sector Banks

Public Sector Banks

Regional Rural Bank

What is PM Vidyalakshmi Scheme

Pradhan Mantri Vidyalaxmi (PM-Vidyalaxmi) is a new Central Sector Scheme approved by the Union Cabinet on 6 November 2024 to help meritorious students continue higher education without worrying about money problems. The scheme will support more than 22 lakh students every year who get admission in the top 860 Higher Educational Institutions (QHEIs) of India. To make the process simple and student-friendly, loans will be available through a fully digital platform where students can apply easily without going through lengthy paperwork.

Under this scheme, students can avail collateral free and guarantor free education loans. For loan amounts up to ₹7.5 lakh, the Government of India will provide a 75% credit guarantee to banks, encouraging them to expand coverage. Also, students from families with up to ₹8 lakh annual income will get a 3% interest subsidy on loans up to ₹10 lakh. Those with family income up to ₹4.5 lakh will continue to receive full interest subsidy. All Scheduled Banks, Regional Rural Banks (RRBs), and Cooperative Banks will implement this scheme, ensuring wide access across the country.

Head Office / Branches

Head Office

• Mumbai Address – Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai – 400 013. Fax – (022) 2491 5217
• Head Office Working Hours- Monday to Friday – 9:30 am to 6 pm

Branches

• Kolkata Address: 5th Floor, The Millenium, Flat No. 5W, 235/2A, Acharya Jagdish Chandra Bose Road, Kolkata – 700 020.
• Chennai Address: 6A, 6th Floor, Kences Towers, #1 Ramkrishna Street, North Usman Road, T. Nagar, Chennai – 600 017.
• New Delhi Address: 409/410, Ashoka Estate Building, 4th floor, Barakhamba Road, Connaught Place, New Delhi – 110001.
• Ahmedabad Address: Unit No. 407, 4th floor, 3rd Eye One Commercial Complex Co-op. Soc. Ltd., Above Vijay Sales Stores C. G. Road, Near Panchvati Circle, Ahmedabad – 380006.
• Branches Working Hours- Monday to Friday – 9:30 am to 6 pm

Helpline Number

Toll Free 1800 1031 and 080-22533876